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I actually bought health insurance from consumer health benefits and they ripped me off 259.95 they never sent me a package with a member number or anything they told me there is a no refund policy and i lost my money. Now anyone who knows about health insurance knows you have 30 days to cancel and get your money back , the better business bureau says they don't exist. I'm fixing to sue for insurance fraud-- stay away from this company they will clean you out!
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This is not insurance. This is nothing more than a discount plan. You can get the same discount or better by asking yoor doctor. This is a major rip off. The perscription plan does nto work at all! The discount from the dentist is $5.00. The sales people are not licensed agents. They lie on the phone.
They are selling a dream that will not benefit anyone other then the owner.
BUYER BEWARE!
I received a phone call yesterday from this company after my husband responded to an online offer for health insurance. Since he has been recently laid off we are in search of affordable coverage for our family of 6. The woman who called was very helpful and offered us a PPO plan that would cost one quarter of what we were paying through his previous employer. When I asked how they could do this she said that they were a non-profit set up simply for situations such as ours and not everyone qualify. She wanted a commitment right away of $250 for enrollment and then $125 a month until we decided to cancel. There was no pre-existing clause and she told me they have many very ill people already in the plan that would not be able to afford health care otherwise. I told her that it really sounded to good to be true and want a web address to research the company more fully. She continued with all the benefits and even told me that we could qualify for a government program that would pay for all of our prescriptions for only $45 a month. Wow! This is fantastic. However, I was not born yesterday and my momma taught me better than that. I asked again for a web address and she said that she would send it to me in an email link. Surprise, surprise, I still have not received an email. This is such a shame since many people are now finding themselves in situations such as ours for the first time in their lives and are really hoping for such an opportunity as this. Just remember if it sounds too good to be true it probably is so you better google the company before giving any money to anyone.