PN Financial & Associates / Final Notice of Judgement/Scam?

1 PO Box 1431, Skokie, IL, United States Review updated:
Contact information:
Phone: 866-588-7730

I just received a letter in the mail with at docket number and my full social security number printed on the letter. It said it was a final notice of judgement. I called and spoke to someone and couldnt hear them cause my little girl was being loud and my cell was breaking up. I hung up and immediately received a call back and it was PN Financial & Associates. The same guy introduced himself and told me how rude I was. I told him that I had no means of getting him the money and he asked about my taxes and said that if I dont pay they will garnish my wages and my employer could let me go. I told him that I have a baby on the way, a four year old, and a wife who just started work. He told me that I should then really want to put this behind me then and get this taken care of so that my family doesnt hurt from me not paying my debt. I told him that if I had the money I obviously would pay and called to see what I could do. He said I could pay the amount in full by the end of the month or see you in court. He said that if I hung up he can proceed as me calling recognized receipt of the letter. He also said he could get in my bank account and take my money but they have refrained from doing that until speaking with me. I am scared and just want to do the right thing. I looked up the company and see the negative things being said. I live in Ohio and the letter says they are based in Skokie, IL. I dont feel comfortable with letters being sent with my full social on them. Anyone could intercept my mail and steal my identity from this letter. It has my name address social and even my old credit card number all printed out in bold. Please advise. Also the attorney on the letter is Robert S. Weinberg, PC Attorney at Law. Is this a real attorney. I cannot find him on the internet. What should I do?

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  • Mr
      4th of Feb, 2010

    This company is a scam. Those letters are essentially illegal. The docket number is a forgery and more than likely doesn't correspond to a docket number used in your state, or the United States. Robert Weinberg is not a registered attorney in Illinois. He most likely doesn't exist. P.N. Financial used to sign their letters John Sullivan, who also isn't a registered Attorney in Illinois. The actual owner of this company is Nelson Macwan, convicted drug dealer and Medicaid con-man from New York.

    And I can almost guarantee you P.N. Financial has not obtained a judgment against you.

    1.) Do not give them a dime. Do not give them your bank account info. Do not give them any personal info.

    2.) Send them a debt validation letter (you can find samples all over the internet) and a cease and desist letter.

    3.) Complain in writing to the Attorney General of Illinois, the Attorney general of your own state, and the Illinois Department of Professional Regulation.

    In my case, they only responded to the Attorney General complaints and, in essence, dropped their attempt to collect a debt I didn't owe. I'd expect likewise in your case.

    +1 Votes
  • St
      7th of Feb, 2010

    This is a complete scam! I conacted HSBC Card Services Inc., the creditor on my letter from pn financial and associates, and asked them to look up my information to see if maybe someone got a credit card under my name (since I've only had two credit cards, neither from this company). They had no record of me in their system, and also informed me that if I was being contacted by their collection agency, I would be receiving letters from Nevada, not Illinois!

    I wish there was something that I could do to get back at pn financial... if there is someone please let me know!!!

    +1 Votes
  • Tr
      21st of Feb, 2010

    I had the same thing happen to me from the same company

    0 Votes
  • Pe
      1st of Mar, 2010

    I am not sure what is going on anymore. Last month I get a letter from P.N. Financial telling me I owe 2800.00 for a debt to Bank of America. That debt was paid almost 2 years ago by my in laws. I asked my sister to research this company for me, let her see the letter I got from them. Interesting letter because the letter head it photocopied and doesn't even look real when I finally got over the shock. The first letter I got was signed Robert S. Weinberg, PC. It said Final Notice of Judgement. It had a docket number. My sister researched things and told me it was a scam and to ignore it. I sent a complaint to the Attorney General for Illinois. I didn't worry about it until I went and got the mail today and there was another letter in the box for me from P.N. Financial telling that I could take advantage of a stimulus settlement in the amount of 2800.00 to be paid by March 19th and the signature at the bottom this time is Ron Taylor, account Specialist. I do not want to call them, but I am not sure what to do now. Should I get a lawyer ? Any advice from anyone out there? I have never been scammed before and I do not know what to about this. Thanks so much.

    0 Votes
  • Ti
      10th of Jan, 2011

    Hello, i have been getting calls from the same company, John Sullivan had called me wanting to pay on an old credit card. I had talked to him twice, I told him i was making a payment for the credit card through another collection agency. He told me i must have had two credit accounts, i looked at my credit report and i didnt. He keeps calling my phone, and my parents phone, leaving voice mails, saying i have a pending case. I know there is no such thing as a pending case, i just want the calls to stop. Im not going to pay these scam artists a cent. Theyve been calling me off and on for about a year now, if they were really going to court they would have done so by now. Any suggestions needed. Thanks.

    0 Votes
  • Ma
      29th of Mar, 2011

    I received a final notice from PN and associates out of Skokie Illinios this month, I immediately called and disputed the debt because the only mastercard I have ever had was through HSBC bank and I paid it off in August of 2009. I spoke with Stephanie who told me that the previous company I had paid the debt to was fraudulent and I still owed the debt. I contacted the previous debt holder Hoffman, Weinberg and Obrien LLC and they are faxing me a copy of my pay letter for verification that the debt was handled. I am now preparing a cease and dissist letter and when I called to get PN and associates mailing address this lady Stephanie acted like a maniac. I told her PN and associates was plastered as a fraud all over the internet and i wasn't paying them a dime.

    0 Votes
  • Sh
      6th of Apr, 2011

    I didn't get a letter - I got a message on my phone on my answering machine saying "there was a file on my social security number." After being alerted to the probablity of a scam by the wording in the message (a file on my social security number?!) along with the caller's failure to leave a company name, I "Googled" the phone number and got website after website saysing the company was a scam. I called the gentleman (Steve Miller 866-588-7730) who had left the message anyway and asked him to please give me his company name and then my social security number. He gave me a social security number, but it didn't have one digit in common with my real number. He said, like the other writer's here have said, that he worked for "PN & Associates." I told him not to bother me again.

    +1 Votes
  • Ro
      8th of Apr, 2011

    This is totally FAKE!!! I have been receiveing the same letters...what they do is run people's credit report after somhow getting there info and make a fake debt based off a real one. The account number is slightly off and the amount is almost the same. Best what i did get a free credit report and always verify with the original creditor. On the report you will see phone numbers, account numbers, dates, all the info you need to confirm if the debt collector is the right one. when you call there number at a certain time this pn financial goes to some full mailbox and it doesnt even have a company directory. It's total B.S.!!! I told thse idoits to lose my social and stop trying to rip me off I have a kid and they just want to take money from people who obviously are already in a struggle. I hope these people get arrested and ANYONE WITH THESE LETTERS PLEASE SEND A COPY TO YOUR ACTUAL CREDITOR SO THEY CAN FORWARD IT TO THE FBI WHO'S ALREADY WORKING ON IT.

    0 Votes
  • Sa
      19th of Apr, 2011

    p.n financial associates is full of crap and with out doubt a scam january i recived notice that a judgement had been placed aganist me and that i could still pay them $ 770.00 OF THE 2, 200 THEY CLAIM I OWE which is stupid if you got a judgememt there is no further room for negociations on the defendants part the following month they sent another letter saying if i paid by money gram which rymes so well with scam a credit card routeing # or debit card # all of which are untraceable once wired or sent further once once they have that imformation they can with draw all your money...consumer be ware... bALTIMORE MARYLAND...FROM THE HOOD SHARPER THAN DAT...

    0 Votes
  • To
      21st of Apr, 2011

    This Company called me today at work and were very unprofessional and rude. They identified themselves as PN Associates. I told them not to call my work number and hung up, they called back and said they were faxing over a letter to garnish my wages, they did, it had my SS# on it and the name of their Company, in turn we shredded it as they clearly don't know what they are doing or who to contact. They guy that called me identified himself as Chris Adams. I got a different number so after I got home I called it and didn't tell them who I was I just asked the name of the company and their address they guy on the phone didn't know the address so he then handed the phone to "Chris Adams" who
    "verfied" my information and said my SS# But with one wrong number he said you have nothing to worry about and hung up, a second later he calls back and said he had already verified my information with my payroll group and that I had better pay or they would proceed. (with what???) anyway, after immediatly telling him the SS# wasn't mine he quickly changed and said my SS# I told him I didn't have any idea about a debt I owed them (supposedly for Cashnet) and that I owed $1, 080!!! After arguing with him he told me "he was tired of talking to me" I said your supposedly a law firm? and that he didn't know the laws and if I owed this debt to send me original proof of this debt, he hung up on me. I will be filling a complaint to everyone I can think of for his harrassement and their violations. I hope these jokers get shut down.

    0 Votes
  • Gu
      9th of May, 2011

    called and left a message on my answering machine stating that I have 48 hours to return the call or else. they left a case number and stated that they are calling regarding "social security number ending in XXXX" Two of the four digit social matched. (weird), and the first and last name provided is actually my middle name and last name. When I returned the called, I asked what is the nature of this business, provided the case number and was told to verify my name. I said "what company is this, I'm trying to find out who called my house". The guy refused to give any info and hung up on me. I called back 4 times, and no one answered, no voice mail, no nothing. A "supervisor" from this company called me back stating that "they have received several called from my number and wanted to know why". I explained that it is odd that when a person returns a phone call the company refused to give any info. He then asked me for my case number, pretended to look it up, then said the call was regarding 2 outstanding billed with Master card. I to him mail a letter to collect the debt to the address that he has on file for me and I will take it from there. OF COURSE he did not have my address and had the nerve to ask me for it as well as a correction on the social security number (WOW)! I hung up on the scam artist and called the BBB to report the foolishness.

    0 Votes
  • El
      19th of May, 2011


    0 Votes
  • Ti
      14th of Jun, 2011

    OMG I have the same problem with this ###s...! now i know what todo, thanks to everybodie's comments which are very usefull... =)

    0 Votes
  • An
      23rd of Jun, 2011

    These guys are very unprofessional. I can't understand how they have all my information. I tried to tell them I paid off my Bank of America Credit card a few months ago with a different collector and he then told me BOA bought out my Orchard bank debt, I have never had an Orchard bank card!!! The guy was very rude and made incredibly inappropriate comments throughtout.

    0 Votes
  • Wo
      23rd of Aug, 2011

    My wife got a random phone call where John Sullivan demanding to talk to me or my brother (calling us by our full legal names). When she told him that he would have to call back, he got irratated and very rude. I *69ed the call and got this number (847) 779-6485. After googling, and reverse look-up of the number turned up nothing other than Chicago, IL, I called the number. Even though it only had been a few minutes, this John Sullivan was now in litigation and could not talk to me. I was informed that I was only a reference in the matter and that my brother was going to go to court and he needed to call. I informed him that I did not know how to get ahold of my brother. He gave me this number 877-588-6669. I am mainly putting this here so that others that google the numbers will see this post. God Bless.

    0 Votes
  • Ag
      25th of Aug, 2011

    I recieved a "courtesy" call tonight from this John..He was very rude. I asked to verify this debt because i have no idea what this debt was about it was supposedly a credit card from 1998..I asked to see what paperwork they had he said they dont have that kinda info at his office...Really? but ur trying to collect a debt? I was then told the whole im gnna garnish u, Im gnna put a lien on ur house. Etc etc etc. Then when i said well if there hasnt been a payment made since 1998 then my statue of limitaions has expired he then saod oh wait wait it shows u made a payment in 2005. I said how much? and to who? He said oh srry i dont have that info...Well ill be calling back tomorrow and asking for a bar # and more info on this and i will be sending a certified letter of validation to see what they have to say..I also will be contacting my attorney generals office..Im not playing there games

    0 Votes
  • Rd
      13th of Oct, 2011

    my letter is dated Sept 28, 2011. same thing; claims' its a 'Bank of America', acct# I have no record of, name listed is John Hendrix 1-866-588-1446, real pushy. told me I needed to talk to the attorney; Tom Mason:1-800-282-9403. This guy dont want to hear nothing. wont let you get a word in edgewise. threatning, arguementive. put me on hold, then a Miss Anderson 877-588-5155/8772064741 gets on the line. starts to try to talk some sense into me, I guess, by her tone. I tell her Ill get back to her the next day.(I did some research)...she calls me today, 8:30pm her time (???) and within minutes gets in my face with threats. this is over $945.00. I say ;'what are you going to do? sue me? My car is 12 years old. I rent. I just started working again after months and months. what exactly do you think you can do to me? - SHE hung up on me! HA!

    0 Votes
  • Ar
      17th of Oct, 2011

    My cell phone rang, when I answered an Investigator Hodo was trying to contact my son. I called my son and gave him the contact information and he called me back about this PNA company and how they claimed he took out a payday loan and they want his debit card or credit card number for payment. I looked up this company with all its complaints and comments. I am so sure it is a scam, we have contacted our family attorney just in case we need to sue.

    0 Votes
  • Bo
      20th of Nov, 2011

    Got a letter from these guys after 4 or 5 phone calls with a Christopher Adams and a Doug Wellington. Fake Lawyers. Dont give them anything. I offered to mail the check in(wasn't going to!) if they gave me an address and couldn't even get an address. Conversation got heated when I told them I was recording the phone call-they didn't like-in a previous call they told my wife she was being recorded as evidence in court. Don't give them any info but talk to them as long as you can for more information to bust them with. Or just to irritate them. They will be found, they will go to jail for a long time!

    0 Votes
  • Rd
      1st of Dec, 2011

    I just received the same letter today. The whole final notice thing. My problem is the debt they are trying to collect is to huntington national bank, and I actually still owe on the debt. If they are scam artists I definiteley dont want to call. They call my whole family all the time. I also have been making payments on this debt to a real law firm since august. How can I owe a debt to 2 different companies? What should I do? some advice would be great asap. I have til dec 9th before theytake matters into their hands. Im just worried because all these comments seem to say that they are trying to collect debts that people already paid or never even had.

    0 Votes
  • Bo
      1st of Dec, 2011

    R.d.852-Don't give them anything!!! NO information, numbers, acknowledgement of the debt, contact the law firm that you are making payments to and let them know what the con artists are saying. DO NOT GIVE THEM MONEY!!! DONT ANSWER THE PHONE, just let the real law firm know. These other guys (fake lawyers) wont do anything, they're bluffing, they can't do anything, so rest easy. Good luck!!!

    0 Votes
  • Go
      28th of May, 2013

    I received a message at work from a Michael Spears from this company. I refuse to do any business over the phone any longer as I have been a vitcitm of Identity theft 2 times in 3 months, one time on a pre-pd cc and the other by being contacted by many of these scammers. These people identify you by reciting your entire ss#. So much for using that as a form of identity any longer. They are scams and find out info that you either have already paid or never owed. I even called the FBI, the FDCP, local law enforcement, all three of the credit bureaus and nobody seems to want to help. I think the situation of fraud is too large for any help. No wonder why it takes people so long to dig out of these situations. Due diligence people. You are on the net so use it to verify these companies when you hear from them. Search the phone numbers and the company names.

    0 Votes
  • De
      23rd of Jul, 2013

    A Ms. Anderson called me about a debt from 2002 that I had and paid off in 2005. She stated that the account was charged off in 2008 and that if I didn't pay over $600 she would file a notice of some sort. Additionally, she started threatening to put the old debt back on my credit report unless I could provide proof that I paid it. I asked her who keeps records for a debt that was paid off over 8 years ago and she said that people who pay their debts keep records of it. So I told her to go ahead and place it on my credit report and she hung up on me because apparently we did not need to have this conversation at all. All this after leaving a creepy message that it was important and I needed to contact her immediately. Do they really have my legit info to place that on my credit report and if so, can I call the credit company to have it removed if and when they do place it on there. I am trying to rebuild my credit and purchase a home. This would be terrible on my report.

    0 Votes
  • Lp
      18th of Mar, 2014

    I have received this letters these people calling everybody how are they getting these numbers. They said i got a loan with a company and it was posted into my Max credit account. The bank told me it was not true and the dont have and record of it.The letter dont look business like it is a SCAM !!!. I am pissed off that they have my number and identity and when u call them back sounds likes and room full of refugees.Dont trust these thieves.

    0 Votes
  • Ro
      15th of May, 2015

    I received a call from this company aswell, they state that i had a pending account with a bank so I made arrangements with them. I decided to call the actual bank and they told me that i had cleared that account with them years ago. I called PN to cancel the arrangement, I never signed a contract. Today I get a call stating that they will contact my Human Resource Dept, for what??? I HUNG UP!!! I dont need to be harrassed.

    0 Votes

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