I am so sorry to hear all the negative stories on this site. It is hard to tell if they are real, fakes, x-employee's that are mad, or competitors trying to gain an upper leg? There are not many specifics on this site about anything to the detail of the specific individuals case, rather just a place for the 4 types of people above to vent.
My name is Eddie and I am in CA and I would like to share my "real" Peoples First experience with the rest that read this very negative posting site. The process did take a long time with this company, but I was able to receive, in my opinion an excellent reworking of the terms of my loan through peoples first financial. My old payment was $3323.28 per month and my new payment is $1976.87! This is a huge savings of $1346.41 a month for me and my family as we were barely making ends meet before. In fact through our renegotiation of terms on our loan, we received a 5% interest only for 5 full years now thanks to the guys and gals at peoples first finance. Hopefully this will shed some light on good things that this company and many others are doing for troubled people such as our family. It is so sad to see all this negativity on companies like peoples first that truly do help people. I feel so bad for the other people that post on this site if they are truly real and know exactly what you are going through financially. Hang in there and remember that financial difficulties are what half of the country is going through right now, and not to let it affect your marriage, family, or religion. You will work through this, hang in there and if you are working with Peoples First financial be patient as they will help you if you let them.