Gym Membership / ABC Financial
I made the costly mistake of joining the Fitness Edge in Stratford, CT. This company uses ABC Financial to collect their membership dues. I joined last December at one of those booths that they had set up in the Trumbull Mall. Well I should have taken the time to read their contract before I joined because they have a lot of gotcha's that they don't disclose at the time you sign up. For example: I used a debit card to pay my membership each month which was $21.20 per month and didn't have a problem for the first 9 months but then the magnetic strip on the back of the card started to fail. So I ordered a replacement card from my bank. I didn't realize at the time that they change the number on the card when they give you a new one. So when ABC tried to run the card for my monthly payment it didn't work. Instead of them giving me a call to resolve the issue I got a bill in the mail about a month later (just before my next payment was due - go figure) and they charged me:
$26.20 membership dues - somehow it jumped up $5.00 with no explanation.
$17.50 finance fee - not mentioned when I joined.
$8.00 late fee.
This was my first time missing a payment and the fees alone $30.50 were more then my regular monthly dues. That's 70% increase. I remember when loan sharking was 20% or more.
I guess the Fitness Edge is really hard up for money. I have been a member at Planet Fitness for more then 2 years. They take care of their own dues and I've never had a problem. I would recommend to anyone looking to join a gym in the Fairfield County area to avoid the Fitness Edge and join Planet Fitness. I have documentation to prove all of this if anyone needs it.
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