Borrowed $400 on May 9, 2008 and this company has charged my account $1, 350. Impossible to contact them because never successful when call attempts are made. Only time I heard from them is when I closed bank account. The call number on my caller ID is [protected]. The party on the other end claim to be an attorney, working for Geneva Roth, and that I owed them $800.00 and they would report my non-payment to the credit bureau.