I enrolled into a Futureshop credit card and was asked if I wanted the futureguard services for an extra amount. I agreed to it because it has its benefits. For example, if you purchased your laptop with it, and it gets stolen, there is a policy that they will cover that. Or if you get unemployed, and you can't pay for it, and so on. I found out because when I was dealing with wells Fargo and seeing this extra charge for futureguard I was wondering why this was on my bill. The Wells Fargo didn't know anything. He explained it was a premium that they charge, but on the bill there was two charges. One for the premium and one for the futureguard and he couldn't explain, idiot. Then he gave me a number for futureguard and they explained to me what it was.
You can cancel it if you want, just call them.