Went through Lendio via Lendingtree.com
Everything was going well until I wasn't getting return calls from Lee Gavin. Then a guy named Jason Habanec called me and took over.
I sent them a lot of personal info, and finally they directed me to two websites: scoresense.com and creditchecktotal.com
I told them I already have access to my credit report via Experian credit monitoring service but they insisted I go and pay the fees.
So I did, but after I pulled my credit report, which was in the exact same format as my USAA Experian credit monitoring format, Jason told me, and I quote: "Once that is done you have to provide us with your username and password which you create in order to forward to the lender to get final approval".
Now this sounds like phishing to me. I do not even know who the lender is, and I have never met Jason, yet he wants me to give him my username and password to a website that I can actually dispute items on my credit report, has my credit card information I used to pay to buy the credit report.
Oh course I said no. I then contacting lendingtree.com, and they have never heard of such a practice, and they are investigating it. I also filed a report with the local Sheriff's department to ensure I am further protected.
My credit is very good, and I want to protect it, and I need a business line of credit, but this way of doing business is fishy, and is typical in what is known as Spear Phishing. See attached email photo print screen of the actual email. You should see the previous emails, but this is what really spooked me.
Never, ever give out your username and password to anyone. No matter what they say! I sent them an emailing telling them not sell, market, or use my info in anyway, and to destroy anything I have previously sent them. Your best bet is to go into a bank and apply for a business line of credit. They pull your credit on the spot using their system, and you are 100% protected.