Arrow Financial filed suit for a company that closed down years ago.This company was for a water softener treatment that never worked. After years of payments to the original creditor, Arrow took over and had charged more than what was owed and this was no an interest charge. In frustration all payments stopped and they sued for their amount they claimed owed. Well we found an attorney to help us out. Arrow Financial could not prove the debt. They only had a old computer sheet with an amount on it and several dates but no original contract or ledger of payments. We had our proof of payments and a copy of our original contract. Well it took a while cuz Arrow got and attorney to sue us first but the attorney on our side got a judgment against them fo $60, 000.00 for illegal collection practices. Look at the Fresno Superior Court web site and just type in Arrow Financial. What a beautiful site to see them for what they are! Best part is you can get the name of the attorney off that Docket case as well. It is public record.