I was a victim of identity theft by a close relative. I was sued by a credit card company for $9, 000.. I was unaware of this debt until I received a summons. I went to court several times in regard to the matter and decided to settle with Forster and Garbus for $4, 000 making payments of $100 a month. I couldn't afford a lawyer, so I signed the settlement. I asked the Forster and Garbus' attorney and called several times for proof of the debt so I could pursue my relative but didn't receive anything.
I paid 100 every month for 12 months paying a total of $1200. I was effected by Hurricane Sandy and still sent them the money on time, even though I was displaced from my home and out of work for two weeks during that time. I sent in a payment after the holidays that they said they received after their ten-day grace period. They accepted the payment and sent me a letter saying they filed for a full judgment of $9, 000.I was only late that once because of the holidays. I tried for 2 hours to get in touch with someone at the office. I eventually got someone that said I would have to talk to the supervisor who never called me back.
I would have never agreed to a settlement if I knew that they could get a judgment for the full amount plus more. This company has no morals. Under the settlement agreement, I only owe them $2800. Now, they are getting a judgment $9, 200. The $1, 200 I already paid is not included. I could barely pay the 100, so what are they going to do now, garnish my wages. I'm so upset that a company can get a way with this. They have the judges in their pockets and they are allowed to ruin people's lives. I was victimized again by this company.
Forster and Garbus has put a lein on bank. Back in 2008 I received a letter from F&G that I owed them money $1200.00. I have a verbal agreement with them that I will pay them $50.00 a month. But in November 5, I was laid of from my job and took a 25, 000 pay cut.
I spoke to Ms. Hill and informed her of my situation and I can only pay $25.00 which agreed. Now my bank has a lein on my account $1500.00.
I saw on another website how other people have been UNFAIRLY treated by this collection agency...bank accounts frozen without prior notification etc...
This happened to us, when I was bedridden in a hospital (following surgery).
I would like to join in on the class action lawsuit of this organization.