Calvary Portfolio reviews and complaints
Harassment
Calvary Portfolio has been harassing me with continuous phone calls. They've called my work and I've asked them not to. So they started calling my ex-husband's mothers home phone and my daughter-in law's cell phone. This is total harassment. I tried to make arrangements with them to pay off the debt which they say is more than it should be but they wouldn't...
Read full complaint and 1 commentHarrassment
I have a company Calvary Portfollio calling me at work about a debt I have no idea about. I told them do not ever attampt to call me at work again.Why or how can these jerks have the gaul to call me at my work place? This should not be. What can I do to stop this from happening again.If I warn them not do call me at work will this stop? Do they have the legal right to do so? It seems they should not be allowed to disrupt me at my work place and make me look bad.
Company Business Name: CALVARY PORTFOLIO
Country of complaint: United States
Scam
This company called a phone number that is in my ex husbands name asking for me. The girl asked and asked and pressing for information about me. They are not allowed to call cell phones. They even had tried to contact me on my cell phone. Which I don't have one in the name that they were asking. I am very pissed off about this matter.
I don't even have a cell phone anymore I wish they would just leave me alone. They are harrasing me with something I don't even have. If they call again I will report them.
Company Business Name: Calvary Portfolio
Country of complaint: United States
Scam and lies
My son and his wife relocated to Georgia from Texas to begin a new life and moved in with me. Being a loving mother, I co-signed with my daughter-in-law on a vehicle through Ford Motor Credit to help them since they only had 1 car and two jobs. Long story shorten - they moved back to Texas after 1st grandchild born because her mother didn't work outside of the home.
A year later, car was reposed and sold but no one told or contacted me. I lived at the same place. I was told a year after the fact when I saw it on my credit report In 2007, it was written off. I was never contacted by Ford Motor credit...assumed ex-daugther-in-law took care of the debt. Wrong!
April 2009 contacted by this Calvary Portolio company saying what I thought they said was representing Ford Motor Credit to collect on this $9, 600 debt. Was almost ready to arrange payments but withdrew saying I don't even know who these people are. I since then have learned what kind of company this is.
They buy the debt $.10 to a dollar and then collect the full amount from you, even adding interest. Is this legal? Apparently so from what I have learned in my research. And it is also legal they can get your credit report as often as they can...but we can only once a year?
You fax back a reply to the fax number on the fax sheet and it just rings and rings. Send a registered signature required letter to them and it is returned NSN. Call and you get a voice mail to which they respond calling your work place because you quit answering your cell phone.
I know everyone has written about these people and the stories are horrible. I know people have written saying its your debt, pay it. I offered them $2000 in payments. They argued they needed $4000 from me and then they will go after the ex-daughter-in-law for the rest plus interest. I was the one who happened to answer my cell phone and have assets? No assets...just a good credit rating. I don't even own a home.
Shouldn't we all write our governors and our president especially through this hard economical times and ask some guidelines be met on this? That a law should be made that no company can buy a debt from a company once it was written off after their collections have ceased? And if you think I don't pay my bills...you are wrong. I am debt free thank you very much. I would gladly make payments to Ford Motor Credit...not to these bottom feeders.
Company Business Name: Calvary Portfolio
Country of complaint: United States
Website: cavalryinvestments.com
The complaint has been investigated and resolved to the customer’s satisfaction.
I have no ideal who this company is they keep calling my house over and over and over again... they are very rude and act like a bunch of children... they are breaking the law and our rights as I see all the complaints about this company. I don't know how they are still up and running. I have asked to speak with managers and have told me that they will do nothing to stop the phone calls that my number has been removed but yet I am told they will call my house again tomorrow.
I was contacted by Cavalry Portfolio on Aug 21 by an automated woman asking me to verify my first and last name. They had me under my married name when I got divorced in 2003! I verified my name and an actual operator came on asking me to verify the last four of my ssn #. When I declined and asked who she was and where she was calling from all "Janice" gave me was her name. She said she was calling about a Sprint account that had a past due balance of $300+ under my married name dating back to [protected]. I asked her how she got my info and she said that they had bought the account from Sprint. I told her I would not verify anything with her until she told me where she was calling from. She refused so I hung up on her. I decided to call back a couple of minutes later and get further details about this supposed past due account. I then spoke to another woman (can't remember her name) who again asked me to confirm my ssn#. I finally gave in and gave her the number and she proceeded to tell me I owed this money due to a Sprint account I had back in [protected]. I verified with this woman that I did have an account with Sprint during that time however when I shut the phone off I didn't have a remaining balance. She said that wasn't the info she had. When I asked her where she was calling from she finally told me the name of the company. I explained to this woman that they wouldn't see a dime from me until I got a "bill" or invoice or something from Sprint showing I owed this money. She said they were unable to do that seeing as though Sprint closed the account and it was in collections. I told her she was out of her mind if she thought I was going to fork over any money without verification that this outstanding debt is actually mine. She said that was fine and that they would just keep calling me back! The nerve of these people. After hanging up on this woman I decided to look on the internet and check out their history and came across a website stating that collection agencies cannot call you on your cell phone regarding past due debts. This company called me on my cell phone repeatedly. I do not have a home phone so my cell phone is my only phone. I wrote three letters to the three addresses listed on their website. Until I get verification this bill is mine I am not paying these people anything. They are very rude and unprofessional by not giving out their company name when they call. Any legitimate company will tell you who they are when they call you.
Don't blame Ford Credit blame your deadbeat ex daughter in law
Wrong Person
Calvary has been harassing me for months now. They repeatedly call me asking for someone else who I don't know and I know the two families who have lived at my residence prior to me. I've lived here 2 1/2 years.
I get calls from a computer and am told I have to call an 800 number to be removed. When I call, I have been hung up and treated sarcastically as if they think I'm lying and am the person they are looking for.
I have threatened harassment, asked for a supervisor's name, sent letters to no avail. Is there a legal recourse I can take? This is ridiculous. I'm being harassed by a nasty, rude collection agency and I pay my bills!
Company Business Name: Calvary Portfolio
Country of complaint: United States
The complaint has been investigated and resolved to the customer’s satisfaction.
I don't know if this is happening to other people or not. A man showed up at a relatives house at 10 o'clock on a Saturday night. (The same man came to their house about 2 months ago.) He "appeared" to be nice. Flashed a paper in front of her and she saw what she THOUGHT might be some kind of a seal on it, perhaps saying "sheriff". He flashed it so fast she was not sure, and was intimidated in a "nice way" to give him my phone number and the area where I am staying at. He then called me at 10:30 p.m and left a message saying:
"I am an officer of the (State) District Court. I am the person in charge of bringing out a copy of the paperwork whenever it is filed." (AT 10 O'CLOCK ON A SATURDAY NIGHT?) I won't go into all he said, but he said three times that paperwork had been filed.
I looked it up to see what had been filed against me and couldn't find anything. I've called 3 court clerk offices, and a sheriff's office, and they couldn't find anything or knew who the man was. I got a credit report and found:
Cavalry Portfolio is checking my credit report every 2 months and has been for several months now.
Is it possible that this bottom feeder is now actually sending people out to peoples houses for whatever reason, before a court case has even been filed? Also, this so called "officer of the district court" said he would MEET ME SOMEWHERE" Even the people I spoke with at the court clerk's offices and sheriff's department thought this was wierd, and advised me not to meet him. WHO IS THIS GUY?