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CB Real Estate Review of Mortgage Modification Law Group
Mortgage Modification Law Group

Mortgage Modification Law Group review: Beware 42

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Author of the review
10:55 am EST
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

Beware of The Mortgage Modification Law Group. Somehow they were able to obtain my loan information and promoted that they were working with my mortgage company to modify my home mortgage. For a very expensive fee of $2750, all paid up front, they promised to litigate a fantastic loan modification. They operate out of St Petersburg Florida and Mericopa Arizona. They may be one of several shady companies run by a scam artist out of Minnesota, a Timothy M Stoll.

Every person in their company proports to be a "senior" modification specialist, or "lead" something or other. They do not have any "regular" staff. I have filed complaints with the Better Business Bureau and the attorney generals office of three states.

They promise to "litigate" on your behalf. They don't litigate anything. They process paperwork whenever they get around to it. They don't do anything that you can't do yourself. Furthermore you can do it much quicker on your own by just contacting your mortgage company on your own.

I checked this company out very thoroughly before I gave them any money and found nothing on them. Only after I had problems with lack of progress did I find out the negative information about this company. Beware of The Mortgage Mitigation Law group.

Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

42 comments
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The mortgage law group llp
Miramar, US
Nov 02, 2012 7:38 am EDT
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Seem like like these crooks have been in existence for quite a while changing their names and all over the country scamming people. In Florida its the The Mortgage Law Group and they have all these people calling and answering in the beginning so they can collect your money but gives you the runaround and doing the same thing that you could do without them while collecting your money. I was scammed to the tune of almost $5000.00 while they told me not to talk to my mortgage company because they would negotiate with the company who actually owned the mortgage and not just the debt collector, the mortgage company. However I'm still in foreclosure and now working with my mortgage company hopefully to come to a resolution soon and not lose my home

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lovemyangel
aurora, US
Sep 02, 2011 10:31 pm EDT

Just wondering if any has dealt with the mortgage law group in Chicago Il

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Jt1red
Stone Mountain, US
Feb 26, 2011 2:36 am EST
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Has anyone been able to get any satisfaction by reporting these clowns? Surly they had to have a business license or something on file somewhere that would lead to their whereabouts.

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mad now
Tacoma, US
Jan 11, 2011 1:49 am EST

call the fbi

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pissed
Savannah, US
Jan 10, 2011 12:10 am EST

im about to call good morning america on theses clowns !

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pissed
Savannah, US
Jan 09, 2011 11:48 pm EST

beware this company is a scam mortgage mitigation law group out of st petersburg fla .. and az . they scamed me thank you so much bill, amyg, sara and all you other theifs . i hired this law firm in june 2010 its now jan 2011 and im about to lose my home . it started out good but then the maddess started in sept 2010 . i had 2 different lawyers, diana and then amyg, the last time i spoke to her was oct 2 and i tried calling them the oct 10 the phone have been shut down, they closed up shop ! its to long to write about but the heartache these people put me though .. im working with my bank my self i lost 3, 000 $ . a lesson learned .. just want to throw this out there beware .. all i know is that karma is a [censor] ! how do these people put there heads down to sleep !

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pissed
Savannah, US
Jan 09, 2011 11:34 pm EST

beware this law firm is a scam for real .. mortgage mitigation law group .out of st petersburg fl .. there all f@%&k ing theifs, , amy, sara bill, randy, bull [censor] they charge me 3, 000 and gave me the run around since june and its jan 2011 ! oct was the last i heard from them all the phones have been shut down they closed up shop. and most likey moved on to hurt others im about to lose my home, its too long to write about but im working with my bank my self ! another lesson learned, but i do know that karmas a [censor] .thats to you amyg, bill, sara.. ect ..how do you people put your head down to sleep !

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cmma
, US
Jan 05, 2011 9:27 pm EST

i have courtneys home number my lender gave it to me. it is the number on their caller id she called from and i called it but she told me her name was dot fueller. she was surprisd to hear my name and askd how i got her number. i told her how i got it. [protected] i paid the $3 to get the name from white pages and its younghans dovot. she told my lender she was courtney! I think she knew she was busted but i didnt know about them 100% when i called her!

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Simona Dodson
Columbia, US
Nov 27, 2010 3:02 am EST

We hired this group in June, 2010 and due to the person working on my file failing to submit the documents in a timely manner, my file got closed. They went ahead and said they would get it reopened again but still have not heard back as to what the status of that is. I sent out a long complaint letter and sent it to 4 different addresses I had for them, 3 of them came back as "undeliverable". The only one that was successfully delivered was to Chastain & Etcheson but it has been over a month and no one has called or gotten back in touch with me. All the numbers I have for them don't work and Amy Glennon will not even email me back now with the correct contact information for the main attorney, Patrick Drury. I have now prepared a complaint that I will be sending out to the Attorney Grievance Commission of Illinois on both Drury and Chastain, and I am also filing a complaint with the Illinois Attorney General. Maybe then I can get them to respond. Do not use this company, it is a scam! I will be actively seeking a refund of my $3450 and unlucky for them, I work in a law office so I will be going after them as long as it takes to get my money back.

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pissdoffatscammers
Phoenix, US
Nov 13, 2010 11:17 pm EST
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I live in Az and was also scammed for $3000. I actually went to the address in Maricopa after no-one would return my calls and found the building empty. I went to the adjacent building and asked about the next-door law firm they told me that the girls that worked their came to work one morning to find the locks change and notification that they no longer had jobs. I really want to know if we can get any of our money back from these scammers.

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ThoughtIwstoosmarttogetscammed
, US
Nov 02, 2010 12:52 am EDT

Question, anyone please respond: how did you get connected to this company? Was it by their website, etc?

HERE IS A SITE TO GO TO REPORT THESE GUYS IF IT WAS BY WEBSITE: www.ic3.gov
There is a easy complain form to fill out!

I am continuing to fight for my money!

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ThoughtIwstoosmarttogetscammed
, US
Nov 01, 2010 5:36 pm EDT

I too, have been scammed by these people. So, I am working with my Attorney General, IL Police Dept, my local new investigative team, the IL board (ARDC). I am NOT going to throw my hands up and say 'darn, I was scammed $3000.00' - I will FIND Patrick Drury - he STOLE money from me. Back in August, they were going to merge with Chastain&Etechson - but according to C&E -it did not go through. They are a realy company but told me they couldn't give me any details why the merger did not go through. I asked her if I was scammed and she just said she was sorry. Here is the names I have talked with over this scam: William Baskett, Tony Dorizio, Sarah Steele, Wendy Herrera, Chad Johnson. Also, C&E told me the name of 'Intake Communication' - anyone ever hear of this? I have left numerous message for Gene Chastein and Steve Etcheson. I am pursuing my investigation in IL. I have not in AZ or FL (which is where I sent my last cashiers check).
If any of you can post what state you are from as I try to gather everything possible to bring these people to justice!
Has anyone gone to the physical locations to see if they exsist?

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Junette Boyden
Las Vegas, US
Oct 06, 2010 12:19 pm EDT

I2 all got ripped off by U.S. lone modification company paid got $3000 from me and then disappeared I'd try to turn them into every organization that I could possibly think of this company was U.S. Loan modification LLC license to do business in Las Vegas Nevada

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robbed and stolen from
Bronx, US
Sep 18, 2010 6:52 pm EDT

These freakin people are ripoffs they never did anything for me and i paid them 2600 upfront.. They gave me a run around with a lady by the name of Amy at this point I am going to the Attorney Generals office all of there numbers are out of service or have changed.. PLEASE IF U ARE READING THIS PLEASE DO NOT WORK WITH THEM ...they took my life savings and robbed my i was tricked by a rep named Patricia.. I was cursed out by the lady named Amy who handles refunds its crazy...they are a [censor]EN SAM...[censor] WHAT BBB SAYS...

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wool over your eyes
Madison Heights, US
Sep 15, 2010 5:36 am EDT
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Wool over your eyes.

I have beenworking with MMLG since February 2010 and now its September 2010. I have been getting the run around all this time. People nee to understand that when the smoke clears you are out 3500.00. I need to know if anyone has been successful, I am really successful in getting a full refund from MMLG. Betty Willis was my point of contact and nothing she did help me out. There was a whole bunch of it is in process, we need more updated docs and it is going to be awhile because they are real busy.
This MMLG has another counter part, that is Chastain and Etcheson. This group called me up and Chad "the paralegal", said I had to resend all my docs and we are merging with MMLG and taking over my case. This is after almost 8 months of waiting for MMLG to get the ball rolling. Well I did what I was instructed and sent evreything over. I called a few days later and emailed a few times to see if everything was all right. Well no-one has called or emailed. My wife and I called all of the numbers that were provided and they all were connected to the same group. I need to know if anyone knows who to contact for some help. I just want my money back. People like this sooner or later will be punished for what they are doing. Greed is a death sentence.

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sickofscams2010
boulde, US
Aug 31, 2010 5:21 am EDT
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Scam alert! I am in the same boat as u guys! But my story is different... when it was MMLG I was fine but one thses Chastain and Etcheson guys took over my house sold, their refund check bounced... I called i n today and it want straight the the chastain guys voicemail... I emailed my old file rep and she emailed me that these a$$holes put a note on her desk and everyones elses saying they were closing down due to compliance... what kind of [censored] is that? So they just bail on their resposibilities? Report them to the Illinois Bar... my attorney friend said that bar complaits hurt attorneys the most.

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JLSbearfan1992
Elmwood Park, US
Aug 25, 2010 4:22 pm EDT
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First of all STUPID you have to work when paid! Just because your employees show up for work a punch in doesn't mean they work! I'm sure if you found out they weren't working you wouldn't pay them! So maybe you should SHUT UP when you don't know what everyones circumstances are and didn't read our contracts or take part in our conversations... Your just another employee or someone that is being paid to write on the posts! Why else would you get so mad and tell people to shut up.. Your an IDIOT!

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sickofwhiners_2010
Indianapollis, US
Aug 25, 2010 3:58 pm EDT

You people need to get your head examined... first of all I worked with them, they didnt get me a modification but gave me my money back, not all but most. And the reason they couldnt modify was because my lender wouldnt take my additional income. If they were a scam they wouldnt return phone calls, they wouldnt have worked on your file at all. I love when people think others should work for free, I bet you dont! So my theroy is if you got some money back be happy and SHUT UP! People complain way to much and also.. yes the Drury guy was an idiot and never returned calls but the new lawyers that took over actually seem to know what they are doing and the one I talked to Steve Etcheson was actually very nice and made sure my money came back to me right away... and finally read your contracts it says that you are paying for LAW services... find me a lawyer who works for free PLEASE

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SINGLEDAD1969
IRB, US
Aug 25, 2010 12:12 pm EDT

Looks at Walmarts complaints.

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tifmik
Webb City, US
Aug 23, 2010 11:07 pm EDT
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This company is the BIGGEST SCAM! I hope everyone reads these comments before they decide to go with this company! They make promises they can't keep! We had to foreclose on our home because mmlg did absolutely nothing! When we called they NEVER returned our phone calls or e-mails! When we told them we wanted our refund they said they would send it within the week! They didn't! So, we contacted the BBB, State Atty General's Office and the bar assoc. We finally received a check for $1250.00, which is half of what we paid them! They told the State Atty General's office that the other half of the money we owed them the check had bounced twice! That is such a lie! After we got their check it bounced! I wouldn't trust these people with ANYTHING!

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got help
, US
Aug 19, 2010 7:38 am EDT
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if you have a problem with them you should call the lead lawyer. I spoke to him he answers the phone and does help.daily. I spoke with the attorney Steve Etcheson regulary. He helped me ". You can contact Steve at [protected] (office) or [protected] (cell). Good Luck to you all!

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JLSbearfan1992
Elmwood Park, US
Aug 18, 2010 4:12 pm EDT
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You need to file complaints with your Attorney General and the FTC... Can I ask how you were referred to them? Ironically my bank refered me to a website they were part of...

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Mas As Hell
Mound House, US
Aug 18, 2010 11:22 am EDT

I have been working with this company since May 2009 and as we can all see it is now August 2010! I still have gotten no where! My file has been passed around from different processors the whole time, never the same one. I dont ever get updates, no one ever returns my phone calls or emails. So I have no contact with them. They basically took my money the whole $2, 995 and ran off of with it. They promise you a refund if they cant help you, dont believe that they dont refund your money at least to me they have not.

This week the Bank has called me and has been working with me more than these people have the whole 1.5 years. We wanted to go in for a modification and get our payments lowered to we could breathe, bank told me that we have never been in the process for a modification it has gone straight to a special forebearence to now a partial claim. So we have been waiting this whole time for a new lower payment, never going to happen. This whole time they have lied to us. I feel so robbed!

End of story, Do NOT use this pathetic worthless company. They will promise you and tell you what you want to hear in your time of need and you will believe them and at the end, get robbed $2, 995!

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JLSbearfan1992
Elmwood Park, US
Aug 11, 2010 3:17 pm EDT
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Some will be going to jail soon!

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SkrewedOver
Moscow Mills, US
Aug 11, 2010 11:56 am EDT

My husband and I began working with this company in April. We were told that a new monthly mortgage had been arranged. The company was waiting for verification from our lender. Then, mid July, we get a letter saying we are unlawfully on the premise. Our house was sold on the courthouse steps a month earlier. We were not notified of this. I called the law group and they claimed that knew nothing about it. I then called the lender and they told me that they haven't heard from the "lawyer" in a month. We paid the law group $3000 and we still got foreclosed on. I have been trying to contact the company to receive my refund. Needless to say, I have been getting the run-around. I highly suggest that NO ONE just work with this company, they are a bunch of liars and they do not care about you or your home.

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Scam?
Florissant, US
Aug 09, 2010 12:33 pm EDT
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I recently wrote a complaint about The Mortgage Modification Law Group also known as TMMLG. As of today, my problem has been "OFFICIALLY" resolved. The company has under gone major changes, the changes are unfolding daily. I spoke with the attorney Steve Etcheson regulary. He is a God send. He helped me "tremendously". You can contact Steve Etcheson at [protected] (office) or [protected] (cell). Good Luck to you all!

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Cora Sanchez
Thornton, US
Aug 07, 2010 3:53 pm EDT

I hired the Law group to help me modify my loan and its has been a nightmare working with this company They took my money and the only thing that happened was my payments went up by 200.00. I payed them 2999.00 and got nothing in return or what was promise to me. I have been under alot of stress and my health has suffer from this ordeal I am in the process of probly loosing my home I dont no where to go from here I really want to stay in my home. Is there anyone that could help me stay in my home out there? How can a company do buiness like this and get away with it . Please help

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LaineyB
, US
Aug 06, 2010 9:41 pm EDT
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My daughter tried to get a modification with her lender and they gave her the run around for over 6 mos. They kept telling her they didn't get all the information that she had sent them...even though they signed for it. Then she finally got all the paperwork in and never heard back...Wells Fargo by the way...and when she finally thought it was plenty of time and called them they told her they had sent her a denial letter 2 months ago which by the way she never received. She finally got the denial letter and it was ridiculous. Her husband was out of work...she could not afford the payments on her own...and they said she didn't qualify.

She finally hired the Law Group and they helped her. So when people say go to your lender ...she knows it is a crock of crap. She wasted 6 months of her life trying to get it done by them. The representative at this modification company told her it takes time to go through the process and if she received any letters or calls from her lender to contact them back and make sure she faxed a copy of anything. She did that...and yes it took time and sometimes she only got an email instead of a phone call...but as someone said they are working on a lot of cases. She ended up getting her modification 3 months later and it saved her a little over $300 a month. She was very pleased and she asked me to make a comment on the board since she could not...like most people right now who are hurting she had to cancel her cable and internet until they can get back on their feet. But as someone who has been around the block a time or two...you can get in touch with a company and speak to someone who is on the ball and then you may get someone who doesn't have it all together...unfortunately those employees can cause issues an employer may not even know...so my advice is always talk to an office manager when dealing with someone who is not following up...but for our family...Patrick Drury Law was a life saver!

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Scam?
Florissant, US
Aug 06, 2010 1:56 am EDT
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This company has caused me grief for two months and counting. They charged a fee of $3500, promised a modification, the modification was denied by my bank within 5 days. I have called hundreds of time. Most often no answer and unanswered messages. When I'm lucky someone answers they either don't know how to assist me, don't have the authority, or promise a two week turn around. My two week turnaround has been promised 3 times resulting in a 2 month delay. Upon searching I found that this company has had several names. The Mortgage Mitigation Law Group, The Mortgage Modification Law Group, Gateway Modifications, Patrick G Drury and Associates, and most recently Chastain & Etcheson Law (Divorce Attorney's). They have several locations they say St. Petersburg FL and 20928 N. John Wayne Parkway, C-8, Maricopa AZ, 85236 with a main address 800 Roosevelt Rd, Ste B420 Glen Ellen, IL, [protected]. They have several websites with a dashing similar background. www.tmmlg.com, www.drurylaw.com, www.mycelaw.com on the contact info they have the same address and slightly different phone numbers. And when they answer the phone they always say "Law Group". I recommend calling Sarah Steele @ [protected] ext O(operator), Amy Glennon @ [protected] ext. 117 (Manager), Patrick G. Drury @ [protected] (Attorney). If these people do not answer the phone or the line is busy feel free to call them back, that is the only way you are going to get in contact with them. And believe me, it will take forever.

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JLSbearfan1992
Elmwood Park, US
Aug 04, 2010 4:20 pm EDT
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Also file a complaint with the Federal Trade Commision...They investigate criminal activity and poor business ethics... I even think this Law group is in bed with some of the banks too and get a cut when a house is foreclosed!

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2frustrated
St. Louis, US
Aug 04, 2010 4:03 pm EDT

This company has caused me nothing but grief, It took me five days to process my paper work, giving them $3500 up front. They told me that they were going to refund my money. Suppositly my refund request did not go to accounting until a week after the denial, I really think it was becaused I called. They told me two weeks processing. I allowed two weeks to pass, the secretary Sarah @ [protected] called to verify my address, she did not leave a number. I called all over, due to me being @ work it took me two weeks to find the appropriate number to find Sarah. Everyone else said they don't handle refunds, and pretend to be unaware of how to go about helping get a refund. Someone gave me a number to Patrick Drury. He NEVER answered the phone which seems to be a trend with this law group, not to mention returning my call or having someone coorespond with me via mail, email, or phone. Sarah did not know what to say. She gave me Amy's number [protected] ext 117, which seems not be operable all of sudden as of today. Amy said that there was a problem with thier accounts, they were "frozen" (What a RED flag!), they had to switch companies, processing would take yet another two weeks. I furious at this point b/c I'm getting the run around and I want my money. Called back that following Monday (3 days later). Told it takes two weeks. Called the next day, was told Patrick Drury was coming to Arizona to handle refunds and sign checks and was told he would call me personally. Huh, NOT! Called to verify all went well, I was put on hold for 10 minutes, hung up on after that, then she puts on her voice mail, so I can't get through. If you are thinking about using this company, DONT! I don't care what the BBB ratings say, it do not recommend it. If you are in need of mortgage assistance, try to work with your bank, use your money for that or file Chapter 13 bankruptcy. As this process unfolds, no one ever gives me a curtesy call, mail, or email. When they asked for the money, I did not debate with them, I gave it in a timely fashion. Although I have not recieved my refund as of yet (which I will GET!) I am not going to give up. I have filed a complaint with BBB, next step attorney general, and then a lawyer. If you have experienced anything like this I HIGHLY recommend that you file complaints. The sooner the better, that way this law group will not be able to do this to anyone else.

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JLSbearfan1992
Elmwood Park, US
Jul 23, 2010 12:59 pm EDT
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I too have had a similar expierence and researched them and found nothing negative "then" now that's changed. I hired them in November it was broken up into two payments for a total of $2995.00. At the time I was only a few months behind not even close to foreclosure after they got paid the only contact with them was me requesting updates. they would always say we need updated info and that it takes time. "10 months"? Now my home is in foreclosure and finally Bank of America assigned a negotiator now I have no contact with the loan mod people, they won't return emails, calls... I was left on my own to talk with the negotiator who is nothing of the sort. I was given an ultimatum of signing an modification agrrement, sending it back with $3400.00 and then my payment will be $300.00 more than prior to my modification.. Funny thing is Boa refered me to them? I sent in a late payment and they returned it that's when I called for help the took my info and said there was no help for me and refered me to MMLG... I smell a conspiracy...

jls

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Carol Tirado
Las Vegas, US
Jul 06, 2010 12:33 pm EDT

I am submitting this complaint because I was called last Friday and told that I was denied my modification. I entered this modification in Sept. '2009 from the beginning my case was not worked on appropriately.

Finally after you moved from Rainbow to Summerlin, Antone started to work on my case in March '2010. This was after I recieved numerous calls from the bank stating that there was no record of me being in a modification.

Someone called me a week ago and told me I was denied! After researching this, Bank of America tells me my modification was denied due to no finance update! No one ask me for updated records, I feel like your firm dropped the ball and I am highly disappointed in this service.

I am asking for a refund of $2, 995.00 since your firm did not follow-up on my case to at least get a better outcome or successfully try to get a modification for me.

My full name is Carol Tirado, 10279 Running Falls St. Las Vegas NV 89178 Phone #[protected].

I also went to the office in Summerlin, the office appears to be closed? Did you move again?

Carol Tirado

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bounda
Taunton, US
Jun 15, 2010 11:15 am EDT
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good luck let us all know how you make out once you stop by there office and if you are going to for legal action Im in.

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got ripped off 3,000
Denver, US
Jun 14, 2010 11:40 pm EDT

Anyone saying good things about this company must work for them and is part of the scam. My house went into foreclosure because they didn't return any calls or paperwork to the lender. Do not give them any money. I am going to be in Vegas soon and will stop by their office for a chat.

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bounda
Taunton, US
Jun 14, 2010 4:29 pm EDT
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I have been trying for five months I retained the Mortgage Modification law Group. They sell them selfs
as doing everything for you. They did get me on a trial modification. I have called several times
on the status of my modification I feel like I have been taken I was told today by (Betty Willis) Sr. Modification
agent that after they get you to the trial the rest is up to you. That is not what I was sold on the phone
if any one out there that know's any thing good about these guys please let us all know. if any one as any infor
on complaints that can be made with the bbb and others please post it I would like to make a complaint
aginst this so called company

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Jason Baldwin
Chicago, US
May 20, 2010 6:11 pm EDT

The Mortgage Modification Law Group (US Loan Modification Services, LLC) is not a SCAM Company! My name is Jason Baldwin and they helped me! I couldnt get anywhere with CHASE... They wont give you the time of day. But then I retaned this company and they helped me by getting my payment lowered, my balanced lowered. They told me that no modificaiton is a gaurentee but that they would do what they know how tot do and I got a GREAT modification. If I didnt believe in this company I would not be writing this... They are GREAT and they are hard working. Granted they are hard to get a hold of sometimes but you have to think... There are a lot of people out there wanting or needing a modification so they request one from their lender and so that means that every lender at least 40-50% of their borrowers are requesting for a modification and that may be even higher. The lenders are under staffed and can not deal with all th pressure. So we can not blame these companies who are out there to help. All I am saying is look at it from their point of view. The Mortgage Modifcation Law Group (US Loan Modification Services, LLC) they are a small company compaired to these big banks. They do what they are paid to do but nothing in life is a guarentee... So if you want a modification go with The Mortgage Modification Law Group (US Loan Modification Servies, LLC) check them out at www.usloanmodnv.com

Thanks, Jason

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Country Girl 45
Columbia, US
May 07, 2010 10:33 pm EDT
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This man making the complaint has complained on every website possible and he is the only one complaining. From what I see he never even paid them and canceled the check before they collected the money. He is just trying to make them look bad. This company is awesome and they are not a modification company they are a law group and they do help many people.The man making the complaint is a Mr. Mendoza and if you find any other complaints about this company look at the complaint and you will see it is the same man saying the same thing. They can't even get your information unless you give it to them. Ignore this complainer because that's al he is.

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Carrie Young
Tempe, US
Apr 19, 2010 3:59 pm EDT

I loved these people! They worked on my Loan mod and were awesome... I have bank of america and they got my payment from 3200 a month to 1450.. BofA wouldnt give me the time of day...! Use them use them use them!

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Mike Jacobs 33
Tampa, US
Mar 31, 2010 4:20 pm EDT

that's strange...i needed help saving my home. it was my fault that i got in this situation to begin with, and unlike other people, im not pointing fingers. I provided the proper paperwork they requested, and hoped they would produce what they said they could. This Law Group saved my home, deferred my payments that I was behind, and helped me get back on my feet. I COULDNT do it myself as CHASE wanted to not even speak to me. I couldn't be more greatful.