ETax Loan review: Fraud!!! 5

Although I spoke with one of those hard-to-understand people over the phone, they wired money ($5500) to my Bank of America account within an hour and a half after I paid the initial ~$150 assurance fee and nothing else. My advice to everyone who's complaining is to be patient! Don't be in a hurry to constantly contact your lender, they will think something's fishy and will need additional insurance. If your loan is for a few thousand dollars, be sure to wait a few hours even though they say 45 mins. It's not easy to wire so much money at once. Money doesn't grow on trees you know!

Wow, people get nasty when they are not approved for a loan, I guess. I found the company to be totally legit. I applied for a tax refund loan, they said I was approved and would get the loan funds in my account by the next morning. Sure enough, the money was there. Everything was exactly as advertised so I'm not sure where things went wrong for these others. I did notice something weird when reading others complaints, most seem to want to assure you that there are other lenders and want you to go search for those. Hmmm, why don't they just come out and say, "Hey, were a competitor, come to our website and we will beat eTaxLoan.com's rate". Oh, I know why, because the rate I got from eTaxLoan.com was better then everyone else's.

You can't know the motive of those that write these reviews so I'd say not to believe it just because you read it on the internet.

This company is a scam artist in sheeps clothing... I was stupid yes for giving my information out and thinking I would get a loan from etax but this is nothing more than a payday loan broker. they sell your information to payday lenders. they are not a lender they just try to get unsuspecting people in the net for the wolves. I thought this was a legit company that would get me a quick loan becaue I was getting my refund soon but it is a trick and scam. I reported them to the bbb but they are not registered of course and now they stole $35 from my bank account. I have to wait for my bank to investigate to get the money back plus I am filing a report with my attorney. do not do business with this company they should be shut down immediately

I
recently applied for a payday loan through Etaxloan.com, because I thought
they were a reputable company. In signing up for them, I was
automatically signed up for a some credit counseling program called My
Cash Guardian that stole $30 from my bank account, and two other loan
companies that I didn’t authorize. They tried to put money in my
account against my will and keep harassing me. I keep getting contacted
from various shady payday loan companies and no one that calls me is
American.I’m not being racist when I say this. It’s just very
scary when someone you can barely understand calls you and tells you
that you are entitled to a payday loan. They then proceed to read you
your full address, phone number and social security number and ask to
verify is this you and how would I like the $300 they want to give me
deposited. I’d be angry if an American asked me this, much less someone
in a country I don’t know. I can’t believe that EtaxLoan is giving away
people’s information to companies like this. I had to post this warning
because it’s outrageous that they would do this to me. I had respect
for EtaxLoan. I thought of them as like a major company like American
Express or Visa, but maybe I was just biased because they had
commercials on TV. I guess they really aren’t credible. I feel so
frustrated about this.One company called me and said that they
were sending the police to my house to arrest me because I took a payday
loan from them and didn’t pay it back. Now, in all of this, I didn’t
get one single payday loan, not one!One company, Star Cash
Processing, sent me a payday loan offer. I looked at the webpage they
directed me to and all of my information was already filled into a
form. I looked them up online and there were dozens of posts about how
if you click any button on their website, they will deposit the loan
into your account without your authorization, and then keep deducting
the loan amount over and over again.It’s been 3 months now, and
I’m still getting calls from people that sound Middle Eastern or Indian
and texts from sketchy sounding companies.Just one month ago I
was getting about 1-5 harassment texts every day. I was not approved
for the payday loan through Etaxloan, and I did not accept any of the
sketchy side offers. How can Etaxloan get away with selling my information
like this to such criminals? Where can I report these scams?I
feel like Etaxloan should pay some sort of restitution to me for giving out
my information like this. I feel violated and I can’t even get the
information back. It’s out there in the hands of a bunch of strangers
in America and in other countries. How can they do this?August 24, 2012 at 6:15 pm #1252 joe_r82I
can't believe this. This concerns me so much. I mean this means that
eLoan is basically selling your information to big time, grimy crooks. I
thought they were legit too. I mean, those Madison Avenue commercials
do a job on the psyche I guess. Cartoon girls with pink hair and girl
power seem trustworthy I guess. All joking aside though, this is not
funny. Like I mean this is not funny at all. The first thing
that I would do is jump off this forum and hurry up and post your story
on Yelp and any other site like that. Make sure though that when you
post it, you don't cut and paste the same exact text on each site or
your story won't keep coming up in the search engines. Unfortunately,
duplicate content affects the wheels of justice too apparently.
Your next steps would be to call the Better Business Bureau and the Fair
Trade Commission. I think that both companies will be willing to take
action on your behalf. Collect a copy of your phone records right away
and be sure to send all of the emails you received after signing up with
these creeps. I have a feeling though, eLoan is such a big company
that they've already found your little post here and made some changes.
This is a pretty big site, with a lot of users, so it shouldn't be too
hard to find the bad press. Did I say bad press; I mean hideous,
disdainful press. Lastly, I would contact several newspapers, TV
news programs and bloggers that are in the payday loan niche or a niche
that would be interested in your story as an anti-payday loan story. Do
as many interviews as you can. This story sucks. They are horrible
for doing this to you and I really think that they should pay you some
money. Actually, now that I say that, the first thing you should do is
talk to a lawyer, because I just think this sounds really outrageous. I
think that you should receive some money for this. From now on, if
anybody calls you, then you need to take their information and save all
voice messages. Try to get some money out of this first, and then take
the other steps. If anybody is due damages in a situation like this
one, you are.May 22, 2013 at 10:52 am #1240 Lalita BurtonWell I was the victim of fraud as of 5/21/2013. What was your outcome did you receive any results or additional information?July 11, 2013 at 6:04 pm #1241 Gina sullivanWhen
I got the first phone, I thought it might be good to have some extra
cash. So I called Etaxloan and talked to a man that I could hardly
understand. After he took my info, I asked if his company was 100% AOK.
He referred me to their website, so I told him to stop the transaction
and I would go see the site. I scrolled down down the page and found out
it was all a SCAM.I called the company back ASAP and
re-confirmed that I didn't want to be involved. Hours passed and it was
dinner, when a call came in for the same scam. I told the man I wasn't
interested. He then called me a [expletive]. I told him to please stop
all calls and transactions, and he still called me a [expletive].Please STOP now and don't get involved.IT'S A SCAM!July 17, 2013 at 4:23 pm #1242 JenniferI
totally agree. Yesterday, I was supposed to get a personal loan from
Etaxloan. I was told to deposit $91 to them for the fees. I did that, and
within an hour they called back and said that the bank would not allow
the deposit. They said I would have to send it through Western Union and
pay $238, and they said they would refund the $91 with the loan . After
an hour, they said that the creditors would not release the funds
unless I paid a $215 insurance fee to assure them I would repay the
loan, so I did that. They called back and said to wait on the call from
the insurance company, but the insurance company never called. I woke up
this morning and called the insurance company, and they said the US
government wanted me to pay $300 dollars. I was furious, refused to pay
any more money, and demanded a full refund. They got upset and said they
would send me a refund in 20 days via cashiers check. I'm so hurt,
because I'm a single parent trying to get ahead. I only have $105 left
in my bank account, because they took it all, and now i have to wait
three weeks for a refund. Can any one help? I have been scammed out of
$544.August 10, 2013 at 6:54 pm #1243 bluescluessWow!
I thank God for people like you guys. Had I not taken the time to read
the complaints, I would have been had. I gave them my account number
like an idiot. I am going to close it first thing Monday.August 15, 2013 at 4:34 pm #1244 TieraThanks
everyone for these comments. I go to a university, and I am trying to
pay for school by myself. Etaxloan called my parents, and it sounded like a
good idea until i did my research. They wont get any money from me.August 19, 2013 at 3:14 pm #1245 Grace ChangHello
everyone. I wish I had seen these complaints before I even did anything
with Etaxloan. I live alone and a lot has happened within the past few
years since my mother passed. I am in debt with multiple credit card
companies, so I decided to take out a loan to just pay one company
instead of four – for peace of mind. No more late fees and all that
stuff.I applied online and this person (accent comes from
somewhere in India) called me one day and told me that I was approved
for a loan up to $19, 000. I was excited because I really thought someone
just saved my life. I said I needed about $15, 000 to consolidate debts.
So they took information, including my bank information. They wanted me
to pay insurance for it for THEIR peace of mind, because my credit
score was low. They wanted me to pay it through a re-loadable card,
because they said that they can't take out money right now from my bank.
So I paid. Then they contacted me again saying that they tried to wire
the money in my bank and it was denied with error so they wanted to send
it through Western Union. Oh, and they charged me another $118 to wire
the money, but they said they will refund it with the loan since they
couldn't transfer it. They said I had to pay the sending fee for Western
Union, so I paid them $495. Then they said they already sent it. Just a
few minutes later, the "IRS" called me demanding money for tax of the
$15, 000 that I'm supposed to receive through Western Union. So I said:
NO, this doesn't make sense. I then canceled the loan and demanded my
money back. They said okay, but it would take two weeks and I would
receive a cashier's check. Then a few days later, Eloan called me back
and said they can't refund the money, because it's already out there and
IRS took the money and it's now in the US Treasury. They said that I
had to pay the tax in order to get it from them. If I don't pay the tax,
their company is supposed to pay half the loan, and I'm supposed to pay
the other half and they will take it out of my bank account monthly. I
was furious at this point but remained calm. I reported them to the FBI,
the internet crime division. I will be calling IRS soon, and close my
bank account.I'm sorry to hear that there are a lot of people
that they took money from. People who work so hard for what they have
and are just trying to improve their lives. It's ridiculous. We will get
justice.August 23, 2013 at 1:22 pm #1246 Lucretia BrownFirst
they called and said I was approved and I had to go to Wal-Mart and
place $310 on some type of card with a green dot on it. This foreigner
kept expressing the point that they had no complaints against them.
Mmmm, I found all this to be odd. So I did my research and found
numerous complaints and I didn't understand why I had to go to Wal-Mart
and put money on a card then wait an hour to get a loan. They need to be
shut down and reported to the FBI.August 29, 2013 at 7:21 pm #1247 letausaE
Loan contacted me and told me I was approved for a loan of $2, 000. They
got my money and never gave me any of the loan that I was promised. All
I want to know is whether I'm entitled to the money I paid them?August 30, 2013 at 12:19 pm #1248 Lbell JemisonEloan
is a scam, be very aware of someone who can't speak English and offer
you a $2000 loan. They will try to convince you to go to CVS, Walmart,
Dollar General to put money on green dot card for first payment.I'm glad I was smart enough not to fall for this trickery., but I'm sure they have scam many good people looking for a loan.Run
from these people as fast as you can if you want what's left of the
money that you work so hard for to stay in your account. Etaxloan will take
it all and give you nothing!August 30, 2013 at 10:05 pm #1249 Money Gone!Well
here is another fact about E-Loan! Someone by the name Dan called my
phone claiming to have qualified me four a $15, 000 loan, but I told him I
only need $3, 000. So he told me pay an $84 processing fee and the funds
would be in my account in 45 minutes. He called back and said they
couldn't wire the funds because of my credit score and that I would have
to pay a insurance fee to receive the funds, so I did.Dan (if
that's his real name) had me pay an additional $360 on another Greendot
re-load card and I did. After this transaction the money still wasn't in
my account! Dan called again and said that it's a problem with my
account and I can receive the $3, 000 by Moneygram or Western Union. He
said Western Union was quicker and it would be ready in about 40
minutes. I would have to pay the Western Union charges of $405. So again
I did and waited 45 minutes and was told that the money was wired.I
went to Western Union and they had no record of the transfer! That's
when I called back and I was hot as a fire cracker at this point! They
tell me that the IRS has a hold on the wire, so they give me a number to
what's suppose to be the IRS. I called and was talking to an IRS agent
by the name Alex Cooper and he asked why am I recording a loan through
Western Union instead of my bank. He then asked me if I was trying to
avoid paying taxes on this loan and I said no! He said we have a hold on
this money transfer because we think your trying to avoid taxes. I
argued with him and told him that I needed the money for my daughters
college fees but he keep saying I am trying to keep from paying taxes on
the loan. We argued for a while and he raised his voice and said he
will be suing me and to never call him again. That's when I knew it was a
scam, I lost a total of $945! I lost all my paycheck and couldn't
purchase my daughters book, computer, or clothes for college. I don't
know what I am going to do at this point! Why doesn't the FBI
investigate this E loan scam? They are posing to be the IRS among other
things and oh yea, out of all of the different people I talked to no one
was American! Just wish I could get help on stopping this scam and get
money back, I don't no what am going to do now, I am drained of money!September 9, 2013 at 10:26 am #1250 StaceyThey stole $450.00 from me and they keep requesting more. Don't get yourself caught up.September 20, 2013 at 6:54 am #1251 YvonneEloan
sounded too good to be true, so I did my research also, and these posts
have saved me from losing money. I advise those who have been taken to
report this to the attorney general's office of your state–that's what I
am going to do, and the only payday company I will do business with is
the company that gave me a reputable loan/Plain Green. September 24, 2013 at 1:17 pm #1253 dennis wI told the towel head MF I was gonna call him every 5 minutes to tie up his line. September 25, 2013 at 9:26 am #1254 MadelynI
would like to share about my recent experience from this E-LOANS. I
never thought I will be one of the victims. I apply for a loan online.
This people from E-Loan called me saying that I was approved for $
2000.00. Like others said you can barely understand this people when
they talk. They sounds like from middle eastern. Anyway. She said her
name is Kelly ext.1245. So I think until they don't get their money from
you they will continue talking with you just to be sure they got you.So
she said because of my credit score are low the credit people need me
to send them this amount of $ 183 dollar for them to help me out get
this loan that was approved. She said everything is ready to go they
just need this money to show them for my first payment and that was her
explanation to be. Because I have no idea that this scam has been going
on I trusted them. I keep repeating myself to her that I don't have
money to spend you know that is why I am applying for this loan. She
said no you will get it back together with the $2000 dollars in 45
minutes it will be in your bank. Again trusting this person. She said go
to Wallgreens or CVS and buy that green card then load the money on
that then call me so I can get the number from that card.So I
when since she said I am going to get this $183.00 dollars back in my
account in 45 minutes. I called her back and give her the number. She
said don't show this to anybody keep it in safe place. She said wait for
my call. I will call you after 1 hour to let you know that we transfer
this money in your bank account. We start all of this conversation from
8:30 in the morning so. At 12:00 p.m I called her and I am starting to
get worried about it. I have the feelings that this is not going so well
but its to late because I already send the money. So I called her now
at this time I can not get thru anymore. Very hard to get her, I tried
so many time before I get her.Around 1:30 I finally got this
Kelly online again. I ask her very nicely and said so what is going on?
The money is not in the bank yet. You said in 45 minutes it should be on
my account. She said really it was already send she reply to me. I said
no because I just check my bank nothing is there please tell me what is
going on. She said give another 30 minutes then call me back maybe by
that time its in your bank. Ok I did after 45 minutes I call her back
again and tell her its still not in the bank. So past 2:00 p.m when I
talk to her again she said: because we are not affiliated with your bank
you need to send $ 60.00 for the wire transfer. I question her why do I
need to do that. She said you want your money don't you, in the point I
was already very angry with her on the points because I realize now
they are playing this game with me. She said all you have to do is send
the $60.00 dollars and you will have all your money in 45 minutes.You
have to pay for that wire transfer because its your money. So she said
go do the same as you did for the $183 dollars you send earlier. So
again I explain to her I don't have any money anymore to send you. She
said don't worry you will get everything back I promise you. So stupid
of me I went and do it again send the $60.00 they need from me so for
now I already spend $243.00 dollars that I should be paying my bills
with that money but because she make me believe that I will have all
that money in my account in that day.So I called this Kelly back
again and give her the number of that card. She said wait for my call in
45 minutes to let you know that I already did the wire transfer to your
bank. So I waited again for her. Past one hour already I did not
received a call from her. So I have to call her back once again. After
20 minutes on the phone, I got her online. Now it almost 5:00 p.m in the
afternoon. So I said why you did not call me you said you will call me
to let me know what is going on now. Its 5:00 in the afternoon and I
have to go to work. I have been with you since 8:30 in the morning for
this loan. She said you know you need to pay the insurance for the $2000
dollars for this loan. I said what? She said yes $200 dollars. The
lender don't want to release this fund if you will not pay the
insurance. So that time I am very very angry with her. So I am recing my
voice now to her. I told her why you did not tell me all of this from
the beginning of our conversation. I told you that I don't have money to
send to you from the beginning but you promised me that I will get this
money back once I will send the $183.00 dollars to you. Now you are
asking me another $200.00 dollars where do you think I will get that?She
said you want this money don't you. So that time she make me very upset
now. I yes that is why I am applying for the loan because I needed
money, not to have someone take advantage from your situation. She said
if you don't sent the $200.00 dollars so we can not do anything about
it. So I came to my senses and asking her if I can talk to her
supervisor. She said no problem. So he got this man that barely can
speak English putting him online to talk to me. The same explanation he
said I need to send the $200.00 dollars before they can send the $2000
dollars to me. So I told him just I am not interested anymore I want my
refund back which is the $243.00 dollars I send them. He said after 60
days.My God how can anybody do this to us, who is taking
advantage of our situation. Please, please I am crying for help. If
anybody hear us we are a victim of this company. Help us understand how
they can have business running like this. I am very stress with this
current activities that just happened in my life. If I send them the
money and they can get it in 30 minutes why I should pay the price in
waiting for 60 days before I can get my money back. I really wanted to
get my refund back from this people. And hoping that this company will
be banned from making business here on the internet.October 5, 2013 at 2:08 am #7265 GuestParticipantI
figured it a scam but I did give them my bank acct number will I be ok?
Sounds like they haven’t taken money out of any ones acct.December 12, 2013 at 1:22 am #8827 GuestParticipantWhew, thanks for the eloan.com review people! I will be staying the heck away from that scammy outfit.

I checked this company out before applying for a loan. They had some good ratings and some bad ratings so I was nervous. Very glad I did not have to supply a copy of my tax return. I liked the service provided by eTaxLoan.com and the Income Tax Advance loan I received. Would use them again if needed.