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Frederick J. Hanna and Associates / misrepresenatation

1 St Louis, MO, United States Review updated:
Contact information:
Phone: 866-306-8250

If Frederick Hanna exists, what state does he have his license to practive law. Would someone let me know.

I received a message to call Ms. (Beth) Golud at the law firm of Frederick J. Hanna and Associates in St. Louis at [protected].

I looked them up on the internet at: and saw a Georgia address. I check the state bar for Georgia and Missouri and could not find Frederick J. Hanna as an attorney in either state. I called information for St. Louis and there is no phone number for them. I did however find a great deal of other info about them on the internet.

I returned the call and asked for their address and was told they could not give me an address unless I gave them my name. I asked the man why and was told because he didn't know which address to give me.

So I asked for Ms. Golud at ext. 4153. I gave her my name and asked who she was representing. She said Chase. She asked me questions and I advised that I did not have any correspondence from her firm and would not provide her with personal information. She said a letter was sent 09/08/10 and that I may not yet have their letter.

I advised that until I had their letter I would not speak with her regarding my personal information or my Chase accounts. She said she would indicate in her records "my refusal to cooperate voluntarily". I restated that I would not respond to her questions until I have a letter of representation and that her characterization was incorrect. She said she had no alternative but to file litigation. Then she hung up on me before I could respond.

I then called Chase and confirmed they referred this to a collection agency named Fred Hanna. The man I spoke at Chase with had no information that this is a law firm.

I am unemployed and Chase knows this. I have been paying as much as I can on all my accounts every month. I went on line to my Chase accounts and the 2 accounts I refer to have disappeared from my account website.

Ms. Golud misrepresented they are a law firm.

Debbie in California

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  • Kh
      14th of Sep, 2010
    0 Votes

    They are a collection company ...sounds like they obtained an account from chase that was charged off. If you owe the money I would guess that is why they are contacting you

  • De
      14th of Sep, 2010
    0 Votes

    Thank you for the feedback. I did not find him on the GA state bar list of members when I looked.

    So I guess he must have signed up attorneys in all states so he can sue me in California.

  • Wi
      16th of Sep, 2010
    0 Votes

    Be very.very careful with hanna. They are the worst of the worst! Begin keeping a phone log, photograph the caller ID, record all messages to a microcassette or the like. Send, by CMRRR, a debt validation letter with a limited cease & desist added. Order hard copies of your credit reports. Dispute off old addresses. Opt out. Dispute the Hanna notation if there is one. Hopefully it will come back verified before they ever send validation, which they probably never will. Learn the FDCPA, FCRA, TCPA and the consumer protection laws for your state. Enough violations and maybe you can make these goons disappear. Or make THEM pay YOU!!

  • De
      16th of Sep, 2010
    0 Votes

    Wild Kingdom, Thank you for the advice.

    Do you know how much they may have paid Chase to buy my debt? 25% or less?

    Also, do you know if there are lawfirms that specialize in assisting consumers with these lawsuits.


  • De
      29th of Mar, 2011
    0 Votes

    Follow up- F.J. Hanna has been replaced by CIR (Creditor Iustus et Remedium, LLP) in San Diego. Hanna never did respond to my request for Validation of Debt letter.

  • Je
      18th of May, 2011
    0 Votes

    I received a letter from Frederick j. Hannan & Associates out of Marietta, GA dated May 10, 2011 offering me a settlement of my outstanding credit card amount with Chase Bank. They offer to settle my outstanding amount with 25 cent on the dollar. I lost my job back in Jan 2010 and haven’t been able to get back on my feet. I would like to get this outstanding debt taken care of once and for all but it sounds like this company is only a scam. If I pay this requested amount how do I know this debt will be removed from my credit report and how do I know they will not just pocket my money without making this problem any better? If anyone knows how this company works and if I would just be better off not to pay them, please let me know! Thanks!!!... Ray

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