Bill-Me-Later.com / Terrible customer service
I purchased jewelry at overstock.com using the 90 day same as cash option with billmelater.com. I paid $285 on the account, the amount of my purchase. They sent me a bill for $4.80. I called, they credited the account for $4.00, but left an 80 cent balance. Four months later it's $30 and they turned it over to collections. Then, when I call them, they TRANSFER me to a disconnected number. Chris, employee # 2515 explained "That's just our policy".
Great policy. Great employee.