mid atlantic finance company reviews and complaints
RIPPED OFF
NEVER USE THIS COMPANY! THEY ARE RIP OFF ARTIST! I owed 1400 left on a pay off on a car loan. I paid them 700, they told me their interest made the loan back to up to 1000 dollars after paying 700 or half of what I owed. I always paid them on time. This company needs to be stopped because they are ripping us all off.
NEVER USE MID ATLANTIC FINACIAL COMPANY! OR YOU WILL BE RIPPED
Company Business Name: MID ATLANTIC FINANCIAL COMPANY
Country of complaint: United States
Phone: 1-800-793-9661
The complaint has been investigated and resolved to the customer’s satisfaction.
Has not received my payment.
My account was sold to this company by Georgia car Credit on December 17, 2010. It only took three payments for them to start the game of "we haven't seen your payment yet". This was their response when I called to get my pass code. But, they went ahead and gave me a pass code anyway, and said my payment would probably show up today. I will now be forced to send my payment registered mail in order to catch them at this. When I catch them, the Florida State Attorney will be contacted and we will be in court if I incur late charges. So this one is for all the folks that have been gamed by these folks.
Company Business Name: Mid Atlantic Finance Company
Country of complaint: United States
Address: Georgia
The complaint has been investigated and resolved to the customer’s satisfaction.
automotive
I bought a car here in panama city florida at a local car lot...i made the payments there for 6 months. then i get a letter in the mail saying i had to start making payments to this company, well thats fine so i make payments then christmas hits this year, i slip up and cant make a payment for the month because i bought presents for my family, so i call them and ask if they can let me get a extension till january 8th now its december 26 when i call all i am asking for is two weeks and i would catch them back up in full. well they dont want to hear that saying i owe them 604 so i call my insurance company and get an extension from them till the 8th of january and decide to send them the insurance money to make them a lil happy which is only 250 but its something, so i call and talk to eduardo i think and alan well eduardo is the dumbest person there, knows nothing at all, he says that they cant accept the 250 and want the 604 then goes into telling me about the economy in the usa and the hard times everyone is having and that even they have hard times that work there...o lol and the kicker that i drive a 2004 chevrolet cavalier and that if i want to continue driving a car that is as reliable as a 2004 that i need to send the 604 that day, so i inform eduardo that i know the economy is down i didnt need him to inform me of that that my 2004 cavalier needs a complete wiring thing done to it and that it was in a wreck before i got it and that my doors where different colors and i asked if he knew that, no answer from him so i informed him that if he wanted my car i still owe 3500 its sitting in my yard in panama city come get it, because the last time ill do is deal with this company again or the place i bought it from...i own currently a 2001 jeep cherokee, and a 2007 dodge ram 2500 and i could really care less about that company but then i got my credit to think of but lol its already screwed up so a repo wont exactly cripple it
Company Business Name: mid atlantic
Country of complaint: United States
Address: Clearwater, Florida
The complaint has been investigated and resolved to the customer’s satisfaction.
They are horrible, I had my lawyer send them a certified letter telling them to come get a bad working car and they wont come get it! Its insane. I don't care at this point about my credit but I am trying to give them back their car and they wont come and get it! Does anyone know who I should contact?
I live in Bullhead City, AZ...If you have a phone that you can hit record while you are talking on the phone. I did and I have an attorney, and I plan to use those recordings. My Attorney is Pro Bono to help me with my car. The place, Freedom Auto, where I bought my car, sold my contract to Mid-Atlantic Finance Co. without notifying me and that’s when everything went to HELL. Freedom Auto has the right to sell my contract BUT Freedom Auto was suppose to notify me, which they should have, and at that time I would have the right to say NO! Which I would have done too. It is on the back of my contract. So, Mid-Atlantic Finance Co. called me and said they were sending me a payment coupon book, when I got it the payment coupon was numbered 007 and went to 024, by my calculations that’s a lot more than what I had left owing and also by Freedom Autos receipt of the balance due. Mid-Atlantic Finance Co. called me continuously, called me continuously harassing me and wanted $600 right off the bat. I told them I just made a $600 payment on 02/15/2013, so I could be ahead, but they kept calling and harassing me. I called Freedom Auto and told them. The manager of Freedom Auto called Mid-Atlantic for me to see what she could do, when she called back she said Mid-Atlantic won’t take anything less than $600 and they won’t work with me either. I told the manager at Freedom Auto I did not give my consent to sell my contract to ANYONE and pleaded to them to buy it back. They said they would and then they would call me when they had my contract back. I was not able to make any payments to anyone because Freedom didn’t have my contract and Mid-Atlantic was in the process of selling my contract back to Freedom Auto. I called Freedom 12+ times (I have my cell phone provider records as proof) and asked to speak to the OWNER because I knew we had to talk about how to make sure I would still be in good standing because of them buying back my contract and I wanted to keep in touch so knew when I could start making my payments again...THREE months later I got a call from Freedom Auto's manager, discussing my payment and I reassured her I would be in on the 5th of August to make my normal payment of $150, because that is what it said on my last receipt of when the next payment was due, the manager of Freedom said OK. Then 2 hours later I get a call and the manager of Freedom said the "OWNER" was PISSED and he wants $300 by the end of the week, I told her I did not have that kind of money and I reassured her that I would be in on the 5th of August to make my payment, which I did. Then the next payment on the 20th of August came and I figured I would make the payment on the 23rd of August, because I had 2 Doctors appointments, 1 appointment with my Orthopedic Surgeon for a recheck (ha-ha, recast) because I had surgery on the 13th of August because I had a tumor on my Achilles, and the Dr had to reconstruct my Achilles ... and Freedom was out that way, in Fort Mohave, AZ. On the 22 of August my car was repossessed. I was devastated and confused because I have a lot of receipts proving I was anywhere from 2-6 days after the date the payment was due without any issues since the day I signed the contract October 19 2013. I made sure when I signed the contract I expressed that my paydays are every other Friday and both the salesman and manager of Freedom said that "that would not be a problem." But they came to get the car on the 22nd of August anyways. I frantically called to get an attorney and I am thankful I could get a Pro Bono attorney immediately. Monday will be a very interesting day... 11:52 PM 9/7/2013
This company is horrible I bought my car from a different company which in turn sold it to this place and every since has been hell dealing with them they are rude pushy and I will never again pay for a vehicle through them I finally paid my car off last month and have received no title I've called over and over and every time I get a different date saying when it will be mailed I just spoke with a different woman today saying there is no note I've ever called and they do not deal with the title I will meed to call back on Monday and to be sent to title department wth? Thought you'll didn't deal with titles there I asked for a phone number she said she could not give it to me and hung up I called back could not get same person on phone and go figure yet again no note saying I ever called now guess I wait till Monday and call back.. all I want is my title .. damn place threatened to take my vehicle over and over if I was a day late but look its paid off and now they can't send me my title very pisses and wanting to know what to do or who to go to over them
Everyone of these people are telling the true about this company..On the day of the payment they call me at work, 'Mid Atlantic he/she say', I say what you need. Your payment due today he/ she said, I said I work with people with dementia I haven't been diagnose.. Very nasty disposition.In the future make sure when you buy anything they don't use your info without your permission and sale your account to someone else...
I pretty much have had the same complaints. At first they seemed normal, but then, apparently, they needed a copy of my insurance. This is after four months of doing business with them. They claimed it was because I was now letting them deduct my payment from my account automatically. WHAT? That doesn't make sense. I think someone just dropped the ball and didn't ask for it initially. Anyway, they called me three times on the Thursday before Labor Day, cell and work phone (maybe even home, but I never check it), they call me three times on the Friday before Labor Day. I'm in Mexico and I am so annoyed at these messages, I call them from Mexico, but of course no one is available. I'm confused because what happened to calling and leaving one message and waiting to hear back? Why was this so urgent now? Then, the Tuesday after Labor Day, they call and tell me my electronic check was returned for NSF. That is impossible because I scheduled the payment to come out on my payday. I call my bank and they tell me no check has been returned, and no check for that amount was presented. I called MidAtlantic back and told them that something is wrong with their system and I explained why. After talking two different people who tell me two different things, they tell me it doesn't matter because I now have to send that payment by Moneygram to my total inconvenience and that whole process cost me more money! I sent the Moneygram that evening and low and behold, I got a threating call at 7:20 .m. that Wednesday morning about not making a payment and it being six days old, and I am in jeopardy. Apparently, someone did not check their records. I was livid and tried to call back because someone was getting cursed out. Of course, no one answered. I wrote an e-mail to an address I thought receives complaints, but I have yet to hear back.
I bought my car from a local company thinking that I was going to stay with that comany. A few months latter and I get a letter in the mail wanting my insurance information on the car. I called them and they told me that they bought my car note and that I was to make payments to them. I paid the first payment and had to call them for a balance remaning on the account. They told me an amount that was more then what was left to pay. They clamed that they never recived the last payment that I made to the delership and that I was responsable for the missing funds. They also said that I would have to pay them that payment again in order to bring down the amount I still owe on the car. Now I am behind 30 days to the company and they sent the car note back to the delership that I bought the car from. I am working out a payment plan with the delership to pay the amount that is past due. If you buy a car from a local delership tell them that you only want to do business with them and to not sell your car note to any one else. This company is very rued and they only care about making a buck. When they don't get it they start harrassing you and telling lie's about you to the delership that you got the car from. They told the delership that I was unemployeed and that is not true I have two jobs and have bills to pay plus them liers. I am glad that I am no longer through them and back to the local dealer that I started out with.
This company is unsrupulous! Karma will catch up with the owners!
I am pursuing a Lawsuit...
I have asked the best law firm in Florida...my opinion... to review Mid Atlantic's collection practices, (or lack there of) their treatment of their business partners( the company lies and embellishes to their own partners) and lastly how they treat their employees!
I intend to shut Mid Atlantic down!
This company need to close down and I beat some of them are behind on their bill wright know and they are not making hardly no ###ing money sorry company need to close down.
I have been calling this company Mid-Atlantic Finance, trying to tell them I had to close my accounts and to send be my bills so I can make payments, now I have fallen 3 weeks behind, I told them I will no long allow any one to take money out of my bank account, now they say either you pay up or they will repo my car, Hello you dumb sob's I have only missed 3 payments, people are lossing there jobs, there homes and you people only care aboutgetting you money.smarten up if people can not pay up todate make an agreement so they can pay so they don't lose what they have paid into the cars.
do not due buisness with these people, me and my husband bought our veichel from a local dealership here in dallas, we were payin it to the dealership and then we starting getting phone calls and letters stating that i was suppose send my payment to them like if i new this... i am almost done paying on it or so i thought, in feburary i had a balance of 3600.00 and now we are in june and they are sayin i owe more them 4000.00, i am not suppose to be late untill the 15 of each month but they told me sine i didnt have my payment there by the 1st that they are charging me 14.93 in late fees and they add 149.00 in principle and 150.00 on intrest i have never been a month late till last month so i don't know what the hell they are talking about every time i call i get diffrent answers from diffrent people
Con Artists! These are the nastiest agents ever. They made a mistake on my account and the woman in the background is screaming through the phone at me saying that it’s not her fault my car payment is late! Is that what we have to endure? Disrespect on top of your errors? Worse experience ever in my life!