Paramount Finance And Investments review: Beware, they are shonks 107

These shonks are now operating under a new name:

Platinum Financial Hub Pty Ltd (Platinum)
22 Atchison St St Leonards NSW
[protected]
www.platinumfinancial.com.au
ABN: [protected]
PO Box 1353, Parramatta NSW 2124

They also have an office in Parramatta.

We got contacted from an email address with proalliance.com.au not surprised if this is also one of their shonky operation.

DO NOT DEAL WITH THESE CROOKS - STAY AWAY OR LOOSE YOUR MONEY.

We would like to get on the complaints 'band wagon ' and express our total disappointment with this disgraceful company! We unfortunately trusted Paramount Investments and before we knew what we were doing, we were signing off on a contract for the puchase of a house and land package in Caboolture that promised great returns and capital growth. How untrue that has turned out to be and we recently sold our 'lemon' investment property for a massive loss (after holding onto it for 5.5 years)as it turns out that we paid way too much for the land in the first place. Thanks very much Paramount, As mum and dad investors, we trusted you and all you have done is rip us off! We are going to do whatever we can to get you in the spotlight for all the wrong reasons so that you can be brought to justice! For the record, we dealt with a David Sipina, senior associate of Paramount Finance and Investment Services.

Craig Lynch owns Iplan Investment Solutions (current name after 4 others). I do not think that Paramount went into liquidation, as he is still registered with the MFAA under Paramount. I would suggest if people have issue with the way brokers behave, they should write to the MFAA. Any broker caught doing the wrong thing can have his membership suspended or cancelled and this then stops the person from writing loans with many lenders. MFAA accreditation is needed to write business with many lenders. www.mfaa.com.au

Does anyone know if there is actually a class action against these people and if so, who is the barrister handling the matter? I'd like to make contact with them. I am another unhappy customer who was sucked in by their shonky sales people!

I have been burned by this company as well. An agreement was struck where Paramount would provide a rent guarantee for the first 6 months for one of the two properties I built through them, completed in early 2011. The rent guarantee payments never came through. After many follow up emails the CEO, Craig Lynch, recently replied advising that Paramount has gone into liquidation and he can no longer assist me in this matter! I can say that I'm in a worse financial situation having agreed to meet with one of their sales people after receiving a 'cold call' and I wish I did further due diligence on this company before engaging with them. I agree with the comments from others that properties are over priced and the hidden fees are astronomical. I'm now in the process of refinancing out of the National Mortgage Company they set my finance up with, and the fees involved in exiting from there are also outrageous. The only positive thing I can say about the properties I bought through Paramount is that the depreciation schedule and tax benefit is favourable, however I'm not sure I'd say it's worthwhile when all the hidden fees and high purchase prices are taken into consideration.

We found that most people who wanted to invest in property had limited options and resources available. They would often look online or in their own neighbourhood to figure out what might be a good investment to buy without any real science behind their process. We believed property investors needed an objective approach to investing in property based on independent research and a sound methodology, not just emotion and personal preference. People were also time poor and needed someone to handle the process from beginning to end, making sure they had access to proven professionals along the way.

DPN's founders, Sam Khalil, Sean Blattman and Lloyd Thomas were very passionate about property and it was an easy decision to make property our sole focus. Each of us has had over a decade of experience as a licensed finance broker, financial planner and real estate agent. We blended these skills and experience into a service that our customers found both informative and rewarding.

Information woud be very helpful it is our fist time buying a prperty

the website is this.
http://www.dpn.com.au/about-us

For over 15 years, Direct Property Network (DPN) has been helping Australians create wealth through property accumulation to gain financial independence.

DPN emerged from a financial planning firm that provided a wide variety of services including superannuation, insurance, estate planning, property investment, accounting and a number of other investment classes. Over time we found that Australians loved and felt more comfortable with direct property as an asset class above all the other services we provided.

Amazingly, the financial planning industry was mainly focused on managed funds and shares.

I am buing a proprty in brisbane with a friend and we were recomended to Llyod Thomas from Direct Property Network - does anyone know them

Let me explain...

You see most other property gurus teach you how to invest using one specific strategy. Maybe it's buying capital growth properties. Maybe it's buying positive cash-flow properties... or whatever.

The thing is you can't rely on one specific strategy to build long-term wealth. It's like using a hammer to fix all repair problems... be it to fill a hole or seal a leaky tap. It doesn't work.

Take capital growth properties for example. If you buy only capital growth properties, then sooner or later you'll hit a financial brick wall. The banks will stop lending you more money to fund your investments because they see you as a high risk.

On the other hand, if you buy only positive cash-flow properties, then you'll miss out on the huge capital growth, which will make up a large portion of your wealth.

So the secret to unleashing The Snowball Effect is...

Make sure your portfolio is made up of a balanced mix of positive cash-flow and capital growth properties.

The way, the extra positive cash flow allows you to buy more properties and eventually replace your income... while the capital growth is what can make you ultra wealthy. That's because Australian property, on average, doubles every 7 to 10 years.

So combine this with the finance strategies you will discover in the "10 properties in 10 years" 12 month Home-Study Program... and you'll have a foolproof investing system that builds wealth FASTER than you'd ever imagined.
This is the best-regarded secret behind our success. It's also the secret behind the success of every one of our members!

However, because we all have different needs and financial goals, the path to unleashing The Snow Ball Effect will be different for each individual investor.

That's why my “10 Properties in 10 Years” 12 Month Home-Study Program will show you, step-by-step, how to design your own master strategy. This will get you on the fast track to financial independence.Plus, you'll also uncover little-known secrets like these:

Get this: Property investing is NOT about doing it all yourself. You simply can't! You only have 24 hours in a day and limited funds to invest. So why not use other people's resources?

Well, here are some of the people and resources you must use to your fullest advantage:

Finance/Mortgage Brokers:

Finance/Mortgage Brokers help you find the best loan for FREE because they get paid by the banks or lenders and NOT you. So if you have a great Mortgage Broker on your team, it can save you a lot of time and money.

But if you have the wrong Mortgage Broker…it can put your retirement back years because they simply won’t get your portfolio the financial fuel it needs to take off.

That’s why my “10 Properties in 10 Years” 12 Month Home-Study Program shows you:

Let me explain...
Just as a snowball picks up enough momentum to roll down the hill on its own, we gained tremendous momentum in our investments.
They started spinning off unprecedented levels of cashflow.
Not only that, our equity soared.
And because we had soaring equity and mammoth positive cashflow, our borrowing capacity went through the roof.
Which meant the banks literally started throwing money at us. At one point we bought 6 properties in 6 weeks!
Today, this is how Ed and I have a property portfolio of over $14 million ... and positive cashflow of 5 figures per month. Yes, a 5 figure a month passive income, as verified by a certified accountant.
But even more amazing, our passive income and property portfolio is STILL growing!
We're continuing to add several more investments to our portfolio to further grow our passive income by a further half a million dollars a year.
This would NOT be possible without The Snowball Effect.
And we're not the only ones putting its power to use.

For instance...

Matt and Kate Maloney, a 23-year-old couple have used The Snowball Effect to acquire 16 properties. They’re now earning around $190, 000 a year passive income from their portfolio. And they’re on track to retire early next year.

Carolyn Farrow, a stay at home mum, left the workforce to look after her baby. But before leaving, she used The Snowball Effect to net $6, 000 per month... that’s over $70, 000 per year.

Anita and George Ryszawa, aged 56 and 60 respectively, used The Snowball Effect. They bought 6 properties just last year alone. Now they own 11 properties with a total value of $6.4 million. Not only that, they’re on track to buy another 5 properties … and have an early retirement at the end of this year.
How You Too, Can Unleash The Snowball Effect
The secret is to have a "balanced" investing strategy.

The 7 Master Secrets to Success in Property Investing
What happens when you roll a snowball down the hill? At first the snowball is small and you have to give it a "nudge" to get it moving.

But then as you keep pushing it along - and packing in more snow - the snowball gets bigger and bigger... until it builds up an incredible momentum and takes on a life of its own.

Then it's virtually unstoppable!

That's what I call The Snowball Effect which is the driving force of my investing system.

Let me explain...

When Ed (my husband) and I first started investing in real estate we didn't have the passive income, equity or borrowing power that we do now.

So we were moving slower. In the early stages, we'd buy an investment property and have to 'sit tight' to get capital growth. When we had that growth we'd use the equity to buy a second property. Then we'd sit tight again ... until both of these deals grew in value and so on.

If we got a tax refund we'd put that aside to use as a deposit for more property. By following this simple strategy, before long we had 3 investments.

Life was getting rosier and we were moving forward in our financial goals, although I’d be lying to you if I didn’t say we got impatient from time to time.
However, we stuck to our plan because Ed and I made a commitment to focus on building our property portfolio - without distraction - for the next 5 years. We knew when we had a few properties under our belt things would start to move faster.

And they did.

In fact, something magical started to happen.

The Snowball Effect kicked in!

The “10 Properties in 10 Years” 12 Month Home-Study Program makes sure...

You're equipped with all the necessary knowledge and investing tools to create wealth through investing in property.

You're able to apply my unique investing system and make the right investing decisions based on facts and not emotion, so you can sleep soundly at night.

You're able to invest safely, with maximum return on your investment ... and never risk everything you've ever worked for. ou're potentially able to retire wealthy and early and live the life that you truly want. Maybe it's spending more time with your family, taking long holidays and doing the things you love. Up to this point, I’ve introduced you to my “10 Properties in 10 Years” 12 Month Home-Study Program. I’ve shown you how my program has shattered industry records and enjoyed the highest success rate. Plus, I’ve told you how small, everyday investors are getting stunning results, using my investing system. Now without further ado, let me reveal my entire investing system, as promised earlier…My investing system is made of 7 Master Secrets, which I’ve spent years uncovering. These secrets are the driving force behind my investing system – like fuel for your car. They are what make my investing system so powerful and successful.

Obviously, I don’t have room to share with you all the nitty-gritty of each of my 7 Master Secrets. However, here’s a quick overview so you know what’s in store for you in your program…

This 12 Month Home-Study Program is based on a system that’s proven to work. You see, my programs have shattered industry records and enjoys the highest success rate: Compared to most other investing courses where, according to industry experts, only about 10-20% of their members buy any property as a result of the course)

They're all on their way to achieving their financial goals! Sure, anybody can go out and buy 1 or 2 properties. But here’s the BIG difference: Our members buy only carefully selected ‘shining gem’ properties that fit their investing criteria.That means, even though they may have bought only one or two properties… They're on their way to achieving their financial goals!Now depending on your personal goals and how quickly you want to achieve those goals, you don't have to buy 10 properties in 10 years. You can buy 20, 30, or more. Or you can buy two or three. Regardless, the process and the system to acquire those properties is the same. Once you know how my investing system works, you can invest at your own pace.

From the desktop of Helen Collier-Kogtevs
ANNOUNCING...
The Real Wealth "10 Properties in 10 Years" 12 Month Home Study Program. A unique Home-Study Program that comes with ONE-ON-ONE support... Plus DIRECT access to the Team of Professionals I personally use for my own investing.
This 12 Month Home-Study Program is every bit the same as my mentoring program, except you don’t have to attend any workshops in Melbourne.
Instead, you can get all the step-by-step education you need to succeed in property from the comfort of your own home. This saves you tremendous time and money – especially if you have to fly to Melbourne.

But how is this 12 Month Home-Study Program different from all the other investing courses you may have seen? Well, my 12 Month Home-Study Program is unique in many ways. Here are 3 of the most important differences:

First, the "10 Properties in 10 Years" 12 Month Home-Study Program is unique in that it comes with one-on-one support via phone, skype and email. If you need my team and me, we’re only a phone call away.

Second, it gives you direct access to my ‘All Star’ team of professionals that I use for my own investing e.g. my mortgage broker, insurance broker, solicitor and more.

From the desk of Helen Collier-Kogtevs
Here is what you get when you join the Gold-Level Mentoring Program:
Four One-Day Workshops (Value $3, 900)
These are NOT ordinary, ‘passive-learning’ seminars where you simply sit down and listen quietly to a nice presentation. No! These ARE active, energetic WORKSHOPS. That means, you get to participate, interact and ask questions.
In fact, these 4 one-day workshops have been life-changing events for many of my former members. They could be the life-changing events for you too.
During the workshops, I will reveal to you every single investing secret I know. I will go through the entire ’10 Properties in 10 Years Master Strategy’ with you.
You will adjust and tweak the master strategy to fit YOUR unique circumstances. Plus, I ‘will’ make sure you know your next best step to implement your strategy – before you walk out of the room.
What’s more, I’ll have my panel of experts in the room. They are the experts I personally use. They totally understand investors’ needs, because they are property investors themselves. During the workshops, you get to meet them in person, and ask any question you may have.
Personal Access to Helen and Ed for 12 Months (Value $4, 900)

From the desk of Helen Collier-Kogtevs

Here is what you get when you join the Gold-Level Mentoring Program:
Four One-Day Workshops (Value $3, 900)
These are NOT ordinary, ‘passive-learning’ seminars where you simply sit down and listen quietly to a nice presentation. No! These ARE active, energetic WORKSHOPS. That means, you get to participate, interact and ask questions.

In fact, these 4 one-day workshops have been life-changing events for many of my former members. They could be the life-changing events for you too.

During the workshops, I will reveal to you every single investing secret I know. I will go through the entire ’10 Properties in 10 Years Master Strategy’ with you. You will adjust and tweak the master strategy to fit YOUR unique circumstances. Plus, I ‘will’ make sure you know your next best step to implement your strategy – before you walk out of the room.

What’s more, I’ll have my panel of experts in the room. They are the experts I personally use. They totally understand investors’ needs, because they are property investors themselves. During the workshops, you get to meet them in person, and ask any question you may have.

i also found this about Helen and it looks good. My Friends Laughed When I Told Them I Was Going to Retire Financially Free Through Property Investing... But Then When I quit My Job...
Nine years ago I had huge consumer debt and no real assets. Whilst sitting round a campfire on holidays with my husband Ed, we realised we'd be living off just $28, 000 a year.

Not only that, we wanted to start a family. And I didn't want to have to return to work a few weeks after having a baby just to keep up with living expenses.

We resolved become financially free. After some research, decided the safest, most reliable way to achieve this was through residential property investing.

"Stop Dreaming Helen"
Although friends and colleagues at work said 'Stop Dreaming Helen' - and some even laughed - within a few short years, I was able to walk out of my corporate job for the last time. We had created financial freedom ourselves. What a feeling!

Friends and family started saying 'Helen, how'd you do it?' and out of this our property investing education company Real Wealth Australia was born.

And because we're investors ourselves we have strong beliefs about what Real Wealth Australia is about. .

Alot of information is available about Helen Collier-Kogtevs from Real Wealth Australia I am currently doing Real Wealth's 2011 mentoring program. I am new to property investing so have found the program very useful as it explains the basics of how to invest smartly. It covers all the things to consider such as how to develop your strategy, how to structure each deal and how to risk minimise each deal. Helen's key steps are similar to other investment books I have read but it has been good to have someone to walk me through the process as I have been going through it. I was comfortable with her investment philosophy and had read a couple of her books first which is why I decided to do her program. The real value I am getting from the program though is being able to bounce deals off the Real Wealth team. I believe we have recovered the cost of the program as it has saved us from going ahead with one deal which didn't stack up. On the con side, now that the seminars are over, there aren't any touch points, such as monthly coaching sessions to track how you are going unless you pay for them in addition to your program. Also, I feel that the number of people on this years program is considerably larger than prior years so it didn't feel as initimate as I have heard other years to be.

I hope this helps.

these are the people that run the company. Nicholas J Perrignon is the Chief Operating Officer ad has been in property for property for 23 years, he has has held senior executive positions with some of the nation’s biggest listed companies and recently returned to Perth to join Satterley.
Tony Carr is the Chief Financial Officer and is ultimately responsible for the overall financial management, accounting, treasury and compliance for the Satterley Group and the various project entities.

These are the pther people that are involved im only dealing with Nathan the sames person who is very nice it is run by a good group of poeple, check this out yourselfNicholas J Perrignon is the Chief Operating Officer ad has been in property for property for 23 years, he has has held senior executive positions with some of the nation’s biggest listed companies and recently returned to Perth to join Satterley.
Tony Carr is the Chief Financial Officer and is ultimately responsible for the overall financial management, accounting, treasury and compliance for the Satterley Group and the various project entities.
Peter Miller is the General Manager, Development WA and say he brings vast international experience to the Satterley Property Group.
Brad Paddon is the General Manager for Victoria and Queenslandand has 14 years experience in the land development industry across three states of Australia.
And David Williams is the General Manager Acquisitionsand has been involved in the commercial and residential real estate industries.

I havent heard of them but im dealing wth this company in perth. At the moment they are very good and have alot of investments property in perth and is a real growth area. they have been doing this for three decades and say they have been creating wholesome, healthy and secure communities – and sold residential land which now accommodates a quarter of a million people.

The boss's name is Nigel Satterley and he is a AM and the Managing Director and Chief Executive. Ive cut some information about the website. Nigel Satterley formed Satterley Property Group in 1980. In less than two decades, the company had grown from a small suburban agency into Western Australia's largest independently owned property development company. you should check them out!

Satterley Property Group specialises in residential land sales and has the most extensive project management portfolio in Western Australia. The company has carried out more than 130 residential projects and sold more than 50, 000 lots since its inception. It is estimated that more than a quarter of a million West Australians now live on land developed by Satterley. Satterley Property Group has also demonstrated its extraordinary commitment to excellence in the areas of community development and urban renewal. For many years, the group has been the private sector’s pacesetter in establishing new communities. It is pro-active in installing infrastructure and instigating community programs such as schools, churches, shops, services, parks and playing fields.

The other we have talk to iss bluehorizonsproperty.com? They wantsell house and land 4 $400, 500 and renting for $480-520pa week in queenland at a plac call Dalby, Chinchilla and Miles? is rent thet good there. they say very big...power stations, coal mines, gass and cattle feed lots. they calld Blue Horizons Property Consultants Pty Ltd. website say = There are over 80 Billion dollars and 47 separate projects to be completed in the Surat Basin between now and 2015. The population of these three towns is due to double over the next 5 years making room for an additional 45, 000 residents. Origin Energy alone estimates they will need up to 18, 000 new employees during the peak construction phases.This is a diversified build up of many different industries and in short this is the ground floor in the biggest industrial-mining and power generation build up in Queensland history. We have seen this happen before, both in the Bowen basin as well as the Pilbara region. Don't miss your chance to invest in this area before it becomes prohibitively expensive.

and this is what Helen Collier-Kogtevs from Real Wealth Australia website sayshe t is a husbend and wife team they say thet it was five factors that were keys to her and husbend choose property investment as a vehicle for wealth creation and some good stuff online – they are from a plece called Diamond Creek in Victoria, 3089.They want sell me property in Perth but don no.

Income Rental income helps property investors make their mortgage payments and other property-related expenses, Collier-Kogtevs says.
“Our long-term strategy is to pay down the mortgages and then use the rental income as disposable income to live off, ” she adds.
Depreciation Property investors can depreciate the value of their investment properties and claim tax deductions against their income.
“Depreciation schedules can be obtained from registered quantity surveyors, ” Collier-Kogtevs says, “while your accountant should be consulted for tax deductibility of the items on a schedule.”
Equity Equity is the amount of ownership you have over a property, often achieved through capital appreciation. In simple terms, if you buy a property for $300, 000 and its value rises to $400, 000 you will have $100, 000 of equity in the property. Investors can then use this equity to acquire more property.
“As our property grew in value, we used the equity to purchase more and more property, ” Collier-Kogtevs says. “Equity grew quicker as we purchased more properties, which in turn accelerated our capacity to purchase more properties.”
Appreciation Over the long term, property values generally increase due to the sustained demand for housing. This capital growth is the key to rapid equity growth.
Leverage Leverage, or borrowing against the equity in your properties, is “by far the best feature to property investing and has got to be one of the wonders of the world”, Collier-Kogtevs says.
“Property allows more borrowing capacity than any other investment class because the banks view it as low risk, ” she says. “Put more simply, you are required to put in less of your own money up front when investing in property than you would have if you were investing in any other investment class.
“This means you can grow your portfolio quicker because you need less of your own money.”

Has anybody herd of the Australian Property Investor group in Melbourne or Helen Collier-Kogtevs from Real Wealth Australia they have a lot on website about investing but it d and it lookgood and offar complete invest, ent property consultancy but im over sea. they website say alot about them but dont no
What our Investment Property Consultants Can Do for You
Your usual real estate agent or investment property consultant lists a property for sale and then spends the Vendors money marketing it, trying to sell it to you the investor. The particular investment property may or may not match your particular needs.
At Australian Property Investor we recognize that the needs of each of our clients are unique, we however make sure your approach is planned & ordered.
We arrange for a totally independent financial consultant to look at your individual situation and then discover your wants, needs and limitations - so that you can make a decision that will be of the greatest benefit to you.
Once this has been achieved the consultant will send us a profile of the property that best suits your individual needs. At this stage we will work to locate and negotiate a property from all available properties that meet your criteria and from our database of the best developers, who build the best boutique developments in the best areas so as to enable you to achieve the best long term capital growth, thus enabling us to work with you repeatedly over time.
Complete Investment Property Consultancy
It is our goal, for you as a Property Investor to profit from working with us as this will enable and encourage you to invest in property again, hopefully with us. Any property you buy through API will be made "Subject to Finance" at your request. This option protects you so if the purchase does not come up to valuation, the contract can be rescinded and your full deposit returned.
We aim to offer the novice investor a complete range of services to enable you topurchase an investment with confidence. We have alliances with various organizations including Finance Companies, Accountants, Quantity Surveyors and we offer Property Management to complete all your needs whilst investing in Property.
When working wih investors, we show you through our alliances, how to structure the finance and maximise your tax deductions and cash flow. Quite often a few simple changes in structuring can make hundreds of dollars difference in cash flow.

Heritage Financial Solutions are using consultants who are not licensed to sell property nor licensed to give finance advice. Guess what Geoff Tomkins is out. And about in Queensland signing up blank contracts for house and land packages and blank finance papers where people sign on the dotted line so Heritage Funancial Solutions can withdraw their super . Easy money and Geoff Timkins is their number 1 in qld. People are fools.

Im not sure why there are so many negative comments about Paramount, I have purchased a number of investment properties from them over the past few years and to be honest it was the best thing I ever did. Who wants their money slowly going down the drain in super when you can invest in bricks and mortar? I think a few people here have personal issues and really need to think before they type!

I have no hesitation dealing with such a company.

Heritage Financial Solutions now have an office in Clock Tower Building at Surfers Paradise. They pay huge bonuses to sales consultants. Astrid got a &50000 bonus in June for signing up the most. Yes they do sign up blank contracts and blank finance paperwork. John Dimitropolous and his mother Faye Kostis/dimitropolous both own acreage properties at Dural NSW. Faye also owns several units in Queensland. Their PAMD 27c disclosures to buyers state they receive $2000 from the sale. Their consultants get 2 per cent of the purchase price do it is false. They get rich while we get poor. Geoff Tomkins is their Queensland consultant and he is interested in making money not helping you!

How can such a terrible company still exist? Do they just change the Company name over and over?

I don't know who you think your fooling with all these hoax postings little man your just a snake taking from others for your own benefit, when you in Jail for the lies you've told here don't look for sympathy because you don't deserve it. The next knock on your door will be the police coming to get you!

"Great company"?

This is the "Great company" that -
* failed to disclose commissions earned when selling investment properties to customers
* used high pressure sales techniques that broke the law
*charged a terminally ill man $4000 to withdraw from a contract, leaving his widow the credit card debt (tell me - you're supposedly about helping people in retirement - how did this help her?)
*at induction "STRONGLY" encouraged new staff to join the company superannuation fund - the fund that would never receive a single payment for the employee
* in the last week of March 2012 sacked the majority of it's employees - but didn't pay them
*took legal action against their own customers for terminating their contracts
*charged customers a fee of $7995 while reaping the $40, 000 to $50, 000 commission from the sale of the property + the upfront commission for the placing of the loan + the trailing commission for the loan. Whose retirement were you planning for - because it wasn't the customers.
*convinced customers to sign paperwork showing that the property they had purchased was valued at less than they were paying. Once their loan settled they owed more than the property was worth.
*presented "Due Diligence" documents to convince customers to buy in QLD - documents that were 2 years out of date and did not show how the values of property were falling.
*charged the customers 0.2% more on their interest rates and collected that as extra trailing commission

"Great company"? Only if you were the CEO or GM on the endless money train - the same money train that the staff worked hard at believing that they would receive super and wages. The same staff you say stole from the company - the ones who worked daily thinking they were helping people, deserving of their entitlements such as super and in the end their termination pay.

"Great company" - what a total joke. It was a money making scheme purely for the benefit of the CEO - Craig Lynch and GM Warren Bronson.

The threats are not unexpected tho - remember Joe Daher was hired by Craig at Warrens suggestion - to go break a former employees legs.

Making threats is quite serious and rather stupid. Now there is a public record of your threat. I wonder what kind of idiot would do such a thing?

It sounds to me like your just a hater, a small minded little evil doer. I person who doesn't contribute but takes from everyone and everybody. Your a manipulator sitting back in your home happy that you worked for this company and stole from it, not only your pay for the work you never did but also the opportunities and the assistance it gave you. You could of let this great company that had helped so many people but you didn't you continued to stay there stealing the benefits and creating destruction. There is such a thing as karma and yours will come back to you in buckets. You IP address has been traced, you identity is known, try and hide in the dark like the cockraoch that you are! Live in fear of the destruction that is coming your way!

Please see - Astute Financial Solutions — Scam / High pressure sales techniques / Unlicensed to provide written financial advice

Astute Financial Solutions - ABN [protected] - Company Director - Craig Eric Lynch

BEWARE - IF YOU WANT TO GIVE YOUR MONEY AWAY GIVE IT TO CHARITY - NOT THESE MONEY HUNGRY CON-MEN!

I spotted Craig Lynch driving into a building in Norwest. Looks like they are now operating under Astute Financial Solutions Pty Ltd. They have new website http://www.astute.net.au/about_us.html which looks like they're old website. VERY DODGEY NEW COMPANY NAME BUT SAME OLD TRICKS.

warren bronson (wayne joyce) and craig lynch are the biggest losers and crooks. They are fat hungry pigs that steal money from innocent people and people who work for them. What is the government doing about these phonies? They tried to sell me a property saying that the $10000 grant was still given. After doing some research i found out that it finished months ago. DON'T TRUST WARREN AND CRAIG.

Sounds like the people at Paramount finance and investment services. Warren Bronson taught Astrid Chalken everything he knew. Do loads of drugs and lie your ads off.

Heritage Financial Solutions Australia Pty Ltd ABN: [protected] Kept ringing me they then sent a girl called Astrid Chalklen who
was like a used car salesman . After two hours of her trying to sell me property in QLD i said i needed time to think then she lost it. She slammed her paperwork on the table took back her business cards and then started saying in a aggressive tone what do you need to think about. She was very persistent in trying to get my credit card details and putting $1000.00 dollars deposit down on a once in a life time deal . She first tried to charge me straight away then said if i gave her my credit card number she would wait a week then charge me
and if i was not happy she would refund the money and if i didn't pay now next week it would cost me $30 000 . The alarm bells were ringing 10 minutes after i met her . She was pushy, rude and very aggressive i new something was wrong . I wouldn't be surprised if she was coked up to her eyeballs. She is a nutter. Stay away from her and her company. Big WARNING.

Wow Warren himself? Really? If that really is Warren Bronson (Wayne Joyce) then perhaps you'd like to answer these questions:-

How do you feel to have breached the Competition and Consumer Laws by using high pressure sales techniques on clients? By belittling them? By pressuring them to the point where they signed because they thought they wouldn't be able to leave unless they did? By keeping them in the boardrooms for HOURS until they finally cracked and signed?

Care about the clients retirement? Seriously you expect people to BELIEVE that? Your only concern was MAKING MONEY off them! Sell them over priced properties at inflated interest rates, get the $7995 + all the other costs then line YOUR pocket with commissions too. In the meantime the client has a loan where they OWE more than the property is WORTH - that's right - they can't even sell it to get out of the debt.

How about racist remarks about your non-Caucasian (that's non-white people Warren) clients? Calling the Indian's, Pacific Islanders and Asians "black ###"?

How about the staff that were terminated with no pay? How about Superannuation entitlements that were NEVER paid? Any comment about that?

How about your partner actually disclose her relationship with the company other than "customer" when dealing with clients?

How about your partner disclose her qualifications to speak about financial products - super, shares etc?

How about your partner (Helen Vincent) actually disclose to the other Corporate Associates that she DID get paid (as did your niece) when NONE of the others did - instead of lying about it and telling them she didn't?

How do you feel about billing a clients widow $3995 for terminating a contract? He had the decency to come into the office - dressed in his hospital gown, in a wheelchair with TERMINAL CANCER and YOU charged him! He lived 1 MORE MONTH and now his widow has to pay that fee on the credit card. WOW what a SALESMAN you are - and what a HUMAN you're not! Let's see...even at a fair hourly rate for someone of your level of financial expertise the bill shouldn't have come to more that $50 (that'd be what you're worth - about 5 hours work).

FYI Warren in your message to me on this board it's spelled "Liar" not "LIER". Nice going Mr. General Manager...

Warren was the worst sales manager I have ever worked for, half the time he was telling me how to sell ice to eskimos, the other half he was bragging about made up degrees.

Yeah like warren Bronson isn't a fake name changed because your a criminal you stupid pug faced idiot.