Lawrence Heath, Monte Friesner, Kenneth Rijock, Tatiana Nazarova and Willaude Corporation (Cayman Islands) review: Financial fraud and money laudering 3

Sent: Tuesday, September 29, 2015 at 6:25 PM From: aleksandar.[protected]@europe.com To: rik.[protected]@cibcfcib.com, [protected]@bnymellon.com, alan.[protected]@cibcfcib.com, erik.[protected]@wi.cibc.com, mark.[protected]@cibcfcib.com Cc: [protected]@sec.gov, [protected]@gov.ky, [protected]@cmscayman.com, [protected]@ic.fbi.gov, foi.[protected]@gov.ky, [protected]@cimoney.com.ky, [protected]@superbancos.gob.pa, [protected]@candw.ky, [protected]@justice.gc.ca, [protected]@samsonandmcgrath.com, samuel.[protected]@gov.ky, s.[protected]@interpol.int, [protected]@thecse.com, [protected]@priv.gc.ca Subject: WILLAUDE CORPORATION LTD – A CAYMAN CORPORATION - First Caribbean International Bank – Numbered Accounts-USD10459509/CAD10459510 EXTREMELY SENSITIVE IMFORMATION FOR THE READERS LISTED REF: WILLAUDE CORPORATION LTD – A CAYMAN CORPORATION First Caribbean International Bank – Numbered Accounts-USD10459509/CAD10459510 CIBC First Caribbean International Bank We feel it is our duty to notify you of our concerns in relation to bank accounts that you have opened with your organizations. Lawrence B Heath has established bank accounts with you for the purpose of laundering cash for himself and his associates, Kenneth Rijock, Monte Friesner and the wife of Friesner, Tatiana Nazarova. The funds were obtained through illegal activity such as laundering money for the Mob, the proceeds of sale of illegal drugs and firearms that have been sold off around the world to enemy countries of the United States of America. Heath, Rijock, Friesner and Nazarova are the key figures in a Panamanian company, Financiera Pronto Cash SA. This company is a scam outfit in Panama as will be confirmed by the Panamanian Authorities. Whilst Nazarova is the official face of the company, Heath is a Director and Shareholder and regularly travels to Panama so as to continue with the façade that the company is a legitimate one. Heath was a QC in his day and therefore it should be believed that he is a law abiding citizen but his association with Rijock, Friesner and Nazarova tell a different story. Both Rijock and Friesner have spent many years in prison for money laundering, extortion, blackmail, drug trafficking, the sale and movement of illegal firearms, arson, just to name a few. Heath was their Attorney. Both have filed for bankruptcy and cannot, by law, hold assets in their own names. This is the reason perhaps why Heath is involved with them. They need a front and are happy to pay him for his services. Heath was the attorney for Friesner and therefore he knew exactly what he was signing up for when he agreed to act as a front for him and Rijock. Nazarova also has a string of charges against her, much the same as her husband. It seems this family of criminals knows no limits when it comes down to it. The Panamanian government closed down the offices of Financiera Pronto Cash SA because they had no license to operate, no association or approval with Visa or MasterCard (which has been confirmed through attorney’s acting for the two card services giants) and because they had stolen millions of dollars from Panamanian residents. Friesner, Rijock and Nazarova scammed and conned hundreds of Panamanian resident out of millions of dollars in cash with their scam company before it was brought to the attention of the Panamanian Authorities. Obviously it became too difficult hiding the money in Panama where the Authorities could seize it that a quick fix was needed and funds were transferred to the Cayman Islands several years ago and deposited with Heath as the front that they needed. Clearly Heath is not the old man that he portrays; as a retired Attorney it is expected that he will uphold the law however this group believe that they are above the law and lives are destroyed because of their actions. Rijock even wrote a book about his supposedly past life as a money launderer entitled, “The Laundry Man”, clearly he never really reformed and the thought of life without the money and the cars and the fast champagne drinking lifestyle was too much to give up. Even the wife of Rijock has a string of criminal charges against her. We have to wonder if their son, who works as a financial advisor, is also a criminal. Is he passing more of their dirty cash through his own place of employment? Friesner and his wife, both declared bankruptcy in the bankruptcy court of Canada yet live in a massive mansion with a horse farm in King City, Ontario. They have expensive cars, lots of travel money, jewelry, furs and expensive hobbies. Rijock and his wife, both declared bankruptcy in the bankruptcy court of the United States yet they live in a penthouse apartment overlooking the bay in Fort Lauderdale, drive new cars each costing in the region of $90, 000 each, have a very nice boat tied up to their dock, and constantly travel to New York where Mrs. Rijock spends thousands of dollars at a time in the designer shops on fifth avenue. Not a bad life when you consider all have declared bankruptcy after stealing millions from innocent people who believed in the credit card company scam. While the victims were left with nothing, and no recourse to file a claim for the return of their money (because Rijock and Friesner filed for bankruptcy first) these people live like kings and queens. Where is the justice in that? Even the cocktail parties thrown by Friesner and Nazarova to lure unsuspecting victims to put money into the many schemes of the group; the sailing club in Panama that has no boats! You would think that people would notice when a sailing club has no boats but Friesner and Rijock are both very good at what they do, they live and breathe stealing money, defrauding and blackmailing. Friesner would offer his wife, Nazarova, a Russian Prostitute, as the appetizer at the lavish cocktail parties they hosted, make videos of her having sex with unsuspecting married men whose wife sipped champagne by the pool at the same party, and then use the video as blackmail to extort money and expensive objects. Friesner claims to be an FBI agent on their pay role and is forever threatening his power and his authority. I wonder if the FBI is agreeable to him using a respectable organization for his criminal activity. Some victims actually feel that they have to invest with and hand over money to Friesner for fear of the FBI entering their lives in the way Friesner has threatened. Panama got it right; they closed them down and seized funds that were held in Panamanian banks. The banks of the Cayman Islands where the next best thing! I would suggest a simple Google of the names of all parties, including Heath, as a Director of Financiera Pronto Cash, he knows exactly what is going on, and he facilitated it for this group of CONMEN & CRIMINALS. That makes him one of the same.