Kinesis Money review: Fiat withdrawal

I am filing this formal complaint as a critical warning to all investors and institutional clients: DO NOT trust or put your money on the Kinesis Money platform. My experience proves that getting your fiat capital out after liquidating assets is a complete nightmare.

Account ID: KM00033116
Registered Email: [protected]@hotmail.com
Amount Withheld: €527,500.00 (Remaining balance of a €1,055,000.00 withdrawal)

THE TIMELINE & BREACH OF TRUST:
More than six (6) weeks ago, I initiated a single withdrawal request for my funds totaling €1,055,000.00.

Weeks into the delay, Kinesis CEO Thomas Coughlin personally messaged me, giving me a strict guarantee that the withdrawal would go through. Despite the CEO's word, nothing happened, and the platform went completely silent for weeks.

Last Friday (July 3rd), Kinesis finally transferred the first half of the funds (approx. €527,500.00), which successfully arrived at my Belgian bank account (Argenta). This explicitly proves that my banking credentials, IBAN, and AML compliance are 100% correct, verified, and active.

That same Friday, the latest Senior Account Executive assigned to my case called me and gave a binding verbal guarantee that the remaining half of the money would arrive by Monday, July 6th at the absolute latest. (Throughout this process, I have been constantly rotated between one regular Account Executive and two different Senior Account Executives).

Yesterday, my account executive said that it is "still pending, no update". The remaining half of my money is completely missing.

SEVERE FINANCIAL DAMAGE & IMMINENT RISK:
Because Kinesis is unlawfully withholding over half a million euros of my money and continuously breaking commitments from the absolute top of the company, I am now at immediate, imminent risk of losing my home. Kinesis was formally notified of these catastrophic real-world consequences weeks ago (including the 8% notary penalty clause), yet they continue to act with severe financial negligence.

To make matters worse, Kinesis is actively trying to hide the truth: they just deleted and censored my detailed warning posts on the r/Kinesis_Money subreddit instead of solving the issue.

REGULATORY ACTIONS TAKEN:
- A formal complaint has been filed and updated with the Cayman Islands Monetary Authority (CIMA), granting them full authorization to open and disclose my logs.
- A formal complaint has been filed with the Bank of Lithuania regarding Kinesis' European banking operations.
- ECC Belgium has been formally notified of this dispute this morning.

Kinesis Management: Stop hiding behind generic automated email templates and public censorship. Provide the official SWIFT MT103 and the 36-character UETR code to my inbox today.