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Countrywide Complaints - Poor service!

Review all Countrywide complaints

Countrywide

Posted: 2007-08-30 by Wendy Chao [send email]
Poor service!
Complaint Rating:  50 % with 2 votes
My mortgage was sold to CountryWide and at first everything was great but over time it has gotten worse and worse. Latley now its just all bad I hate them I wish they never bought my mortgage and might even consider refinancing just to get away from them! They continued to add more and more fees to pay online, and if you don't pay by the 1st you are forced to answer questions as to why I'm delinquent even though I'm a great customer have never been late more or less 30 days delinquent! They have basically done away with the GRACE PERIOD it is now the DELINQUENT PERIOD now thats not in my mortgage! Also I never had a problem with my escrow until CountryWide, they have continued to raise my escrow payment yet my taxes and home owners didn't go up (makes no sense), paid my home owners twice (makes no sense) and then wanted me to pay the shortage, now my taxes went down but escrow didn't and they actual claim its short and want me to pay extra to it every month (makes no sense), I asked them to release it to me they gave me the excuse that it was in my mortgage, I think not!
Comments United States Mortgage Companies
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Comments

276 days ago by Russell Alexander [send email]
I agree completely. I've had mortgages with Countrywide for 15 years (first house, which my ex-wife is still in and we're both paying the mortgage on) and my current home.
This "delinquent" stuff is nonsense, but what really bothers me is that I can't even access my records or information now. Every link goes to the payment page! Just because THEY almost destroyed their business by selling junk mortgages doesn't give them the right to treat regular customers, who pay ontime (by their own rules) as deadbeats.
Too bad there's no other company to go to. I certainly didn't choose them; they bought my mortgage off the broker. To deny me access to my own records until I make my monthly payment just doesn't make any sense.
150 days ago by Roberto Ferrary [send email]
COUNTRYWDE WILL SINK EVEN MORE...

just to let you know that Countrywide is becoming a big scam.
Over the phone they said that the grand total closing cost was going to be less than $1000 on paper it turn out to be over $6000 they said ONE dicount point but on paper was 4.5
They said no need for an appraisal but they charge my credit card $380 without my authorization. The only authorization was for $26 for the credit report and even that was wrong they charged $35 I am so mad.
I just got the phone number of the Office of the president (countrywide) 1 800 799-5540 and I will call in the morning to let them know.
They already have so many problems and at this rate they will really sink, I can't believe they did that to a good customer like me.
I will post as many blogs as I can on the net.
I have found so many bad reviews already.
Countrywide will fall big time.

Spread the word to stay away from this scammers.
101 days ago by Mr. Lewis [send email]
I agree with everyone on this comment board and I am so sorry to hear about all the trouble that you are all having. This is the reason I started my company. I have helped several people that have mortgages with ASC, Countrywide, and other mortgage companies that don't seem to care if they harass people or suck them dry. The comments I have heard are along the lines of trying to get blood from a stone or turnip, or something like that.

I have a service that actually will take you out of the loop of contact with ASC, or Countrywide or whomever you have servicing your loan. All you have to do is tell me how we can help you. By that I mean, tell us what you are looking for us to do for you and we will pursue the help that you want, no matter what. We have all aspects of the mortgage business covered from being a mortgage mediation company, a title company, a real estate company, all the way to having access to attorneys for litigation or help to avoid foreclosure. No aspect of help is turned away.

Let me tell you, most of the customers that I deal with have told me about the fear and the frustration of working with mortgage companies that don't seem to care or give them the runaround. To be totally fair, mortgage companies have their ways of dealing with people. Some are good, some are horrible. But one thing all mortgage companies love is being vague. When they are vague, they don't have to give you information until you ASK for it. How does that help you? How can you try to save your home if you don't know how to ask the right questions?

That’s another reason why I created this company. I take your number out of their "system". When they mail you something, it goes to me. I take the burden away from you so you can live your life without the phone calls and the letters. And the rudeness!!! Oh, man, if I told you some of the stories I have heard...let's just say, it’s not pretty.

I know that some people are going to look at this comment and go, this guy is trying to drum up business. Well, you're right. But here's the kicker. I used to work in mortgage collections. I used to make the phone calls and send the letters. I used to work around the people that make your lives hell. And I kept asking myself, why? Why are these people not being told about the help that’s readily available? Why are these people not being helped to make payment arrangements that are realistic? Why does this company care more about the money than about customer service when that is supposed to be their primary objective?

That's why I got out. I can not stand collections. Just because they are hiding behind a company name they think that they can say anything or act anyway they like with the customers, being friendly with one and the next 40-50 they can treat like crap. Where is the customer service?

I take all that frustration away from you and create solutions that work. I know that it may be hard to swallow, but I do. I have done it for several people. And I can do it for you too. If you want more specifics or just want to talk to me, call my office at 888-453-1518 and check out the website, which is being updated with a few new options available. And this isn't just for people facing foreclosure, people that are current and want to pay off their home early, call me. I can and will help as many people as I am able to. What have you got to lose? Website address is http://www.onlybusiness.com/members/RealtyMediationService...and if not for you, best of luck. In all your endeavors.

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