I've been with Erie Insurance for 7 years. I've never had an accident or ticket in my entire driving history, but I was told by my agent that, if I was involved in an accident, the deductible would be waived the first time.
I was at an intersection in which another driver ran a stop sign while on his cell phone and hit the front end of my car. I was pulling out of a side street, so they automatically ruled the accident my fault. I explained to the adjuster that there is a stop sign before the street I was pulling out of and requested that they send someone out to take a...