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Consumer Tips, Tricks & Articles

Avoid Telephone Bill ScamsAvoid Telephone Bill Scams
What you need to know about bogus charges on your phone bill
10 Things You Should Never Buy Used10 Things You Should Never Buy Used
Sometimes the financial or safety risk outweighs the savings. Do you really want to sleep on someone else's mattress -- or take a chance with your child?
Harassing Phone Calls: What To DoHarassing Phone Calls: What To Do
Obscene or harassing phone calls can be one of the most stressful and frightening invasions of privacy a person experiences. Fortunately, there are steps you can take to help put an end to these unwelcome intrusions.
The Consumers' Guide to Credit CounselingThe Consumers' Guide to Credit Counseling
Credit counselors are falling all over themselves to help you out of debt, but some do more harm than good. Here’s what you need to know, including whether you need it and the red flags for rip-offs.
PayPal - Protect Yourself from Fraudulent EmailsPayPal - Protect Yourself from Fraudulent Emails
A fraudulent (spoof) email pretends to be from a well-known company, such as PayPal or eBay, in an attempt to get personal information from you. People who send spoof emails hope to use your information - such as credit and debit card numbers or account passwords - to commit identity theft.
44 Ways to Protect Yourself Against Phishing44 Ways to Protect Yourself Against Phishing
It’s a scam that generates billions of dollars even when only 5 percent of the darts hit the target, it threatens the integrity of online transactions between customers and e-business houses, it’s a constant cat-and-mouse game between the perpetrators and the security guys hot on their heels – phishing, carding, brand spoofing, web spoofing – call it what you will, there’s no escaping the fact that the threat of this swindle is getting more dangerous by the day.
How to Sell Old CellphoneHow to Sell Old Cellphone
Your has-been cellphones may still have some resale value. Web sites such as CellForCash.com, SellYourOldCellPhone.com, GreenPhone.com and CashOldPhone.com will generally pay between $2 and $200 for functioning phones that you are no longer using, depending on the make and model.
Avoid Online Auction ScamsAvoid Online Auction Scams
The Federal Trade Commission recently posted a guide to the ins and outs of online auctions--and how to avoid getting scammed--at www.OnGuardOnline.gov.
Getting the Most Out of a Trip to the Doctor's OfficeGetting the Most Out of a Trip to the Doctor's Office
Patients and doctors disagree on some essential issues according to three new surveys conducted by Consumer Reports National Research Center. The survey of 39,090 patients and 335 primary-care physicians revealed discrepancies between doctors' and patients' perceptions of following medical advice, the role of prescription drug ads in the exam room, and the value of online research of medical conditions.
How to quit the gym (or anything)How to quit the gym (or anything)
Once they've got your credit card number, charges on subscriptions, services and memberships can seem impossible to stop. Here's how. Everybody seems to have a story about the inexplicable charge that keeps appearing on a credit card, or the gym membership that just won't die -- long after motivation to hit the weights has.
Be Sneaky When Shop OnlineBe Sneaky When Shop Online
Even as web gifting becomes more popular, most workers won't shop online while at the office, according to a survey from Spherion Corp. Fifty-four percent of employees said they wouldn't use their work time for Internet shopping this holiday season. Nearly half said it wasn't acceptable to do so in the office even though 70 percent of their employers don't block access to retail sites.
Tips for Recognizing and Avoiding Fake Check ScamsTips for Recognizing and Avoiding Fake Check Scams
If someone you don’t know wants to pay you by check but wants you to wire some of the money back, beware! It’s a scam that could cost you thousands of dollars.
Tips to Avoid Debit Cards GotchasTips to Avoid Debit Cards Gotchas
Consumers are using debit cards at the check-out counter more than ever before. Next year, debit-card transactions, which deduct funds directly from a checking account, are expected to pull ahead of credit-card sales in market share.
How to get a credit report for freeHow to get a credit report for free
Be sure to look at each of your reports every year. It's simple, it's free and it's crucial: Old or inaccurate information could cost you a job, an apartment or a lot of money when you borrow.
Don't let identity thieves ruin your tripDon't let identity thieves ruin your trip
A day in paradise can turn into a financial disaster if your identity is stolen on vacation or on a business trip. Here are the top tips for reducing the chances it'll happen to you.

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