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Top Financing and Loans Services

Alright, so the Financing and Loans page? Think of it as the backstage pass to the world of lending. Real people, real feedback – from life-saver loans to those "why did I even?" moments. There's a mix of rockstar lenders and, well, some that might be playing out of tune. Worth a scroll to see who's hitting the high notes in the loan game.

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B
4:10 pm EDT
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Indy Mac Bank - Mortgage

I have always paid myhome loan two weeks early with Indy Mac. After my last payment for July, I couldn't get the interest and principle to add up to my payment amount when I received the returned payment statement. Then I notice down in an obscure area of the statement a charge for a $30 miscellaneous fee. Never happened before after 3 years paying on thi...

Read full review of Indy Mac Bank and 2 comments
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B
6:40 pm EDT
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GEMB - ON CREDIT REPORT

WE ARE BUILDING A HOUSE THIS CAME UP ON MY CREDIT REPORT, THE ADDRESS WAS LISTED ON CREDIT REPORT AS GEMB P.O. BOX 9 84100 EL PASO, TX 79998. I HAVE BEEN TRYING TO FIND A TELEPHONE # FOR THIS AND AM UNABLE TO LOCATE IT. ON ANOTHER CREDIT REPORT WAS COMING UP AS GECC????? CAN SOMEONE HELP ME WITH A TELEPHONE ######??????

Read full review of GEMB and 3 comments
ComplaintsBoard
C
11:50 am EDT
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Simplified Lending Solutions - money sent for loan

I sent this company a total amount of 1, 471.00 dollars via wester union I was to recive a loan in the amount of 6, 000.00 at this time there wed site is gone i have call and call and now can not get any response from the people. The person that I spoke with Beverly Johnson and David Dean

Read full review of Simplified Lending Solutions and 7 comments
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N
9:58 am EDT
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AcceptMyCash.com - Took money out account and was not suppose to!

I was browsing the internet the other day at www.acceptmycash.com and i guess the thought i was applying for a loan, but i was not and they took some money out my account and now it is in overdraft and i didn't want the loan so what do. I have to do so they can take the charges off my account as soon as possible before my bank start to charge me everyday for something i didn't want to do!

Read full review of AcceptMyCash.com and 104 comments
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E
3:52 pm EDT
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Guardian Financial Group - Guaranteed loans!

The worst part about this is that I checked this company out BEFORE I sent them money to guarantee a loan for me. According to what I see, I am NOT the only person that got scammed!!! They owe me over $2000. I had a "bad feeling" when they told me that I needed to send more money, plus I was supposed to get a refund yesterday, which I am sure everyone...

Read full review of Guardian Financial Group and 1 comment
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W
2:04 pm EST
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Guardian Financial Group - FRAUD

DO NOT SEND GUARDIAN FINANCIAL GROUP ANY MONEY! You will never ever see the loan they promised you and not only that you will be asked for more money AFTER you have already sent the initial amount. Dale Watson and Richard White were the two men I dealt with. Professional Scam Artists. Please take heed ~ I wish I had.

Read full review of Guardian Financial Group and 7 comments
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L
12:33 pm EST
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Guardian Financial Group - Company Not Legitimate

I have filed a complaint against this company with the Better Business Bureau and would strongly encourage other victims to do the same. I was approved for a loan by Guardian Financial Group. I was told that, due to my poor credit, I would need to send a collateral payment of $1,140.00 to secure the $7,000.00 loan I was guaranteed at a 6% interest rate. ...

Read full review of Guardian Financial Group and 2 comments
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K
12:00 am EST
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The Loan Shop - Money taken from our account without authorization!

The Loan Shop has not provided proof of money given us, and charges our bank accounts each month! After several attempts to contact by phone and email, we have still not received the information in which we requested. This has been a big scam for us and put us in a financial bind! We are hard working Americans who try and pay our bills but have been...

Read full review of The Loan Shop and 6 comments
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R
12:00 am EST
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365fastcash.com - Cannot contact company - fear of scam!

I applied, and received, a $200.00 cash advance loan from 365fastcash.com a couple of weeks ago. At the time, I was able to log into their website, and contact them through e-mail, navigate their site, etc. My loan is due for repayment tomorrow. For 3 days I have attempted to log into their website, using the name (e-mail address) and the password I...

Read full review of 365fastcash.com and 48 comments
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12:00 am EST
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Quick Click Loans - They have taken almost $2000 out of my checking account!

I sent documentation requesting that they stop my auto drafts from coming out of my checking account in the amount of $233.62 times 2 (have 2 loans) on 12-10-07 because my husband was laid off and they agreed and said they completely understood, etc, etc. However, on 12-15-07 they took both payments out and I was charge $250 in NSF fees and they said there...

Read full review of Quick Click Loans and 28 comments
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12:00 am EST
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Fidelity Lending Group / $5000 Loan - Big time fraud please don't apply!

According to the paperwork John M. Lipton is the CEO. Loan Type: Personal Loan Amount: 5000.00 USD Interest Rate: 6.00% per annum Transferred the money Money gram @ Walmart#2427 Dallas, TX 75243 on 12/27/07..Ref#[protected] Money gram operator# 7931 Sent to Sandra Fletcher Country Canada City Kenora State Manitora Jacob Parker called me on 12/22/07...

Read full review of Fidelity Lending Group / $5000 Loan
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A
12:00 am EST
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YourBalanceCheck.com - Scam and cheating!

The same happened to me i was asked to verify personal info and i was also told to see how much i was approved for by logging on to the website and to also process my loan.

Read full review of YourBalanceCheck.com and 91 comments
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J
12:00 am EST
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Unicorn Financial Services - Illegal finance charges!

This company has figured out how to screw people. They tell you no finance charges as long as you make your payments on time. Then they don't send you a statement hoping you'll not remember on your own and then instead of calling you or contacting you, they go to your references and instruct them to call you. I always paid on time. One month they didn't...

Read full review of Unicorn Financial Services
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L
12:00 am EDT
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United Mortgage Funding, Inc. Davie FL - Harold Kavner

United Mortgage Funding, Inc. of Davie FL would do themselves a HUGE favor by getting rid of Mr. Harold Kavner. This strange person makes verbal threats if refuse to submit to his terms, he also uses inappropriate sexual slang when he talked to me. The terms of the loan were grossly unfair. This complaint will also be made to the BBB. Linda Gladden

Read full review of United Mortgage Funding, Inc. Davie FL and 4 comments
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12:00 am EDT
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ProVast LLC / American Servicing Company - A witch hunt!

My neighbor call me last night (09/25/07) telling me that she needed to speak to me. thinking something was wrong, i rushed right over. She proceeded to tell me that she had gotten a phone call from someone who wouldn't give there name or number but asked for me by my first name, inquiring if she knew me. She at first did not realize who they were talking...

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12:00 am EDT
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Morris Finance Company - Customer harassing!

I borrowed 200 dollars from this company, biggest mistake of my life!!! I was unable to make the payment the first month and tried to stay in contact with the company as to why I was having trouble and I was going to pay them up to date as soon as I could. Not even a week after my first payment was due the harassing calls started. I informed them not to...

Read full review of Morris Finance Company and 2 comments
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A
12:00 am EDT
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Glen Associates, Inc. - Rude treatment on phone

Glenn Associates, Inc. - New Hampshire Higher Education student loan collection agent - rude treatment on phone. These guys need some physical human contact besides on the phone all day. I think they call their loved ones and plan things ahead via a telephone call because they have no personal skills. So they don't want to see or talk to them in...

Read full review of Glen Associates, Inc. and 14 comments
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12:00 am EDT
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Elly Financial - Nigeria - Warn all users this company is a scam!

Elly Financial Operating out of Nigeria Scam company. Doesn't keep word - only wants you to send them money without ever giving the loan. Warn all users this company is a scam.

Read full review of Elly Financial - Nigeria and 5 comments
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12:00 am EDT
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Scholastic Funding Group - Fraud and cheating!

Scholastic Funding Group calls me from a private number about 3-5 times a day! I have repeatedly told them to take my number off their list and that I am not interested in their services. A manager then tells me they have removed me, yet, the very next day I start getting the calls again! I cal recall about 3 time when I have told the person that I am sick...

Read full review of Scholastic Funding Group and 3 comments
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12:00 am EDT
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Think Cash - Deceptive business practices!

I took out a $2,000 loan from "Think Cash" - an on-line loan business. Part of their agreement is that they send you e-mail reminders of when payments are due. For the first two months they did. I have reimbursed them ON TIME. They recently STOPPED sending reminders... as they agreed... and money is taken from the account. They are not reliable and it has cost me more money than I ever expected. DO NOT utilize THINK CASH.

Read full review of Think Cash and 85 comments
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