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US Cash Advance


Bogus Collections - Scammers!!!

Complaint Rating:  96 % with 772 votes
96% 772
Contact information:
US Cash Advance
United States
I received a call from 888-296-4293, or at least that is what I was told was the return call #. I hit *69 and was given the message the call could not be traced. I was told I was speaking with Nathan Davis and the call was regarding a legal matter. I told this "Nathan" that I was not able to receive personal phone calls at work...he then stated it was not personal. I asked for a number where I could call them back at and was given the above referenced 888#. I told this "Nathan" that I would have to call back but I wanted to know what it was in reference to. He said he would transfer me to his office because he was not able to give me any information. So he transferred me which seemed like he handed the phone off to someone else who was named Rachel Williams. "Rachel" told me that the call was in regards to a payday loan I had not paid from US Cash Advantage that was taken out in July 2008. I have no idea if I took this loan out or not so I asked for her to email or fax me some information. SHe said they already had and the only way I could obtain any documents was for them to send to my attorney and asked for my attorney's name. I told her I did not have one and I would check in to this matter. I have received calls like this before supposedly from other payday loan companies and been threatened many times. If I owe $ I will pay it but this harassment has to stop! The people I spoke with have an middle-eastern accent/dialect and would not provide me with enough information to check the validity of this. Based on past experience - I plan on disregarding this call UNLESS they can provide information in writing that I can verify from my end. It is ridiculous that people can harass hard working persons with scams like this.
Complaint comments Comments (437) Complaint country United States Complaint category Loans


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 2nd of Nov, 2012 by    0 Votes
I got the same phone call, and I did not get a loan from them, they are nasty and yelling at me, said today i would be arrested, I am 71 years old and have Diabetes, and last night after the phone call I was so upset that I trembled for hours, who needs this? this needs to be stopped somehow, I just can't take this, what a scam and it looks its been going on for years,
 3rd of Nov, 2012 by    0 Votes
Hey Loretta read my post above yours. These are scammers from India. It's the latest scummy craze. They are phishing for easy victims. Just scream back at them and call them scummers. If you have a loud sports air horn then blast them. They get the message you are not a push over and won't get anything from you.
 27th of Nov, 2012 by    0 Votes
I recommended quick payday loan
 27th of Nov, 2012 by    0 Votes
I recommend payday antidote - the dave ramsey 7 steps
 20th of Dec, 2012 by    0 Votes
I have received the same call from this company and I was told that the middle eastern sounding man that he was in the legal department for US Cash Advance, USA Cash Advance and United Credit saying that I had loans with these companies. I told the man that I've never had loans with these companies and that I would be contacting the companies myself in reference to the so-called loans that I had supposedly received. When he heard me say that, he quickly hung up the phone. This person knew my name, social, date of birth and even my job along with my phone number. I haven't gotten any more calls from this company but it's from the same number that everyone else has been receiving calls from.
 29th of Dec, 2012 by    0 Votes
If you have ever applied for a payday loan that's how they have your details. They are in India and there's nothing "legal department" about them nor their scam. So they are open game. Have fun with them.They will call back. Be ready with a loud sports air horn and blow it on the phone. They get the message you ain't an ez mark. They move on, unfortunately in search of the next victim.
 15th of Jan, 2013 by    0 Votes
i just received, this is my second call this week from the same man . told me i took out a loan and he was gonna have me arrested . come to my work and then when i started to ask him questions he got mad wouldn't answer me and then hung up ...
the number is from the Baton Rouge, LA. area (225 360 3472)
 18th of Jan, 2013 by    0 Votes
I received my first email from a person calling herself Jane Austin, January 8th - in the body of the email there was my exact social security number, home address, they had my banking information but not accounts. I responded to the email, asking that if I owe money, what is the payday organization I borrowed the money from the $amount and when. The next missive did not answer any of my questions. I have since received a total of 7 emails. All detailing that if I don't wire the money via western union or netspend, I will be subject additional court proceedings. I have decided to ignore these emails, but I keep a separate folder as a point of reference, I will search US Cash Advance, to forward these emails to them, maybe they will have more luck in getting this Jane Austin off my back.
 18th of Jan, 2013 by    0 Votes
Jane Austin is in India. It's a scam. And if it mentions western union it is definitely a scam. They might call with spoofed numbers. Don't fall for it, just scream at them or blast the phone with a loud sports air horn.
 12th of Feb, 2013 by    0 Votes
I have been receiving these same calls. I got really suspicious when they said I got a payday loan last month but couldn't provide a date. Then a few months ago they told me I had got a loan a different month and different amount. These people need to stop. They told me the payday loan was from US Cash Advance. I don't know these people I don't owe these people .They have my social security number, my old bank info, and my old address. When I traced the call back, it came when a cellphone. Please don't give these people any money or your information . I learned after that first call that these scammers would say anything to get you to give them money. Ask them the date the debt accured they can't tell you, ask them you so called account number they can't give you. I two wish these people will get arrested and get the max jail time from trying to ruin hard working people's lives.
 14th of Feb, 2013 by    0 Votes
They can't do anything. They are in India. Don't waste your time asking them to verify cr@p. Just laugh at them, they usually get you know what they are up to and go away. Or blast the phone with a loud sports air horn.
 19th of Feb, 2013 by    0 Votes
This morning at 6 a.m. we recieved a call and my husband answered the phone and they asked for me. I currently am pretty much bedridden due to a blood clot in my right leg from my knee to my ankle. He informed them that it was 6 in the morning and to call later. I recieved a phone call around 7:30 from a Richard and was informed that there was a lawsuit against me and I needed to call Dexter Cruz at 916-304-4784 regarding this. I called the number and Dexter informed me that I was being sued by Cash Advanced USA for fraud and that they were going to have the cops come and arrest me and sue me for over $3000 if I did not go to the nearest CVS or Wallgreens and call him from there today with the $496.00 that I owed and he would give me further directions from there. I informed him I have never heard of Cash Advanced USA and would not take a loan and not pay it back. He was very rude and demanding threatening to have me arrested. I asked him why I have not recieved any legal paperwork and he told me that they had sent me numerous emails and I did not respond. I was almost in tears about this and told him I would call him back and he gave me another number 714-947-3208 to call him back. I researched my email and there was nothing from Cash Advanced USA, called my bank and nothing from them either. Then I went to the website for Cash Advance USA and which I didn't recognize and looked through it and found on their website-CashAdvanceUsa.net Does NOT make ANY calls to customers.If you get a call from any representative “directly” from us - it’s a scam!If you are asked to pay before you get any money – it’s a scam! If it’s a call from a “collection” for us – It’s a scam! CashAdvanceUsa.net provide lenders services for you to talk to and to choose your loan that is right for you, Do not be fooled by scammer’s and big words. So I called Dexter back and told him all of this and he still threatened me and then hung up. I am upset at the fact that he even knew my personal information. I am not sure what to do?
 21st of Feb, 2013 by    0 Votes
You don't have to do anything. Was this person speaking with a heavy accent? These are the latest scammers - they have taken space where the Nigerians occupied. They call from India with spoofed numbers that make it look like they are calling from here. They are phishing for ez pushovers who will get scared and western union cash to them. If you ever applied for a payday loan that's how they got your info. But there's nothing they can do with it.

My treatment is simple if you want to stop this guys - blast a loud sports air horn in to the phone.

If you want to have fun just call them every hour and scream scammer on the phone or just tie their lines and waste their time.
 12th of Mar, 2013 by    0 Votes
I received a call from1-877-423-1163 this week and 1-423-216-4958 last week. with the same scam mentioned by all these other posts. This time his name was Donald, it was a different name last week. Calling from the "collections investigations bureau" which doesn't exist. I could tell he was full of shit, so now I call him back about every 20 to 30 minutes just to talk about whatever. These guys are dumb. So please feel free to call the above phone numbers as often as you can.
 14th of Mar, 2013 by    0 Votes
I also received calls like this today. They had names like Barry Barrington and Hattie McNeal. I told them that I didn't receive any funding that they referring to and didn't understand what they were talking about. They continued to say that if I didn't resolve this I would have to go to a courthouse and resolve. They would come and arrest me. When my husband let them know that he was a US servicemen (which he is) they got very angry and started yelling at him and he told him that he was going to get his lawyer to contact them. They hung up on him. They called back shortly after that and I let them know that I already contacted my police station and have read all these complaints on them and know they are frauds.
 18th of Mar, 2013 by    0 Votes
18 of Mar, 2013
I have just received a threatening call from Raymond Scott telling me I owe a payday loan to US Cash Advance. He didn't say how much I am supposed to owe them, but he is sending the police to arrest me after my case is tried at 3 pm today. I don't owe them and never have. he was also hard to understand and tried to out talk me. I do know that in the US you have to prove I took money, which he is saying I did, to put me in jail. I am going to try and protect myself so this does not happen again. I will be calling the FTC. Thanks for all the comments they sure help.
 22nd of Mar, 2013 by    0 Votes
Yes, it is a scam. And yes, they do have some information on people, even SS#s. And this is simply because the 3 major Credit Agencies in this country were allowed to basically monitor our lives. Their unsafe networks, as well as having "customer services" moved out of US, enabled this tremendous chain of identity theft. They call and try to take advantage of people who would agree to pay, just to get them off their cases and people who believe their miserable threats. I didn't and I confronted them and they were not happy at all. I did not have any payday loan nor would I agree to even listen to the any further. I immediately reported to FBI, FTC, even IRS (because they had my SS#). Also you must report to the credit agencies, so they have an alert on your account. They went as far as duplicated my Debit Card and tried to get money from an ATM located in Paris, France. But, I alerted my bank and they actually flagged and closed my card right away. I was told, by an FTC rep (Federal Trade Consumer), to NOT even talk to them, hang up on them and report the #. I personally chose to change my phone number to an unlisted one. We must try, every way possible to fight back this huge chain of scammers who are a bunch of low life crooks, trying to make money this way. My personal concern is that we made it so easy fr them and we did not have sufficient protection. We are require to allow credit agencies to monitor us, but we do not have too many rights, except AFTER the fact, when it may be too late. Something needs to be done.
 6th of Apr, 2013 by    0 Votes
Same modus operandi as the above. I talked to a person identiying himself as Raymond Scott. He said i owe US Cash 900.00
and said they will go to court that day but i could settle the matter today if i made payment now. I told him ididn't have any cash
available now but later on Monday 4-8-13. This conversation took place on Friday 4-5-13. he wanted me to go to 7-11 with a
number he will give me to wire the money to him, but i only agreed to pay 500.00 on Monday and we will talk abiout the rest after
I wire the 500.00. The phone number he gave me is 1-866-543-5173. I have no intension of paying them now that i have learned
of all the complaints. Yes i have some on-line loans but i don' remeber ever getting a loan from them or receiving any money
from them. This is a obvious BOGUS COLLECTION SCAM. Lots of harassment.
 6th of Apr, 2013 by    0 Votes
 12th of Apr, 2013 by    -1 Votes
I received a phone call from a man named Mike with a thick accent. Unlike most of the other posts, his accent sounded oriental rather than middle eastern. He claimed to be calling from a law firm in Houston and said that his clients have filed a suit against me. At first I thought it was a prank. I could hardly understand what he was saying and had to keep asking him to repeat himself. He said I took out an online loan for $200.00 and didn't repay it. Supposedly his clients tried to collect their money from me through an electronic fund transfer but didn't find sufficient funds. He claimed if I don't pay now than the cost will be up to over $3800.00 to cover court costs. He wanted my attorney's information so we could resolve the situation. He claimed to have my SSN and email as proof of my loan. I didn't think fast enough to ask him to repeat them to me. Now I'm curious if he really did have accurate information or if he was just bluffing. I know I didn't take out the loan but I was wondering if someone else took it out with using my information. At first i was upset but my son, who was in the room with me when I got the call, was so convinced that it was a scam that I decided to check into it. The man had given me a number to call back so that I could talk with someone else that I'd be able to understand. I did a reverse search on the number and found out that it was indeed from the Houston area. My next step was to check out the company that I supposedly borrowed the money from. The name he gave me was US Cash Advance. When I did a search on it I noticed this site with all these comments about others who were being scammed. It really does put my mind at ease to know that it is just a scam but it also enrages me to think that these people can get away with it. If they weren't making money off of unsuspecting individuals than they would have stopped a long time ago. I wish there was a way we could put an end to them. Any suggestions? . . . I do like the idea of the air-horn in the phone the next time I hear from them.

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