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GE Money Bank Complaints - Mishandled account!

Review all GE Money Bank complaints

GE Money Bank

Posted: 2008-01-30 by Cheryl Lynch [send email]
Mishandled account!
Complaint Rating:  100 % with 3 votes
Company information:
GE Money Bank
Monroeville, Pennsylvania
United States

Can you believe that I'm just now seeing what an incompetent, poorly managed company this must be. I just got a call from customer service representatives of GE Money Bank last night after 4 months. It started out with me opening an account to get my transmission repaired. The terms of the agreement included a 90-day same as cash. One month after opening this account I still had no card, no bill, no calls. I returned to the repair shop and got the customer service # but was told that I did not exist in their system. I went through the same scenario 2 more times at 6 weeks and 2 months after originally opening this account. Finally I receive a call from them that nearly $400 in charges were added to my original $2400 bill because I failed to make payments. I discovered that they had no physical street address on the account so never sent a bill but they are not willing to extend the original terms of the agreement to me. Needless to say I am majority disappointed and would highly discourage any transactions with this company. Furthermore I will immediately close this account once a zero balance is shown, never to do business with these incompetent fools again! I am also going to file a complaint with the Better Business Bureau.
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Comments

224 days ago by Fonda [send email]
I have a GE Money Bank that had been paid in full for a couple of years. When I got married and bought a new house, I decided to use the card for new furniture. The purchases were made during a promotion of NO INTEREST/ NO PAYMENTS FOR 12 MONTHS. Fine. I've got one year to pay it off before any interest accrues. Well, the first bill I received had a minimum payment due and interest charges applied. I called immediately. They said not to worry, they would fix it, it would be fine on the next statement. Needless to say, I was on the phone again the next month. Not only was the the bill not fixed, I had accrued LATE FEES FOR THE LAST BILL NOT BEING PAID. Of course, they SAID they would fix it. It is not my job to spend two hours on the phone EVERY SINGLE MONTH to explain to them how to do their job. It is absolutely ridiculous that my time be wasted like this. They finally got the statement to say " NO PAY /DEFERRDED INTEREST" yet I am still being billed and receiving late fees. (Which are 39.00 by the way). Oh yeah, I also have an added purchase on the statement of $31.11 with a finance charge. Trust me, there is NO WAY I would subject myself to doing any further business with this company. NO WAY. But, to dispute the purchase, I have to hand write a letter to them and send it to them. Yeah, that's real convenient. I'm looking at my statement right now. The entire statement contradicts itself. "NO PAY/DEFERRED" but I have late fees because the minimum paymment wasn't made. This is asign of pure incompitence. Why can't they get it right.
50 days ago by Amit [send email]
GE Money bank is horrible! They are the worst credit card I got. It was a huge mistake to get their card. They have poorly trained reps who can't even answer questions on phone.

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