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GE Money Bank Complaints - Collections

Review all GE Money Bank complaints

GE Money Bank

Posted: 2008-05-26 by Kevin [send email]
Collections
Complaint Rating:  100 % with 1 votes
Company information:
Mervyns
Cypress, California
United States
Phone: 714-761-2613

I submitted an application at Mervyns after buying some clothes for my daughter. The 15% discount sounded like a great idea just to aquire a $500 credit card.
This was on 4-04-08. On 5-05-08 after having not received my card yet, I drove back over to Mervyns and asked the cashier if I could pay my bill.
She could not access my account without an account number. I explained to her I never received a credit card so I can't give her a number. She told me to go to the customer service window.
Here I am at the customer service window and guess what she tells me. I can't give you your account number. She pointed to a bank of phones at the nearby wall.
I walked over to the phones and picked up a handset which of course placed me on hold.
After waiting for 5-6 minutes I hung up and walked out in disgust.
2 weeks flew by. On the 3rd week, I started getting these phone calls every day by GE money bank about my Mervyns card.
I called them a week later and guess what he told me? Of course this was after explaining the whole situation to him.
He could not give me my account number over the phone and I had to get the store customer service to call him.
Back to the store I went. Back to the customer service window I went. I explained my situation again.
She called GE money bank. I received my account number. I paid off my account on the spot.
I found out that I already had an account with Mervyns exactly a year ago in 2007.
This store/bank allowed me to open two accounts with the same name with the same drivers license number. I never received a card for the account opened in 2007 either.
I closed both accounts on the spot and the guy at GE money bank had the nerve to ask me why I closed my accounts.
This bank hasn't a clue how to treat a customer. Especially with a 23% credit card.
I found out that day that Ge money bank had already turned my account into their in-house collections department for non-payment of my account.
Never again will I shop at Mervyns. Never again will I have anything to do with GE money bank.
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Comments

54 days ago by Kamal U. Hyder [send email]
I have been taken to the cleaners. I was out of the country and my wife got a deal to get the air-conditioning system replaced by Superior Heating and Cooling of Oldmar, Florida. They offered to do it for $ 3200 and told her that they would have it financed and there would be no interest on it if paid by September 2008.
It is July 2008 and I have received the billing by GEMoney Bank for $3925 that includes finance charge and late fees etc since the installation in May 2008. I am now getting calls from a collection agency to clear this bill for which neither I nor my wife signed for the loan. My GE account number is 6034 6222 1218 6397. I am at a loss about how to tackle it. Phone calls to the collection agency has not helped. Superior Heating and GE Money have not helped either. I do not mind paying off the $3200 but what about the extra $ 725 and may be some more due to interest and late fees. Is this the way a reputable company like GE does business ?

Need help to resolve it as soon as possible. My wife cannot even talk to GE because it was issued in my name, without my signature or consent.

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