Bancorp South...The most messed up bank of all, it will rip you and your parents off, stay the hell away from it, its the bank of the devil. debit transactions are fine, they get through right after you enter your pin. BUT, credit transactions take 3-5 business days according to the bank to be run through. The only thing is... Bancorp South is choosing the let the transactions get deduced from your account after they're certain it's going to overdraft your ass. Meaning, they can control when to run the credit transactions from your account, thats why they wait a week or 2 sometimes till your balance is down to 20 dollars for example, and you'll have a pending credit transaction or more..for 21 dollars, they would deduce that and overdraft your ass for 32 dollars.
I have paid this damn bank over a tuition worth in less than a year, for over 2 years.
I'm done with this shit forever. Good luck for whoever is dealing with this scumbags.