Cash Advance USA review: Bogus Collections - Scammers!!! 446

I have been getting the same calls. Saying I owe $586.00 and if I dont pay then they will send someone to take away my license. and when I have to go to court I will have to go to court in Cali. I live in Fl. mind you. And also they was wantint to contact my employer to tell them about me. Well I told them they was talking to my employer. ( I am self employed) and as far as my I.D goes I dont have one anyways. Then they started saying someone might have stolen my S.S number and did this to me. Oh and they sent me 16 email from Cash Advance but I never replied. First off who ever replies to cash loans on an email. Unless you get something in the mail I would not even consider it to be legit.

6/20/11 I am getting very upset. Today for the 2nd time I received a phone call from a number 10000. The first time it came in I answered the phone and the male voice was a normal english voice saying hello that he was james Anderson with an far east accent all of a sudden. When I asked what this was about he told me to shut up and listen. Then he told me I was going to loose my job and he was threating me and hung up on me. I called again to get information they told me to never call back. Well today they called me again. Same thing but they left a message with the far east accent again. I have called the FBI in my area. I hope they get caught all of these dirt bags. Its not right.

We all need to get together to file a suit for harrassment and etc.. If any questions contact me at phantom30918@aol.com. Becuase we shouldnt put up with this because its VERY against the law.

The Person called from [protected] out of Ohio. I thought it was a solicitor so I let it go to voice mail. I listen to the voice mail and this guy said his name was Kirkpatrick Rut and he was from the Bureau of National investigation and said a warrant was put out for my husbands SSN and that him or his lawyer should call back. He left a different number [protected] and wanted my husband to call back. My husband called back and the said something about a cash advance loan and told my husband his SSN. He told my husband that he had a warrant for his arrest in Florida. My husband told him that he doesn't even live in Florida. It is all a scam! I am glad I check out the number online.

Hi there everyone iam in the same situtaion as you all they have been calling me from diffrent numbers asking me if iam the person of the information they have I have not applied for any cash lone now they tell me I have to pay for the money if not that they will take me to court but I dont have any idea of this type of loan plus this person that I spoke to had a funny accent but he also told me that I would have to make the payment with in minutes please help me.

This is happening to me RIGHT NOW! The individuals claim to be with Federal Law and Investigation. Each individual I spoke with had very heavy middle-eastern accents. They told me that I applied for a payday loan in October of 2010 and the funds were deposited into my account in February 2011. I don’t quite understand how the four month delay is possible. They had all of my personal information including email address, bank account numbers and social security number. They told me I had two options, to either pay the loan plus penalties totaling or dispute the claim and take it to court and I would have to pay over $4000 just to take it to court. When I asked for some specific information, or for them to fax or email me a copy of the affidavit they claimed to be reading from they refused and demanded an answer if I wanted to resolve or dispute the claim. I told them if I owed the money I wanted to pay it right away, but since I had no recollection of the loan I wanted to look into it further first. I asked for specific dates of the application and the EFT transfer, they refused to provide the info. I asked for the dates they claimed to have emailed me andor the email address it would have come from, they refused. Eventually they got fed up with my legitimate questions that they didn’t seem to have answers for so they threatened me. They told me I was wasting their time and they were contacting someone (from my local sheriffs dept I think-hard to understand with the accent and background noise) to come to my home right then to pick me up and take me to the courthouse (or somewhere). Then they hung up on me. I called back, multiple times actually, trying to get specific details. The most intriguing thing about their claim is that the bank account they claim the money was deposited into in Feb 2011 was not even in existence at that time. It was active on the day of the phone call, but it hadn't been opened until a couple months after they claim the EFT was deposited into my account.

I've gotten the same phone call from a phone number in Washington State [protected]. And as described above same middle eastern type person called and left a threatening voice mail. I returned the call to see whats going on and they wouldnt give me any information but the fact that my "case" will be filed in court and I will be recieving documentation. I've never taken out a payday loan in my life and the information that he barely would provide me wouldnt have been the information that I had at the time that they say the payday loan was taken out. At one point in time when I was between jobs I had looked at the the prospect of a cash advance but I never took one out, Instead I went through my bank and that was the end of it. Seeing that others have had this problem, I'm going to disregard it and file a complaint with the FTC.

Try to get a recorded message from them - if they leave a message on your answering machine, and call your local law enforcement to report them. If you don't want to do that, press a button on your phone while you have the harrasser on the line. After you press the button, say, "This call is now being traced by law enforcement." That should make the harrasser scared and hopefully hang up and never call you again.

I got calls from a couple of different numbers. Both with Middle Eastern accents. [protected], and [protected]. The first guy said there was some case being filed against me and that I had to send him $536. I told him I'd never heard of his company and he hung up on me. Then he harassed me at work, claimed his name was Peter Anderson, or some name like that. There's no way his name was Peter Anderson. Not with that accent. Then one of the higher ups at my work confronted him and confirmed it was a scam. The second on called me about four or five months later. I knew exactly what his motive was and he told me I had to send him $600. I said, "No, I will not fund your terrorist activites!"

Ok I got the call just moments ago from [protected], from a Indian guy named Christine. I did research a cash loan through US Cash Advance, but didnt take a loan through them. However, on the online app I gave them my SS#, bank name and bank account number. I went through the same process with atleast a dozen companies, seems like it was just a revolving circle getting no where.

They were very rude and discrimniatory. I am extremy concerned becasue they recited my SS# to me, and told me what bank I bank at. Can they do an ACH on my account without my approval? Should I just shut my account down? They threatened that I was being charged with bank fraud, and non payment of a loan, and charges are to be filed June 3rd, 2011. They had no information for me. I repedidly asked on whos behalf they were calling on, and they just avoided that question. They also didnt have a date of the supposed loan. It is so bogus, because it was just this last Monday (5/23/2011) when I was surfing for a payday loan. It just doesnt add up.

I told them that I was giong to contact my state attorney general, the texas attorney general, the FTC, and the credit buerus. They got very angry with me when I told them that, and assured me that I would be going to prison. I think it is really sad how these Loan companies can sell your information. It doesnt seem legal.

I received a call from this US Cash Advance or whatever their name is and they basically was telling me the same thing, that i owe $500 and either i can get a lawyer and take to court for $3300.00 or settle with them for $1300.00. I asked him to send me something in writing and he said he couldnt send me any documents because they had so many clients they didnt keep the documentation in their offices. Then he told me that i had a court date for June 2nd. I asked him how could i have a court date and received no notification from the courts.. He 's full of you know what.. He then begin to ask me once i receive an email from him will i send out a payment right away. I told him NO - HELL! No. He kept on and i just hung up in his face. he didnt even attempt to call me back but when he does Im going to start ASKING HIM QUESTIONS and let him know im reporting them to the authorities and see how long he stays on the phone .

OMG...these ppl are crazy! I recieved a phone call from them a few weeks ago, knew it was a scam, and paid them no mind. They then started calling me so much that it was frustrating. I listened to him, and explained that number 1, I live in MA and my state doesn't allow their citizens to apply for and accept payday/cash advance loans. All he wanted was an attorney bar number. I am a law student (2nd yr) here at Suffolk Law, so I knew this guy was nuts. Little does he know that I have many professors who are noted attorneys. They advised me to call the real company in KY, which I did and of course they have never heard of me (they owner was really nice and understanding). I changed my bank account information as well. When they called me back, I answered and told them I filed complaints with my local FBI office and with my states attorney general's office, and my office of consumer affiars. I told them I had an email from the real US Cash Advance in KY stating that I never recieved a payday loan from them. Lo and Behold, the calls stopped. Tell these people to go to hell or back to India, work hard for their $2.00 a day, and stop harrassing US consumers.

I received the same call the only difference they asked for my attorney name. When I asked what the call was about she stated an unpaid loan. She cited my name and address and said a warrant is being issued in my name and I would be picked up. It scared me so bad. I was askn more questions she transferred me to this man that I could barely understand. He said I took out a loan in December 2009 from US Advance. I told him I didn't he cited off my email address and said they had sent me numerous emails (untrue). I disconnected the call. This OS really sad.

Today I recieved a phone call from the same people tell me I owe 434.00 and they told me if I didn't pay they would call my job, banking and other people... I told them go ahead! It's a shame how people try to get money out of other people, don't they know it's hard times and people are not letting there money go easy, you have to show me in writting of what I owe... God help them!

I totaly agree with this complaint. I have been being harassed by these people for the past few days over a, supposed, loan that I took out for 300 $. They had all my information and they told me that I was being sued and that I should get an attourney. I promptly called them back and pretended to cooperate with them and then just let them have it. I told them to send me the proof of the deposit and we could go from there cause I just contacted my attourney. I assured him that I never recieved any money and that I have paid all my bills so again i said "Show me the proof!" After a bit of middle eastern sounding stutters he just hung up. Don't let them rattle you. Show them that the ball is in your court and they won't mess with you anymore.

Today on May24, 2011, I Received and call from the same people again about an payday loan that i don't know anything about well today the guy name was John Blue and said that he was the attorney of law and that he is going to served me some papers on my job and that i better have$8, 000.00 to get out of jail for an $535.00 payday loan i so tired of these people calling and leaving nasty Voicemail on my phone and threaten me all the time about his the company is us cash advance payday loan

Wow I got the same call today, but the rag heads told me that a Police office would be coming by to arrest me soon if I didnt pay them back... 2500 dollars

I recieved a call today from from a man with a thick accent telling me that he had an important message for me and that I had to wait while he transferred me. The man that finally got on the phone told me that he was calling on the behalf of US Cash Advance. He told me that I took out a loan from this company in the amount of $300 in Jan of this year. He also told me that the company in question has been sending me emails concerning this matter, and that is bogus. I have never been sent any emails by this company. He also told me if I didn't pay back this loan that legal actions would be taken. He wouldn't answer any of my questions and he kept telling me that I needed to pay this loan or else. It was like he was reading from a script. I told him that I have never taken a loan from this company, but it was like he wasn't listening to me. I finally got angry and hung up. I then looked up the company in question (US Cash Advance) and got this website. I am glad I found this site, because now I know, it was a scam. The number they called from is [protected] and he said his name was Dan Burke. When I tried looking up this number, all I could get was that it was a land line out of Port Chester, NY. Someone needs to stop these people, what they are doing is wrong.

I am so glad to have this website I got an call on 5/15/2011 of [protected] by an gentleman of the name of Jeremy Hall he was from an legal office saying that i did an payday loan about 3 months ago and now i getting sued for it i do not know anything about this loan he an gentleman with an Indian accent he was very rude he threaten me and said that someone will be on my job Tuesday to put me in jail for 30 days until i get this solved he said that the loan was $535.00 and i will have to pay back $2, 000.00 in legal fees i have not received any funds from this loan and why should i have to go threw this and also i have not received any papers about this or any thing else about this i just tired to them harassed by this guy he just will not leaved me along he will not let talk to his boss he said that he do not talk to people what kind of crap is that.THEY ARE CRAZY PEOPLE!

I am so glad to find this website i got an phone call from an guy named Jeremy Hall he said that he was with the legal office said that i had did an payday loan last month of $535.00 and i said him about this and he said that he could not give me any information but he was threaten me about this loan he said that i am guilty of this loan and i will have to pay this but my thing is i never received any funds off this loan he also said that they will on my job to lock me up for 30 days until i am not found not guilty i have not been served any papers off this loan so how can i be put in jail off this they are very RUDE ### PEOPLE and bad about threaten me the guy has an thick indian accent i so tired of them threaten me and call my house i need to now what to do to solved this problem .they have been calling my house since last week 05/11/2011 and still calling my house something need to be done about these people

I've been getting harassed by this "Mike Walker" guy with a very thick middle eastern accent. He's name calling, refusing to stop calling my place of business and threatening me. I've put in a complaint with the FTC and Attorney General.

I would like to thank those of you who posted on the site..I recieved a call exactely like the conversations that are noted on here..I refused to give them any of my info but then when I hungg up on him, he called my son, who is grown and does not live with me and threaten him that he needed info about his mother..I'm just wondering how much information this (SoB has on me...And do they have my bank account number and how worried should I be ?Please help//I have called the Houston Police dept But they said they cannot help me..I went to the FBI..FTC..AND THE CREDIT BUREAUS...ANY SUGGESSTIONS ?

I just got a call from these people, I had a feeling it was a scam! I almost took out a loan, but at the last minute, I decided not to. When I got this phone call, I was irate, but as the so called "Alvin" kept telling me things, I became quite suspicious. Apparently i got a cash advance deposited to my bank account mid last month and I am now 3 weeks deliquent on payments; news to me considering money other than from my job hasnt been deposited to my account. When I told him I have no records whatsoever stating that I ever got that deposit, much less ever confirmed a payday loan, he told me that his info says otherwise. I also asked him why I had not received any notice besides this phone call about the payments and he said that the company has sent me 3 emails and that is the company's policy on deliquent payment notification. Im going to school for law, I know fully well that that's not how any collection agency is able to operate. He said that given my "special circumstance" he would give me 2 weeks and let me pay $100 and the matter would be settled. He then said well I feel bad for you so I'll speak with the attorney and try to see what I can do. He then came back 30 seconds later and said I can pay $80. How you can converse 30 seconds with an attorney and come up with that resolution is beyond me. He then proceeded to tell me that if this went to court I would have to bring an attorney and it would cost me atleast $2, 000. I laughed at him when he told me that! My bf graduates law school this month and his dad is an extremely successful defense attorney and I consult them both for legal matters, so even if this did actually get brought to court the whole cost thing wouldnt be a problem for me. He had me write down all this info and told me to fax him what he told me plus my debit card info saying that I authorize payment. I told him I didnt have a fax machine and he said i could email it to him instead. He gave me this email.. custserv@lawyer.com ... what kind of email is that? I told him i would send the "form" back to him sometime this week (i actually dont intend to) and hung up on him. He then 5 minutes later called me back and asked if I would give him my debit card information and assured me that my card would not be charged til the date on the "form" gave them authorization to. I told him NO and said that he could call back tomorrow after I have looked into this more.

Sooo glad to know that my gut instinct was right!

There is a page of information on us cash advance website, where there are foreigners who call pretending to represent us cash advance, and they try to get money from people who never got a cash advance from us cash advance. And there is instructions to report it to a certain legal authorities email or website. I was told to report this to the local police and they instructed me that they could not do anything unless the foreigners collected money from me, in which they did not. But they keep trying and the foreigners are india people and say they are representing as American Law Division. And the foreigners try to get a statement in writing, faxed to them saying that I will pay them so much, in which I had to check the us cash advance website to see if I ever borrowed from them, and I did not, because they ask for employment verification. When the foreigners stated that I should send them a written statement thats when I did some checking online and found out that they were fraudulant.
Diana Keen

I agree with everything you guys are saying and this has happened to me on numerous occasions. I was so freaked out at first, until, thank goodness, I found people who were in the same situation. What these people do is find out if you have ever applied for a cash advance loan previoulsy and that's how they get your information. It's practically impossible to obtain a fax number for them and totally impossible to obtain an address. I did file complaints with the FTC and for the ones who I was able to get a fax number for, I sent the following letter. The calls have ceased (knock on wood) for now. Good luck to everybody.

My name
My address

Name of (alleged) creditor
Address not provided; phone number
Re: acct # not provided

To Whom It May Concern:

I am sending this letter to you in response to repeated phone calls and email I received from you on May 5, 2011. Be advised, this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is requested.
This is NOT a request for “verification” or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your office provide me with competent evidence that I have any legal obligation to pay you.

Please provide me with the following:
· What the money you say I owe is for;
· Explain and show me how you calculated what you say I owe;
· Provide me with copies of any papers that show I agreed to pay what you say I owe;
· Provide a verification or copy of any judgment if applicable;
· Identify the original creditor;
· Prove the Statute of Limitations has not expired on this account;
· Show me that you are licensed to collect in my state; and
· Provide me with your license numbers and Registered Agent.

If your offices have reported invalidated information to any of the three major Credit Bureau’s (Equifax, Experian or TransUnion), said action might constitute fraud under both Federal and State Laws. Due to this fact, if your company or the company that you represent finds any negative mark on any of my credit reports I will not hesitate in bringing legal action against you for the following:
· Violation of the Fair Credit Reporting Act
· Violation of the Fair Debt Collection Practices Act
· Defamation of Character

If your offices are able to provide me the proper documentation as requested, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.
Also during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel. This includes any information to a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when if fact there is no provided proof that it is.
If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately.

I would also like to request, in writing, that your offices make no telephone contact to my home or to my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls or correspondence sent to any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter.

This is an attempt to correct your records; any information obtained shall be used for that purpose.

Regards,

Name

I been getting calls from [protected] he told me his name is raymond scott that I took out advance loan for 350.00 I never did and told me if I don't pay it by 3pm I will be arrested and if take me to court I will have to pay 3, 000 I called cops and told me can't trace 1800 numbers my phone company told me to enter code on my line and can try to trace number.Cops said I have worker in this field for 15 years and I have seen cases like this we cant arrest if u owe money they asked me did u get a court letter I said no he said company would have to have sign papers for proof showing that u do owe money if not dont worry sounds like scam.Cop told me to call bank and have them do a back ground check to make sure not putting something in ur name I did but shows nothing.This guy calls me like every 3 minutes I am sick of it and calls me from 0-00000 phone company says its a private number and that I should set mine to private.And that guy asked me where I work and saw I was working at walmart and wanted to know why I quit working there.I have called bbb they need to do something to stop the scammers.Why do people have to go through all this even if change number they can look online and call again I heard u can look up any info on anyone they really need to put a stop to that protect peoples privacy.I am sick of company telling me owe they money and gonna call cops on me or take me to court when I did nothing yesterday I freaked out I was upset.cop also told me comapny hung up on me and called back and said dont hang up on me I am a police officer.I don't want any company getting in my info he also told me gonna get in my bank account and wanted my debit but did not giv eanything.I hope it stops.

I have had three dealings with these ppl. Each time they call, they hang up on me after I disprove there claim. They seem to be calling about every three months.

The first time (Oct. 2010) they called they read out my SS# and I confronted them with the legal ramifications of giving ppls private information out over the phone. I was then hung up on.

The second time (Jan. 2011) they called and stated that I am who they are looking for because I answered the phone. The person then started reading of the claim stating I took a loan out with Advance Cash USA in January 2009 in Ventura, CA. After I advised that is impossible as I did not move to the state of California until the End of 2009, he hung up on me.

Today Amy White [protected] called me, transferred me to Robert (a paralegal with a California law firm) calling about a lawsuit charged against me on behalf of US Cash. After he read the allegations of Federal Check fraud, Illegal funds transfer, and criminal fraud stating they were from an EFT transfer I received. He would not provide me the date of transfer or the bank it was transferred to. He then tried to verify information with me, and I advised him I wanted my questions answered first. He then hung up on me. Upon trying to call Amy White back, i was confronted with a full voice mailbox.

I was fairly certain before I found this site that they are a phishing company... Now I am convinced...

Whatever these people state your information is, just tell them something is incorrect.

I have been receiving calls from someone who calls themself Joseph Gardner and that I have this loan out that I am refusing to repay. I told them I don't know who this is and I have never taken out a loan with them and that I had all of my bank statements from the time frame they are talking about and the hang up the phone. Today the person started swearing at me calling me and my situation MF'ing. They are calling my cell phone and work phones and I am sick of it. I hope there is a way to stop this madness.

It's Wednesday May 4 2011, and i just got off the phone with "U.S." Cash Advance. I lost count as to how many times they have called me at work. as soon as I picked up the phone I immediately knew who was calling. I had called my bank previously regarding these harrassing phone calls to see if any money had been wired to my account previously in the past. I did make one online bank loan for 140 dollars back in January 2011 and has long been paid back including their fees. My Bank asked me if the company calling was with US cash advance. I stated that is was. They told me that this company has been grabing personal information from online payday loan applications from people who apply for payday loans. This included Bank account, routing number, SSN, DOB, Address, phone numbers from home and work. My bank aslo checked into my direct deposit history and found only one pay day loan which was the payday loan i made in January 2011. So I waited for US cash advance to call me back, and of course they did as scheduled. before he had a chance to explain his reason for calling, I immediately asked him for their business license number. The person calling was Eric Gardner, and he atempted to ignore me and continued to speak by trying to verify the last four of my SSN which I know now was obtained illegally. I told him everything about waht i discovered about the company he worked for, and that i knew all about them trying to extort money from inoccent people. he then trasferred me to his senior officer. Donald Moore came on the line, and asked me what this call was concerning. I then told him what I told eric gardner. Donald cut me aff and said "Ok Ok I got it I got." And hung up on me. DO NOT LET THESE SCAMMERS INTIMIDATE YOU. What they are doing is extremely illegal. Once you start telling them what you know about them and what you are going to do, they will hang up.

I received a phone call a month ago and today I just received another at work. This time with a different law firm and they got very angry when I tried to ask questions. Then after telling me that this was going to court tomorrow and that I should have my boss give me a termination letter they hung up on me! The first few times they called they gave me a court case number and phone numbers. I have never received anything in the mail from this. I have never received a cash advance from this company. This phone call was rude and disrespectful.

On April 30, 2011, I got a phone from a person who identified himself as William Blueburt who claimed that he is an employee of US Legal Service. He told me that I have not paid the cash advance I obtained in 2008 from Advance Cash USA in the amount of $420. He added that a lawsuit was filled in Los Angles, CA to collect the debt. He told me that he can not give me further details and he will transfer my call to the person who is handling my case.

I suspected that this call was from a scammer since I never took any cash advance from any of the cash advance businesses that sprung across the country in recent years.

The second person I spoke with told me that I should contact my attorney to get this problem solved or pay the $420.00 now. He gave me my correct SSN, my full name, my address and even the routing number and account number of my bank account.

I got really mad that these scammers know so much about my personal identity to be convincing. For you out there who may be scammed be aware that debt collection sharks know the low very well well. They will address you with Mr. or Ms. not on a first name basis. They will also inform you that this is an attempt to collect a debt and any information obtained will be used for that purpose. These scammers did not tell me such a thing and addressed me on a first name basis.

To make my comment short, I told the caller to go to hell and cussed at him. He will not hang up the phone and continued to convince me that it is to my best interest to pay the unpaid loan. I finally hug up the phone.

I went to my bank and told my banker about the incident. She advised me to close the account those scammers know about and to file a police report. I did that and went to the police precinct to file a complaint. Unfortunately the police cannot help you unless the scammers took money from your account fraudulently.

Finally for you out there, be aware that there are a lot of scammers after your herd earned money. Do not let them scare you and give in to their demands. Fight back and give them hell. I hope that we can get them and put them in jail where they belong.

exactly the same information ...she just called me this morning her name ie GINA WHITE from department of law invistegation she said her number is [protected]...hope she dont call me again...todays date was 04/28/2011

And also, as Quasarblue (thanks) states:

1. Contact your bank
2. Contact your 3 Credit reporting agencies (with these, you will need to submit a letter in writing)
3. Contact your local enforcement (the police); especially if/when you are in danger or threatened.

Additionally,
4. If you have an attorney (and can afford one), contact them.
5. Tell these num nuts that you are recording the call. (I did record the call)
6. Contact Attorney General
7. Contact FTC

Most of these phone #'s are throw-away cell phones. Also, these calls are very hard to monitor since the calls are overseas and redirected to the US

I too am so glad that I found this site.
Here's the problem.I have been directed others through googling, "who is calling you, reverse # search, etc, " to do the same. I receive a phone call 1 - 2 times an hour every day except Sunday.

The calls come from [protected], file #CN7852, to which I blocked the calls. The other phone #'s are left on my voicemail to call; [protected], ext 108, file #2060BM and [protected]. So it is impossible to block these calls. It will sometimes show up as unknown or 000-0000. Each time the name changes - Officer James Brown, Officer James Arnold, Officer Mike Wallace. They said that they worked for the Security Office of Federal Government, Bureau of Crime Investigation. When these people call, they have some kind of foreign accent - Indian.
I told one person that I wanted to talk to an American, so some guy was put on the phone and said that he was Mexican but was from Peru. He states that he was given up for adoption: still sounded Indian. The longer I asked questions his dialect changed quite a bit. I told these guys that I Google searched them. They said that their business is secret. Each time they called and I picked up, each one of these individuals would yell at me. I told them that it was unnecessary. (did record one call). I did laugh on one call since he was yelling. He told me that I harassed him. I told him that he was.

One said I owed $600, another said $345 and then $350, to some place called US Cash Advance of America. Now, I currently have 2 cash loans to which they are always paid off and on time. Whenever I am short of cash, I return to these two lenders for another loan. The rates are low.

Back to these posers; I have never taken out a loan with this company and don't know who they are. If I didn't fax them with payment on my debit card, my name, address and social security would be sent to my local court and then be arrested and then would owe $8000. I did receive this fax number from this company - [protected]; I asked them to send me either email, mail with proof. They refuse to do it. I asked for their email and am told that they don't have one. They asked if I have an attorney and gave them the information. I still keep getting phone calls. I told them I would contact my attorney - which I did today - April 25, 2011 and they would hang up.

My lawyer recommended that I call my local police, The Attorney General and report them. It is against the law to pose as a police officer or state that they work for the federal government. Everyone, do the same too. Since they refuse to give an address to me, my lawyer cannot send them a Cease and Desist letter. Instead she will fax (if this is a valid fax) them the letter. I just checked that fax #. You can also send a Cease and Desist letter. You have Consumer rights. They must provide proof. These are scammers.

Bună ziua,

Eu sunt Dl. Jay Lee, I oferă împrumuturi acelor oameni de afaceri şi private
cu rate mici de 3%. oferim, de asemenea, credite de toate tipurile. Dacă doriţi un împrumut
şi aveţi o rău de credit, Completeaza formularul de cerere de împrumut de mai jos si sa te intorci
la noi pentru tine transfer de credit ne today.contact astăzi la: jay_onlineloaninvestment@skymail.mn

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Eu voi fi cu nerăbdare să fac afaceri cu tine.
Dumnezeu să vă binecuvânteze!

Dl Jay Lee,

Even though the situation is crazy, I am glad to see that I am not the only one going through this. I received my first phone call yesterday, April 15, 2011. The first thing I noticed was that on my caller id the number was 911. Of course, this had me wary because who actually gets calls from 911! Once I answered, there was a man with a middle eastern accent, which I could barely understand, that told me there was a case against me for a worthless check! He stated that I had applied and received money from cashadvanceusa.com. He then told me to hold and that he was going to transfer me to his supervising officer. After hearing him press several numbers in my ear, another middle eastern sounding man got on the phone and said that he was Officer Mark Hudson. Now, I do not like to sterotype but the accent and the name just sent red flags. He told me that I had borrowed money from this company and that I either had to repay it now or handle it in court. I informed him that I never received the loan that he was talking about and that I was not going to pay it. He then told me that I would incur costs of about $1500 by having to take this to court. I then asked him if I went to court and won, which I know I would, would the company reinburse me for money spent. He informed me that I would just be out of the money. I advised him that I was not paying something that I never received. Now, if I owed this company money, why would I have to go out and take up a case against them? The number he gave me to contact the "Legal Dept" is [protected], but when I called it back, it sounds like the same man and he doesn't even give the name of the company! He called again today and I informed him that nothing had changed, I was not paying! He told me that he would forward it to my local Sheriff's Dept as a worthless check and I told him that that was exactly what he would have to do. I did go to the website to try to find a phone number for the company but there is no phone number listed, only a fax number. He then told me that they probably wouldn't talk to me about it if I did contact them, as they had hired him to take care of it. How convenient!

I've just received a phone call from an foreign male by the name of Frank he said he was from Harrison Law Firm I'm Los Angeles, California, the phone number is [protected]. He stated there was a case against my name so I posed as a lawyer and got a lot of information from him. The company is supposedly a payday loan place by the name of Cash Advance USA. If anybody get a phone call from this number they are FAKES trying to take your money.

I returned a phone call from some company called Cash Advance USA. The address is supposedly 100 4th Street Suite 900, San Rafael, CA 94901. Its supposedly called the Harrison Law Firm. I called this person claimed to be transferring me to another extension. It sounds like he was just pressing numbers. Then I spoke to a guy who kept telling me not to interrupt, which I was. How my husband owes money of $200-$300 dollars he doesn't know the exact amount and how to settle this out of court. I can choose to settle now or he gave me all the supposed legal information. Really..how can I settle a debt owed supposedly if you can't tell me the amount of the originally or what the amount Cash Advance USA is asking. Plus, I have been on the phone with this twit and he didn't even provide his name or the name of the company until the end. This guy provided me with the person in the households name, e-mail address, and I guess supposed social. Man, how dumb can you be..This man just gave me everything..even if it was or wasn't correct. How can you be from a law firm and don't know people's rights. Don't try for online loans sometimes they charge more than loans you go to. Yeah they provide extensions but look at what you would pay them back. All that information you provide to them, when you search for loans that information is saved and given to other parties, so you end up putting the information into another loan webpage. Save yourself the trouble and go to the loan place directly if need be.

i just received a call from an unknown caller, i answered they hung up. they turned around and called right back. the man and an accent and told me he needed my lawyers name and number. i ask what this was about and he told me i didn't pay my loan with us cash advance. i told him i'd never heard of them. he said i was in a lot of trouble he would see me in court. i told him i was not giving him anything. he got really hateful and said "don't blame me when your in the court system " i just hung the phone up. cause i knew i did not take this loan out.

OMG i just had someone call me about 4wks ago claiming i owe them a $152.00 for a payday loan, and when i asked who is this payday loan they said CASH ADVANCE AMERICAN and i got this loan Nov. 2010 and i said no i did not get a loan then and i had my bank statement that shows no pay day loan was put in. So asked him was it Star Cash and he said yes i could have been we do legal for different payday loans so i tell him that i paid that loan off a month ago and they sent me confirmation that i paid in full. Then he goes back to say it was CASH ADVANCE AMERICAN so i ask him if they gave me money why is it not on my bank statement saying it was deposited? he says hold on and then says well it looks like you applyied for one and they charged you for applying but they try to get a hold of you to let you know you where approved for money but you never responeded so they charged me for applying and now the company will settle for $90 today and close my case so I said no you send me this contract i signed to recieve this money and they said they would email it to me but i never got it so i called back and spoke to a manager who said he will email and i still never got it so i told him until you can send me some kind of proof i not paying you nothing and he says ok i will pays this on to are legal dept. so 4wks go bye and they call me again on 4/7/2011 at my job and left a message telling my other co-worker that i sherriff will be at my job in the morning to pick me up for this payday loan if i dont call back so i call this [protected] and this guy name kevin miller says that i owe $1200 for payday loan with CASH ADVANCE AMERICAN and it was taken out back in 2009 and i said well 4wks ago they said it was nov. 2010 now you say it was 2009 and they told me it was for $152.00 and now you want $1200 that is late fees and if i dont pay by tommorrow it will be $5200 which will be court and laywer fees. I said well no one can give me proof of this so i not paying you nothing he said a sherriff will drop of all the papers to your job tommorrow . I said go for it and i will give my lawyer your number and he will handle this company. This is crazy people dont these people know you dont play with peoples money, times are hard and people aint taking that bull.