My name is Anup, I am having First Gulf Bank Credit Card my outstanding is almost 12000, every time iam receiving call from collection department to pay 1000dhs, but i am paying everymonth 500dhs, but than also my outstanding amount is not reducing next month again i get charged for late payment fee, over limint fee etc.
Please help me i want to go for installment plan even though i had requested several times but they are cancelling my request. please help me because from more than year i had paid 500dhs every months & if i will calculate i had paid to the bank more than i used my credit card. please help me to settle this otherwise i have to do sucide. please reply to mail id: email@example.com