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Your Savings Club review: Charged my account. Fraud 252

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10:41 am EDT
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AP9 Your Savings Club and AP9 Credit Diagnosis is a Fraudulent Scam, I believe to be related to Free Credit Report.com, which is also a complete scam.
In 2008 I signed-up on-line for my Free Credit Report, a combination of the three largest credit reporting companies. What is hidden in the fine print on the on-line "agreement" is that with the "free" credit report you are signing-up for their monthly service at a cost of $14.95 per month, automatically charged to your credit card, the information obtained from your credit report process. Most people do not recognize or realize the monthly charge to your account. Attempting to have the charges removed is an exercise in futility, with complete ping-ponging combined with lies. Although I was assured the charges would be reversed, they never were. Search the web under "Free Credit Report.com" for how to proceed and what to expect, as there is much helpful info posted by scam victims, much like this.
As for this "your Savings Club" scam, in addition to canceling the account I never applied for, using their convenient auto canceling process (prepared for the onslaught of cancellations), I also talked to reps to determine how they obtained my credit card account to charge these bogus charges. Even talking to a supervisor, they said had absolutely no information about my account. They asked if I was two other people they showed for me, but could not associate me with any other information, such as actual name, billing zip, phone number, transaction ref number, etc. However, they were somehow able to charge to my credit card, which they could not explain.
I asked if they were associated with Free Credit Report.com, and in a round about manner said they were, which leads me to believe this is how they obtained my account number. Both these companies are a complete fraudulent scam, should be reported to authorities, and should be forced out of biz. Bottom line is Do Not deal with either of these companies at all - especially Free Credit Report.

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The complaint has been investigated and resolved to the customer’s satisfaction.

252 comments
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Jonathan Sherman
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Jun 16, 2008 8:00 am EDT

I to have been charged unknowinlgy to my creditcard by these people and have know way of getting in contact with them. I am contacting the better bussines bureao

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james jacks
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May 26, 2008 9:17 am EDT

you have debted my acc. without my say so.put it back. & take my name & info. from your cumputer

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stephanie tice
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May 16, 2008 11:39 am EDT

I do not know what this site is i have never authorized this on my acct. please someone give me a phone # so i can talk to someone and get this taken care of

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advocatehelp4u
ft lauderdale, US
May 12, 2008 10:03 am EDT

i finall had my taxs done my accountant wanted to know what mysavingsclub was? i didnt know so i looked back seems they have been charging my account for months . who are they, what are they, i didnt give them permission to do this i want my moneys back i will be reporting this to the police

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Ripped Off
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May 07, 2008 3:42 pm EDT

Same thing happened to me. Several mysterious credit card charges of $1.00 to AP9*YourSavingsClub and AP*9PMIdentity.com have shown up. I never requested these charges.

Also, a $29.95 charge to AP*9PMIdentity.com appeared, unrequested by me. When you call them, a recording comes on asking you to type in your credit card # to which you charged your membership. I NEVER CHARGED ANY MEMBERSHIP FOR ANY AP*9IDENTITY.COM!

I sent them an e-mail telling them to cease and desist. Now I am going to call VISA again and tell them to deny and reverse these fraudulent charges.

I am also going to call the state attorney general's office right now.

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Paul Laskiewicz
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Apr 30, 2008 4:44 pm EDT

I consider this fraud and will investigate further. As A retired police officer I don't believe we should tolerate this. I will re fer this info to the Wisconsin Consumer Protection Division and make all of our local T. V. stations aware of this information.

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Kristina
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Apr 14, 2008 11:07 am EDT

I have the SAME problem. I called my bank and told them not to let that company withdrawl anymore money without my permission. I'm requesting a refund from the company for the two 29.95 withdrawls and seven 1.00 withdrawls. I didn't even notice the withdrawls until my bank sent me a statement saying I needed to pay Overdraft fees on two "checks", which were withdrawls from THAT company.

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julie wok
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Apr 10, 2008 11:12 am EDT

Call your bank you didn't authorize it and they should be able to help...

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Mark Robinson
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Apr 02, 2008 12:53 pm EDT

Can someone please help me find yoursavingsclub phone number so I can find out why my checking account is being charged every month.

markrogerrobinson@yahoo.com

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Doris Emery
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Mar 31, 2008 2:04 pm EDT

I feel this is fraudulent. I did not ask for membership in this and I tried to call but to no avail. They asked me to put in my membership no. Which I did and I don't get anyone to talk to.

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william tomaszewski
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Mar 30, 2008 1:19 pm EDT

After doing some research. I think this site is some connected in someway with a credit report site. Has any one else been to a credit report site before they got billed from yoursavingclub?

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Glenda Cintron
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Mar 02, 2008 5:05 pm EST

I did not authorizes any charges in my credit card please credit me back my money to card ending in 1076. Thank you.

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