SST Card Services review: Unlawful billing tactics and arbitrary fees! 168

We also had a Providian account that was sold to SST. It's been nothing but a pain in my A$$. I sent a payoff check on 2/15/07 with a letter stating "close the account". I was thinking all was good and I have just now received a call saying I owe $11.45 and they will not write it off. I asked them what it was for and he said "finance charges". I told him that the account was closed and there shouldn't be any finance charges. He verified that the account was closed but there's still this balance. I asked when the payoff check was posted and he said 3/6. He informed me that if I didn't pay the finance charges that I would be charged a $39.00 late fee. He told me that I could pay $10 to have him process a payment for $11.45 and the account would have a $0 balance tonight. I'm soo irritated write now. I know that they can write that fee off, I guess they're mad because I paid the card off and they're not going to be able to milk me for any more additional fees.

Just found out today my providian card was sold, WITHOUT MY CONSENT!. They had decent service with FICO credit scores and good online service.

Now it is sold to SST Inc. and I want to close my account as soon as possible. The only thing is when I goto www.youcardacount.com its not letting me into my account because it says the account number was entered wrong (I entered the number like 10 times to make sure it wasn't an error on my part) and when I try to log in through the phone it is saying my account is not in their system. Also no offer to speak to a customer rep, AT ALL.

If anybody has had the same problem and rectified please let me know. I want to close my account or transfer the balance ASAP. I am never doing business with WAMU or Providian, again.

I just found out my real nice WAMU Card was sold to this other company, I am really disappointed because a lot of services, I had before as online payments and FICO Score, they vanish from one day to another, I also was a good customer paying on time, if I find changes in the terms I will close the account.

I am not willing to pay more fees to any of the sharks out there, besides we can not tolerate to be treated as second class citizens, is like buying and using a Mercedes for one year and then change to a geo metro with a higher payment, it should be illegal...

Ugh, I also had my account sold to them, and came upon this page doing research. I was really happy with my Providian Washington Mutual account, I really liked the website and was pretty good about paying them on time, though I let my balance go up to the max, I have been steadily paying it down by $200 a month, I would have paid it off by July, but I guess they saw I was going to be less profitable since I've been trying to bring down my balance. F 'em, I'm paying it all off next month.

I just got a letter on the mail saying that one of my credit cards with a well known bank had been sold to SST Card Services. My account is up to date and is under its credit limit. I don't understand why this would happen and when I called my bank to ask, they told me they didn't know.

Could anyone help me understand this?

Thanks!

Mr. Kevin Pruner:

I have dispute with the SST Card Services Department. My card balance was $196.06 on March 16, 2007. It is now $511. , $586. etc. The Service Department continue telling me to fax the balances or Affidavit to resolve the issue. I faxed the balances on March 16, 2007. The gentlemen I talked to on March 16, 2007 was to resolve the dispute when he told me to fax the balances. But the caller told me there no fax then later said there was a fax, I have the evidence to support that I faxed balances on 3/16/2007 at 1:39pm. I was called about my balance being over the limit 3/21/2007 again. That was resolved on March 16, 2007 when I faxed balances to [protected] and [protected] (Mrs. Taiffany Ayala and the gentlemen).

Sincerely,
Freeman Q. Makor
[protected] cell or [protected] home

I recently had a episode with my credit card, SST kept calling my Home and leaving a message for me to call them. They did not state what it was in regards to. Point is I had called them a month ago about why they were calling ,they stated they had no idea as my account was up to date. Now they still keep calling, I called again, now the menu stated my card was behind a payment, I received no other bill or notice stating this was the case, I sent off a double payment to them. What is up with these people? First of all if I had known they were a division of Chase Morgan, I would never do business with them. As far as I am concerned Chase should be Chased out of the country, after my dealings with them over a 7 year old auto lease. Definitely the masters of manipulating numbers. Does not surprise me that SST is the same.

Providian sold my account to them and increased my interest. I have 2 I took out a loan to pay them off and now I am screwing finance charges for 16 to 18 dollars. This company is horrible. It has caused so much stress.

I feel like the only way to get rid off these is to transfer the balance to a mastercard or an express.