You obviously need your IQ checked. After you take a valid IQ test, do what I say -
- Call your bank
- Ask what the payments are for
- Say you did not authorize the payments
- Tell them you want to seize the payments
- Tell them you want a refund
- They will call the company with the banker on the phone, explain the situation as you listen in and get you a refund -- or not, depending what it's for.
Happened to me and I got 1+ years back in payments I did not authorize.