I can not believe that I was dumb enough to do this to myself. I should have read everything about the card but the guy wanted me to hurry. He DID NOT tell me it was a loan. Did not hint at it, did not mention it. Just nothing. I had NO idea that I would have to pay back MY tax money. I am very angry, depressed, and crying. I will never ever do this again. My money has to be payed back somehow. With a part time job and bills. Jackson Hewitt you screwed me, and so many others! I will never ever go to you again. Ever.
My advice is to never get a Smart Card, or anything similar with other company's. I think it is a rip off! We work hard all year, then have to turn around and hand it over to the bank if using this card. Horrible!