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Company information:
Craig Marrone
Frankfort, New York
United States

About a year ago, my son needed dental work and had no insurance. He applied for credit through Care Credit/GEMB, but required a co-signer, which I reluctantly did. My son moved out of state last summer but the Care Credit bills continued to be mailed to me. I notified Care Credit several times, in writing and verbally, of my son's new address but continued to receive bills for several months. When the bills finally stopped, I assumed that they finally corrected the error.

This past January, I received a call from Care Credit stating that my (son's) account was delinquent. I called my son who said he had not been receiving bills either. Subsequent to this time, GE Money Bank has lowered my Lowe's Credit Card limit to the current balance, lowered my credit limit on my Walmart Discover card (for which I rarely carried a balance) and canceled my Grossman's Bargain Outlet card (again, I rarely use).

I checked my Credit Score with Experian since receiving the call in January and my score went from over 750 to 659. I have numerous accounts (home equity, auto, other installments) and ALL are paid on time. In fact, other than this note that my son has, I have not paid any loans late in over 20 years. At this point, I am reluctant to try to secure any additional credit in fear (or embarrassment) that I would be declined.