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Certegy Check Services Complaints - Denied Check

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Certegy Check Services

Posted: 2008-12-28 by   voyager06
Denied Check
Complaint Rating:  100 % with 5 votes
Company information:
Certegy Check Services
11601 Roosevelt Boulevard
St. Petersburg, Florida
United States
Phone: 800-215-6280

I am writing this letter to inform you of how disturbed and displeased I am at the way that your company and its employees conducts’ business. On December 2, 2008, I wrote a check to Verizon Wireless located in Chattanooga, TN for the amount of $32.76. I understand the check was returned to you because of some error that either your company or Verizon Wireless made with the account number. Because of this error, not on my part, I have had my checking account placed in a non working status by every merchant that uses your services! Put yourself in my place for a moment. Go shopping, stand in long lines to pay for your merchandise, and when you finally get to the registers, you get embarrassed and humiliated when you are told that we can not accept your check! If I wanted to pay with some other form of payment I would have never presented my check as payment. This is all that your employees would say to me when I questioned them about what was happening to my account. The check to Verizon was not returned because of insufficient funds, but because of some other type of error, again, not on my part. The claim number for this problem is 28336369.

I have been humiliated and embarrassed this entire month of December. Now, once this problem was brought to my attention, I took care of my part! I immediately sent payment to your company. You received payment on December 19th, the check cleared my bank on December 23rd, and I am being told that this block on my account will not be cleared or removed until sometimes during the first two week of January 2009!! This is inexcusable and uncomprehensible. If you have the ability to block account immediately, you need to have the same ability to restore that account when the problem has been corrected. Again, this problem was not on my part!!

I have been writing check for over 35 years and I have never had a check returned because of insufficient fund or had my check denied by any merchant that accepts personal check as legal forms of tender until I had to have some dealing with your company!! I want you to know and be aware of how this ruined my Christmas shopping experience this season, and how it has caused me undue frustration, embarrassment, and humiliation.

I feel as though, I should pursue legal ramifications for all the unnecessary humiliation and embarrassment that Certegy has put me through! Now, with this Christmas season behind us, and ruin for me and my family, what proof do I have that Certegy has not placed negative, as well as, incorrect information in my credit file! You seemed to have a no problem ruining others financially while trying to conduct your business. Your customer service department was uncooperative during this entire escapade and showed no signs of concern or compassion for this situation! In fact, they were quite arrogant and unconcern about this problem! Again, THIS PROBLEM WAS NOT CAUSED BY ME!!

Please expedite the restoration of my checking account privileges, as well as send me documentation that there has been no negative impact on my credit report or credit rating because of this problem. Please work on ways of preventing this embarrassing and humiliating situation from happening to good people again in the future. No one should have to go through this because of errors made by others!
Comments United States Collections Agencies
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 286 days ago by   Thorpe 0 Votes
Certegy should be forced to change their methods of verifying checks, or close the business. I have never written a bad check. I went to two different shoe stores to buy my son a pair of shoes and because both used Certegy, my checks were declined. I had just wrote a checks at other stores in the mall. I have never been so humiliated, and to make matters worse; I had to tell my son why he couldn't get his shoes. I called Certegy and was greeted by an automated service. I was told that Certegy had no information about me and I would need to submit an application to decrease the chances of my checks being declined. I feel that my check should be accepted as long as I have sufficient funds and proper identification.

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