logo
The most trusted and popular consumer complaints website
Follow us
Connect With: Connect with Facebook Connect with Yahoo Connect with Google Connect with Twitter Connect with LinkedIn

Share with Others

Recently Discussed Complaints

1. (0 mins ago)
Diwip (Best Casino) (Pirate Slots)
Missing / Stolen Coins
2. (6 mins ago)
Doubledown Casino
coins
3. (17 mins ago)
homeinstead
caregiver
4. (1 hr 5 mins ago)
Diya Foundation
Unethical measures in NGO
5. (1 hr 51 mins ago)
RPC Holidays (Royal Premium Club)
False commitments for package selling

Consumer Tips & Tricks

Latest News & Stories

Latest Questions

Chase Bank / Chase VISA, New City, New York Complaints & Reviews - ODP Scam

Chase Bank / Chase VISA Contacts & Informations

Chase Bank / Chase VISA

Posted:    cpravda

ODP Scam

Complaint Rating:  100 % with 4 votes
Contact information:
2 New Hempstead Road
New City, New York
United States
Phone: 845-634-0033
Chase.com
CHASE online payment requires 24-48hrs to process a payment to a vendor, but when the payment is made to the Chase VISA company the process is accelerated. The nice branch banker probably offered you to put an ODP (over draft protection) on your new chase credit card for which they receive an incentive for signing you up on.

Now that the ODP (over draft protection) gives you piece of mind for those times when your transfers from SAVINGS or the cashed CHECK from your client is NOT handled in the same expeditious manner that your payment was taken by the Chase VISA card processing, Do NOT be SURPRISED when you receive several FEES.

However, you MAY NOT know about this FEE for several weeks.
- It is NOT listed on your screen on the ONLINE payment,
- it is NOT listed on your STATEMENT,
- it can NOT be "Calculated" by the pleasant person at the call center either.

The branch manager will tell you that it is an issue with the Credit Card Division,
and the Credit Card Division will tell you it is an issue for your Branch manager.

In either case, NEXT MONTH, you will receive a statement that will clearly show that while you funded your checking account the same day last month, that CHASE CREDIT CARD SERVICES has decided to give you a:
- FINANCE CHARGE for the ODP,
- A FINANCE Charge for the CASH Advance,
- and a Transaction FEE.

These Charges will be calculated 28th of the month and added to your NEXT Statement, many days after the payments you made (and thought you covered were due),

the CASH will remain in your checking account accruing 0% INTEREST and when you finally get the next statement 2-3weeks later, you MAY notice the issue.

BUT TOO LATE, the enormous daily compounded interest rate, will have been ticking since that last month and CHASE never thought they should notify you of the HIGH INTEREST RATE LOAN that you have been accruing during the past month.

I guess they can let you do everything by phone, online or email, accept let you know that you have begun to accrue charges, because the "BANK BRANCH" miss processed the payment a few hours earlier.
Comments United States Loans
Share with others:  
Was the above complaint useful to you?    

Post your Comment

Please check text spelling before submitting a comment
Your attitude towards ComplaintAgree Neutral Disagree
Comment text
Attach photos (optional)

Videos

Consumer Protection with Fox 2

Latest Groups

Today's Mess-Up Photo


RSS Feed
bdomains.com
 
loading
     
 
Login close
Email:
Password:

Forgot your password?