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Complaint Rating:  97 % with 29 votes
97% 29
Contact information:
WesternSky Financial
United States
I went to the WesternSky Finanical website (www.westernsky.com) and applied for a loan. At the time I had no idea that this company was affiliated with CashCall. About an hour later, I started receiving calls from numbers in California. So deciding to look up the number, I discovered the number was from CashCall. NO! I had already heard bad things about this company and I wasn't going to fall into that trip. Coming here, I decided to be a bit proactive and make sure that they cancel the loan application that they had on file and for them to destroy my information. Can you say phone bouncing?

Well to add insult to injury of what was already going on, every representative I talked to claimed they couldn't see my information and that only the representative that created the loan application could see it. So I was finally pushed over to Shawn, my loan rep agent. The first minute of talking to him, he basically made cracks about my credit and that the only reason I was upset because I was one of the people they have to go after for non-payment of their accounts. I laughed at him and he went into his spill about how all the complaints against CashCall was from people like me that had credit problems with their credit that wanted to cheat and stiff them out of their money. So I basically laughed more and told him to put a cancellation on that loan application and that would be the best thing for both of us.

Being that I sent them a voided check, I hope I don't see any charges on my bank statement from them. With all that I have read here on ComplaintsBoard, I would have a hard time getting my money back. For all having trouble with CashCall, good luck.
Complaint comments Comments (13) Complaint country United States Complaint category Loans


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 29th of Sep, 2008 by    0 Votes

CashCall - unfair interest rates, harrassment
United States

Calling my job and my house yday and night, baiting you into loans by not being totally truthful.will not negotiate for lower payments or interest rates, very nasty people that call you very rude.
 10th of Oct, 2008 by    0 Votes

United States
Phone: 7025018472

 10th of Oct, 2009 by    0 Votes

CashCall - Fraudsters
United States

I took a loan out with Cashcall over the phone 6-1-2004 Had paid on the loan every month until October 2007 lost my job and asked if the account could be put on hold until I went back to work. Was told to call a friend and ask for money to pay them. Made a complaint with the Better Business Bureau than Cashcall said I signed a promissory note stating I would payback $24, 244.79 for a loan which was for $5, 000. How crazy does that sound when I signed the promissory note online it was for the $5, 000. I hope someone call help me. When this loan was taking out there was no Gary Coleman on the ad that would have told me not to take out this loan if anything I want someone to learn from what happen to me. Cashcall is legal Loan Shark.

Better Business Bureau has this company as A within standing. Went into my account and get this month from my overdraft on my account when I told them I had no money.I closed the account someone has to stop these people.
 26th of Jun, 2010 by    0 Votes

CashCall - fraud
United States

cashcall charged me ungodly interest and then when i stopped paying they threatened me with a collection agency and then reported me to all 3 credit agency's and ruined my credit my credit score went from 700 to 480 and they have gotten away with it i tried to fight the credit agency's and they believe them and not me and will not change anything
 26th of Jun, 2010 by    +1 Votes
That's funny. You admit you stopped paying your bill and have the balls to complain because they reported it onyour credit report. LOL! What the hell did you think they were going to do, dumbass!
 26th of Jun, 2010 by    +2 Votes
What makes you an even bigger dumbass is you posting a copy of the letter with all of your personal information on it, INCLUDING your account and loan number!
 26th of Jun, 2010 by    +1 Votes
you know nobody is perfect are you
 26th of Jun, 2010 by    0 Votes
I'm interested in knowing what you thought would happen when you decided to stop sending them payments?
 28th of Feb, 2011 by    0 Votes
I have a loan with them and am having a hard time paying it. I am behind one payment and you would think it was the end of the world. They call me non stop. One person told me to send them whatever amount I could come up with another told me I had to pay it in full. They told me to ask my neighbors, co-workers and family for money. They even went as far as to tell me to get a payday loan. I don't know what to do. I do not want them harassing my references. I am not trying to avoid paying them, I just need some extra time
 3rd of Mar, 2011 by    0 Votes
Go to My3Cents.com and contact DebtorBasher. I'm sure she can offer you some advice on how to handle your collection problem.
 26th of Jun, 2011 by    0 Votes
I agree with this person. I was in a bad spot and needed money for emergency surgery, so I went through Cashcall and borrowed $5, 000.00. This would pay my bills for a couple of months and put food on the table. I have been paying $253.00 a month and never seem to get anywhere. I have been paying on this for two years. Last month I wrote and asked for the payoff balance and asked what the least amount would be to pay if off. I received a letter saying they do not do anything except the balance due. Told me that my balance was $4, 740.00. I cannot believe this. I called and was told they would extend the loan at smaller payments for a longer period of time. So that would make me giving them more money !!! Cashcall is a REAL RIP OFF. Lady in Maryland
 20th of Oct, 2011 by    0 Votes
I took a loan with cashcall 2 years ago for $5, 000 at 59.95% APR. I have made 23 consecutive on-time monthly payments of $254.03 totaling $5, 851.01. Last month was the first time i was unable to make my payment. i talked to several reps of cashcall. today i was told that i did not meet their hardship requirements for deferment or interest reduction. they then told me my loan payoff balance was $5, 400. I was told by the man helping with the loan origination that the interest would NOT be loaded on to the front of the loan but rather this was a simple interest loan. put simply, the earlier i paid of the loan the less interest i would pay. it seems i was misled.
 3rd of Nov, 2011 by    0 Votes
Before you get these kinds of loans, read the fine print. If you're getting charged 116% APR for 5 years, you're going to be paying 580% of the face value of the loan: almost $30, 000 over time for $5, 000 now. If you have good credit, you're better off going into a bank or credit union and getting a loan. It might take a few days, but you're saving yourself THOUSANDS of dollars. If you have bad or not so good credit, you might want to think about selling your things before turning to this. Some of the payments are almost $500 per month for 5 years. This of it this way: If you cannot come up with a few thousand now, what makes you think you can come up with $500 per month for years?

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