Billy.com is a company I would advise EVERYONE steer clear of. Our company entered into a contract with this company, agreeing to a minimum weight disclosure for any leads that we agreed to purchase. After one month of sending leads per our contract (meeting the weight requirements we agreed to), they started sending leads that were well under the requirements set forth in our contract. Since you HAVE to put a credit card on file with them, they took it upon themselves to send us leads that were outside of our contract, and continually charged us for them, resulting in over $600 of wrongful lead charges. When they were caught and it was brought to their attention, they refunded only a portion of the charges. After months of going around and around with them, a representative (who will remain unnamed, but she knows who she is) agreed to refund the full amount. After a month of waiting for the refund to appear on our credit card, she finally got back in touch with us to let us know too much time had passed and "their system" wouldn't allow a refund to be processed so unless we would agree to a credit of $150 for future leads (right, like we want to do more business with these people), she pretty much told me I was SOL. When suggesting that they cut our company a check, she told me that they don't use paper checks and wiring the money back to us was shot down as well.
Their word & contracts mean NOTHING.
Buyer beware of this company. Run fast from any potential agreement to do business with them.