Received a card in the mail. I visited the website, gave them my email and let them know I would like to consider consolidating my student debt if they had better terms and asked what the terms would be. After reading through some of these posts, I'm shredding the document and will not be using their service.
Here's exactly what the card in the mail stated, besides any personal information:
1971 Western Ave
Albany, NY 12203
PLATINUM STATUS NOTICE
Instant Availability: $150, 000
Maximum Credit: $175, 000
Status Expiration: 09/09/15
24-Hour Approval, 3-Day Funding
Amounts from $20, 000 to $175, 000
Extended terms up to 10 years
No hard collateral required
Congratulations Dr. XXX!
I want to be the first to inform you of your upgrade to Platinum status, which makes you eligible to receive up to $150, 000 instantly.
You have been selected because of your clean, active record as a licensed optometrist in Colorado. This is not an offer that I make to every optometrist, but I can only reserve your funds until 9/9/2015
I have authorized the following benefits for your Platinum account:
-Funds in 3 days
-Extended terms up to 10 years
Won't appear on personal credit
-No out-of-pocket costs
-No hard collateral required
-Use funds as you see fit
You will not find an offer like this from any other lender. If you have been thinking about consolidating debt or are simply in need of cash, you need to take advantage of this offer today.
Dr. XXX, I know how busy you are. That is why I'm committed to getting you funded without any hassles, waiting or red tape. Get your terms in just 24 hours with zero cost or obligation. However, you have to act today to take advantage of this one-time offer.
Your colleagues are taking advantage of this offer in record numbers. You can explore your options with no commitment. Can you afford to let this opportunity pass you by?
2 easy ways to activate your reserved working capital today:
1 - Call 866.390.1756 or
2 - Visit your secure personal site at
(Preferred PIN: ########)
President & Founder, BHG
NCPA Corporate Member
Academy of General Dentistry
National Dental Association