Complaint Rating:

Homecomings financial - www.homecomings.com

In the month of june 2007, i request a re-finance payoff with a sema (transfer of re taxes) which would have saved me thousands of dollars n my closing n monthly payment would have been less, homecomings financial (gmac group) gave the payoff figure by did not produce the re taxes transfer. My broker called, my attorney, the new bank called for a period of three months 3-4x a week with no results.than they notified me there will be a fee of $600.00, i sent it to them still no transfer. This went on for 4 months until the re-finance bank said lets go without it. They re-ran my credit n homecomings had made my account delinquent for those 3-4 months. It was never delinquent prior to this transaction. When i spoke with them about the fee i asked should i still make my monthly payments, they told me no, because i'm refinancing. Well on my credit report shows payment 3 months delinquent and they will no change it after i found this out i immediately paid them by it's still on my credit report n now i cannot refin to get away from them. Also around this same time they sent me foreclosure documents which i took to my attorney he said these people are unbelievable and should be held accountable. Once i cancelled the sema transaction n asked for my $600.00 to be returned to me i received a check in i yes i week,i copied it for proof n have a written request of the letter as proof. I also sent them a letter stating that i feel this account was intentionally sabotaged. Please someone sue these people n hold them accountable 4 there unlawful actions. How many others are out there that cannot pay like this and don't know what to do. The banking comm n the housing govt should be notified asap...

Mlh