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SBI Credit Card Complaints - Very harsh and unhelpful customer service!

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SBI Credit Card

Posted: 2007-01-21 by Girish Gopinath [send email]
Very harsh and unhelpful customer service!
Complaint Rating:  86 % with 121 votes
The customer service has been very harsh and has not been helpful. They are rude and often end up giving wrong information to the clients. For eg. I dropped a cheque in one of their ATM in Bangalore and the amount was not deducted from the statement. When I checked with the customer service they told me that they don't pick up the cheques from the ATM. Immediately I issued a fresh cheque and made the payment but my previous cheque which the bank promised me that wont be picked up was also used. And when I call the bank they say that they cant help it. There were several other incidents like this.
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493 days ago by Vijayakumar M. [send email]
I have been applying for SBI credit card online, several times, and their customer care never contacted me. Very poor service!
489 days ago by Umesh K M [send email]
I am using my company mobile and the same was used previously by someone else who has not paid the credit card payment for SBI. Their call centre guys are calling me every day for the past 1 month asking for that guy who has left the organization and we have no trace of him. I have explained this to everybody who is calling from SBI call centre patiently but again they call. I told them i will lodge a complaint and they laughed at it and said that "you can expect a call in another 10 minutes again".. I have never heard any credit card companies use this kind of language and behavior other than SBI.
469 days ago by Vijay [send email]
Last 4 yrs ,I am using my ICICI credit card. I didn’t face any problem with ICICI still now. 4 months back only I got your SBI cards, Throuh SBI Cards representative. From day 1, I am facing lot of problem. Like(name misspent, Date of birth error, statement missing, unable to log call, unable to register in https://www.sbicard.com due to date of birth mismatch)

Without my acceptance and sign, SBI card has charged Rs.3583 for some SBI Life SuperSuraksha (Prem&Admn Fee)..


I didn’t sign anything for this insurance .I didn’t get the statement also.

One day some guy call me on my mobile and asked me to pay that balance, I have shocked. I called customer care lot of time .I didn't get connection.

After long try I got connection on 27th Jan. Through customer care guy only ,I come to know ,I have charged for SuperSuraksha. I told him, I didn't received any statement from SBI for the statement of DEC and NOV. That day I asked him, with out my sign and knowledge, how can you charged Rs.3583.

Your customer care repetitive accepted my point and he told this mistake happened in SBI card.

He told me that, he will place request to cancel that insurance.He request me to pay the min Amount. So I paid the min amount. (That month I have purchased around Rs500.). I apind Min amount Rs750


He told me that, SBI card representative will contact me with in a week. Still now, I didn't get any call from your SBI CARD regarding this. I tried lot of time, I didn't get connect your customer care.

At last one day I got conection,That time SBI Card representative told that “we can’t cancel this insurance now. With in a month we should cancel. Time is over now.”

But that time I didn’t receive any courier or intimation from SBI CARDS about this SuperSuraksha

I send several mail to the feedback.gesbi@ge.com,I didn’t get reply immediately. It took 2 weeks for one reply

With out my knowledge, SBI card has charged Rs.3583 for the SBI Life SuperSuraksha (Prem&Admn Fee)..

How can I pay? I feel bad about your SBIcard’s customer care.

So I don’t want SBI card.

Last 4 yrs, I am using my ICICI credit card.I didn’t face any problem with ICICI still now.

I broken my SBI cards and send register post to

Manager- Customer Services
SBI Cards,
PO Bag 28- GPO,
New Delhi 110001.

Again and again the SBI cards representative calling me and ask about balance. I am saying full story. Then they will say.” OK sir I will call you after 5 mins”. But I never get call after 5 mins.

But somebody will call twice in a week and ask the payment. I will tell same answer.
455 days ago by S.vijayarajan [send email]
I too had such problems and I also hear that many are facing such problems. Do u have any idea for approaching consumer court for this. Something should be done to safeguard the interest of the public
445 days ago by Shaik Bhasha [send email]
I had Received the Card One Week Before. Two Days later i got a call from Chennai,they had given me a offer of balance transfer option and also a welcome offer. In that balance transfer option i had kept the transfer of 10,000 rs,they said they will send the cheque,and also a welcome offer of 8000 rs cash they said they will a DD in 3 to 4 working days.

But till now i din't recevive the Cheque and DD.i want to know whether u had send the cheque and DD or not.

Before Dispacthing the Sbicard i had call from Delhi that they r offering a amount of 5000 rs also they said i had to pay it after 30 days i said ok to them they they will send a DD of 5000Rs to my office address in 3-4 working days but till now i didn't receive any one of them.
444 days ago by Anup Achari [send email]
Sub: Very poor quality of service

I am holding SBI credit card. The call center executing called and gave wrong figure of my outstanding amount. However without crosschecking i made the payment to avoid late payment. later when i called the call center i came to know that i have paid Rs.1,100 /- extra again my outstanding amount.

When i call the call center the executives are unable to understand and communicate in english. I cannot communicate in their regional language. When i was not satisfied with the call center executive and i told him the same i was shocked to listen from him ... "Sir you are rude and you are pissing me off and i am trying to help you but you are not understanding anything"... those were the exact words.

I don no what to do, but one thing for sure i know is to discontinue using SBI credit card. For that matter i have discontinued using all other credit cards too.

Any advice / suggestions?
443 days ago by Ravishankar [send email]
I fully agree with the above complaints. people in SBI credit card processing centre are not even bothered to explain and talk very rough. Hell with SBI credit card.

They have collected all my documents and still yet to tell whether they issue card to me or not. All off them are rubbish people. I hate SBI working way. They need to recruit educated people.
433 days ago by Pravin [send email]
Nobody in SBI is bother about their customer and majority of SBI employee's don't even know their internal work flow.

SBI is a cheat bank they have cheated me. I have a Silver card but i never asked for Insurance. In the very first bill they charged me insurance premium and going further for non payment of bill they continued to charge me non-payment charges which is now trice the amount of first bill.

I called up many a times to their customer care but every time it shows waiting of half an hour or one.

Now they have started giving up calls for recovery. I explained them the reason of non-payment but these stupid people say they are not going to help unless i pay the bill.

There is no way to contact them and writing to them is like a shit.They will never reply to our mails
432 days ago by Pradeep Kamalakar Rele [send email]
I have been using credit card of sbi. I m getting insurance amount to pay every month, which i have not pd because when i contacted them they told me its optional. I had informed them that pl don't send me. Still they kept on sending the bill. Today i have recd. the bill showing my card is blocked but nobody has contacted from sbi card people and gave proper guidance till date i tried their help line but unfortunately they kept me on hold for atleast 10 to 15 minutes. I m fedup with this services card product of sbi.
428 days ago by Bijendra Singh [send email]
Even i have been facing the same problem, idid clear all my dues in feb 2007 with some 500/ odd Rs left as outstanding on which they have levied late fees and interest, how can somebody charge interest on late fees & that to you are charging all your late fee and interest without even sending the statement for atleast last five months
427 days ago by Yogita Sarang [send email]
I would say, the SBI CARD ARE THE BIGGEST FRAUD. They should be trapped by court or some community for whatever they are doing. They don't have check drop box in all the ATM. They will block your net banking facility saying amount is due. They will not sent the statements properly. They will put some offers & asks you that whatever u shopped = total amount due. Is the worst case in flexipay offer.

Keeps adding on columns like payment not made by due date duplicate statement bill unnecessarily.

My kind request to all not to ever go for this card for under any Circumstances.
413 days ago by Shiddhalingesh Jolad [send email]
I am using SBI card from past one year. They have a very bad rappo as well as very bad service. Nobody cares in the call center. Can anyone tell me when they are going to start the net login system? It used to work before 6-8 months but after that i dont know what happened? The site always hangs up just like the call center executives...
409 days ago by Shiven [send email]
Anybody having complaints against SBI cards should mail to ajay.bharti@ge.com. This chap is VP customer care and takes personal interest in all matter. Don't go through customer care, go through him.
399 days ago by Yashwantsingh Panwar [send email]
I am having very bad experience from SBI cards in last six months. Somewhere in August 06 I informed them in case they are not waiving off annual renewal fee i am not interested in using SBi card. Annual renewal fee stopped appearing in statement and they issued me a new card also. I started using the card. Suddenly annual fee started appearing in December 06. I refused to pay. Now every month the annual fee and interest charges are added in monthly statement. Till now annual charges and interest are added six times in last six months making a total of Rs 3224/-. Inspite of several calls and emails they keep insisting to pay full amount.
397 days ago by Raghavendra Nayak [send email]
I have been using SBI card since last 2 years. Since last 2 years I have used the card maximum and it was very useful to me. Later on they have started to give me a many offers like cash loans other purchasing benefits and rewards etc. Last year when I was in a financial burden I took that loan offer by them. I have paid 3 to 4 installments regularly, but still the outstanding balance is not reducing and it seems to be more in every month. And another main drawback of them is they are calculating the total interest of 3 years and they are adding to our principal amount and it will continue like compound interest and cheating to the poor guys.
393 days ago by Sohani P K [send email]
I am using icici card for last 5 year i do not have any prob till date but i was offered sbi card i made four transaction but i pay four check but sbi do not received payment altimeter i pay my dues from icici card visa transfer sbic ard is HAVING THIRD CLASS SERVICES.
380 days ago by Sumana Chandavarkar [send email]
There are no bills pending but their latest bill has not been sent to me. Now I cannot even reach them on the telephone - the lines seem to be switched off.
377 days ago by Christy Anand L [send email]
Since i have got my credit card, I have not received single statements, but monthly i see that people from this company come to collect the payments.

Thanks and Regards
Christy anand L
SBI card no 4317 5756 xxxx xxxx
376 days ago by Sreekanth Reddy.mr [send email]
I am using Sbi Creditcard from last one month... with in this month i am facing many problems with them. Customer services don't give respect to the Customers...


" Every one Should know that Customer is the King for any Business"


Please Realize and don't approach SBI Creditcard...
376 days ago by Sowmiya Ayyappan [send email]
SBI Credit card collection Agent - Name - BALA calling from o44 - 43539752 , calling up very frequently my office & mobile using very nasty words to every body at office. The moment the call gets picked up immediately he starts uttering nasty words. I have asked for a final settlement but because of these i am not paying .

Regards
sowmya

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