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Quick Click Loans, Alpharetta, Georgia Complaints & Reviews - They have taken almost $2000 out of my checking account!

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Quick Click Loans

Posted:    Marcia Myers

They have taken almost $2000 out of my checking account!

Complaint Rating:  92 % with 50 votes
Contact information:
Quick Click Loans
Alpharetta, Georgia
United States
Phone: 678-823-4063
www.quickclickloans.com
I sent documentation requesting that they stop my auto drafts from coming out of my checking account in the amount of $233.62 times 2 (have 2 loans) on 12-10-07 because my husband was laid off and they agreed and said they completely understood, etc, etc. However, on 12-15-07 they took both payments out and I was charge $250 in NSF fees and they said there was nothing they could do. So, I disputed the charges with my bank and sent over another written request to stop this to Quick Click. They stated that they would abide. However, they have taken out 2 more payments on 1-1-08, 1-15-08, and again on 1-16-08. I DO NOT HAVE THIS KIND OF MONEY!!! I finally had to close my checking account which I have had for over 6 years and I still had to pay nearly $1000 in NSF fees because of this... and still all they say is there is nothing they can do!! On top of all of this, they keep calling me at work and threatening to garnish my wages and leaving nasty messages with my employees... I am the manager there! I am not allowed to have personal phone calls and have asked them repeatedly to stop. If you can help me or know where I can go please let me know!!!
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 21st of Jan, 2008 by   Dean -1 Votes
You took out two loans with this company, right? Well, you have to pay the loans back at some point... They're right, there is nothing they can do about it. You are 100% obligated to pay the loan back and they're 100% within their right to call you and ask for the money. They shouldn't be leaving nasty messages and such and as long as you ask them to stop calling you at work, they will... but you can't just call up a loan company and say "Hey, my husband lost his job. We're not going to pay you anymore." either. You are by contract with Quick Click to allow them to debit your checking account. Now that you have closed it, guess what? You're going to go into collections since you're in breach of contract and quite possibly have a lawsuit filed against you as well. The simple fact is, you can't just decide not to pay a loan anymore. Even if you file bankruptcy, you STILL owe that money...

We all go through hard times sometimes. It's life... but the best thing to do is try to work out a payment plan with this company. As long as you send them even just $1/mth, they won't put you through legal saying you're not paying them because you are making at least some what of an effort to pay even if it's just $1/mth. So pay what you can pay them and let them know you're paying that right now. Don't just think you can get away with not paying for now because of your situation (not trying to be rude, just honest here...) because they here the same excuses day after day and it doesn't matter... by law, you still owe the money even if you don't have it in your bank account. By contract, they will continue to try and get that money. The more willing you are to work with them, the more willing they'll be to work with you. Make somewhat of an effort to pay them. That will set you apart from all of the other "But I ran into some bad luck" people that they deal with on a daily basis and keep you from going to court over the matter.
 25th of Jan, 2008 by   1sexylady 0 Votes
FYI, this company is very underhanded. They constently called me at work even when I told them that I could not take personal calls on company time.

NEVER NEVER BORROW MONEY FROM THIS COMPANY, IF YOU NEED TO BORROW MONEY, BORROW FROM FAMILY OR YOUR BANK, NEVER FROM THIS COMPANY AND NEVER GIVE THEM ACCESS TO YOUR BANK ACCOUNT, YOUR HOME ADDRESS, OR YOUR PHONE NUMBER.
 18th of Jul, 2008 by   Former employee -1 Votes
These types of loans work great for people who are in a position to re-pay the loan back quickly. Don't just stick to the monthly payment, send extra payments and be done with it fast! If you know know that you won't be able to re-pay fast, then be prepared to pay just about if not more than double what you borrowed. Of course, you should know this since it's clear in your contract you sign online.
For the people who want to complain about life situation changes... tough! Pay them back, you got your money, spent it and now what? You think you shouldn't have to pay them back? Are you kidding me? If the company was to listen to every single customer about their life story they would go broke! You will continue to receive phonecalls (hate to tell you but employees are paid very well to call you every single day until you actually speak to them and make a reasonable attempt at paying back the loan). If you chose to ignore the calls believe me, you will be sent to the collections department who mean business.
This company has many happy customers who keep on coming back from time to time. Don't try to make them look bad online just because of your situation!
 23rd of Jul, 2008 by   Rob 0 Votes
You losers want money but don't want to pay it back. You deserve everything you get. You are the scum of America. Losers.
 11th of Feb, 2009 by   heywood jablome +1 Votes
rob has definitely seen one up close!!!
 7th of Oct, 2010 by   The real 0 Votes
If u faggots stop asking for money and read contracts u wouldnt be in this situation dont sign forms without reading them. If u cant controll urself from begging for quick cash dont bitch . Save ur money u fucking assholes i bet half of u here owe more then quickclick get ur shit together . I bet u all got fucked up credit to u fucking scammers
 8th of Mar, 2011 by   humbleyourself 0 Votes
APR 96% You end up paying almost $11, 000 for a loan of $3500. This is a wonderful example of greedy scum sucking evil people. The type who make a killing taking advantage of poor under-educated american folks. You are a disgrace to the american people and a plague of humanity. Karma is a bitch.
 21st of Apr, 2011 by   Banker4772 0 Votes
ROB-
YOUR FUCKING DUMB! I am a personal banker in the fraud dept at one of the number one banks in this country... and if you could look passed your dumb, shitty, fucked up life, you would realize that not everyone does "quick cash" loans because they are begging and have fucked up credit. Some people have emergencies and their SAVINGS may not cover it. Just because your probably a trust fund baby, from some secluded ass boondocks town, doesn't give you the right to criticize other people about what they do in their lives. Was there even a reason for u to look @ this website. Probably not. Seems like you did nothing but make trouble. Get it together, stupid bitch. =)

And good day to the rest of you!
 4th of Jun, 2011 by   Mom of a Runner 0 Votes
Wow there are some very agressive comments here. I was thinking of taking out a loan with this company but now am on the fence due to the fact an emergency has come up where the money would be useful and the payments seem reasonable even though the interest rate is on the high side. I'm not sure what to do now.
 4th of Jun, 2011 by   Mom of a Runner 0 Votes
I apologize for the previous comment...I am a rookie at this.
 4th of Jun, 2011 by   LoanWhisperer 0 Votes
I was blown away when I received their offer this morning. 96%? Are you out of your flippin mind? I spoke to the California Financial Services office and they said thank your legislators for allowing these criminals to run loose with everyone's hard earned money. Just because one has permission to do something doesn't make it right. You are criminals taking advantage of the system and then you will cry that you need a bail out when the majority of your customers can no longer pay. You don't have my sympathy and I will personally cost you as many dimes as it takes to bankrupt your sorry good for nothing asses and run you out of business. And believe me it is going to come to an end very soon. You are crooks and we have our eyes on you. I was also told of a little old lady who after accepting the offer and making a couple of payments researched her payments to learn how long it would take her to pay off the loan only to find out she had accepted the terms at a whopping 135% APR. She was despondent and had no recourse. Do you think for a minute that any of these monsters have your best interest at heart? You are only fooling yourself. I still say today that I wish I had gone to a good ole loan shark, because at least by now my legs would be healed. You'll never get a dime from me, scumbags!
 11th of Oct, 2011 by   SPR101 +1 Votes
The person who commented before "ROB" is the owner of Select Management Resources LLC, which also owns
Quick click loans, Easy Dollar Loans, Atlanta Title Loans, and New Avenues
3440 Preston Ridge Road # 500
Alpharetta, GA 30005-3817 map

I worked there for over a year and I left because morally I could not work for a thief any longer.. He has a private jet and the pilot just hangs out at the office all day waiting to take Rob where ever he wants to go. Rob owns different color fancy $50k cars and a multimillion dollar mansion, yet his employees get paid crap! All corporations like this need to be shut down and fined for being modern day loan sharks!!!
 11th of Oct, 2011 by   SPR101 0 Votes
****ROB AYCOX****
typo correction
 13th of Jan, 2012 by   Da Man 3500 -1 Votes
SPR101 you are an idiot, no wonder we fired you. His name is Rod Aycox. He doesn't drive any 50k cars. They are all in the 120's. Jim the pilot does not fly him any where. He only leads the 4 other pilots.
 16th of Apr, 2012 by   none19890 0 Votes
Ha, Ha, Class Action Lawsuit in State Of Illiniois on this company. Google it
 21st of Apr, 2012 by   Happyistoday 0 Votes
I am glad I just happened upon this thread because I just got a copy of my credit report which shows that an Inquiry was made by QuickClick Loans LLC/Select last year which shocked me. The type of inquiry is classified at PRM which Equifax says it means that "only my name and address were given to a credit grantor so they can provide you a firm offer of credit or insurance".

I didn't do this nor did I apply for any type of credit or insurance that month. In fact, I never use credit cards and I do not ever give out my information. So who game them my name and address to pull my credit?

So, can anyone tell me how this company pulled my credit report? I did some background research on them and their LLC entity is filed with the Secretary of State in Nevada as a Foreign Limited Liability Company, qualifying state is Georgia. It does list that an officer of the company is the managing memeber. And his name is the same as mentioned about-Roderick A. Aycox.

I would like to better understand how or why this company would perform this type of inquiry without my consent.

THanks...
 28th of Apr, 2012 by   venablt 0 Votes
Has the name Allen Maskin Law firm ever been used to anyone who has had trouble with this company? If so please tell me how this name was used.
 10th of May, 2012 by   SexiNana 0 Votes
Oh Man!!! I was considering this for my brother, but after reading the comments here I'm shaking in my slippers!!! I've been through something like this before where I had to cancel a debit card to stop charges from a "free trial" offer because they kept charging me AFTER I cancelled.
I'm telling him I don't think I want to do this and he shouldn't either...
 29th of May, 2012 by   john5896 0 Votes
the last comment " i had to stop a debit card during a free trial is just an out and out bald face lie. quickclick does not issue debit cards, why? they are not a credit card issuer. they make closed in, fixed rate, interest bearing unsecured loans. Period! They do not pull credit until after you complete your the application and grant permission. remember credit is pulled soley by social security number, no other way, and how would the get your social security number.? unless YOU give it to them. every sttate in which they are lisenced in has regulatiors who routinely scrutinize their records and practices. There is no class action suit in any state or country(that's right-country) they opperate in.
the people who take these loans that get into trouble are mindless government educated idiots, whoes only concern is "when do i get the money?" they do not read the contract, or ask questions other than " is the money in my bank yet?" then when the first monthly draft hits, and they all ready forgotten what they blew the money on. they start screaming "Bank fraud!!" Some body took money out of my account! bla bla bal.
most people who get into trouble have no clue about personal responsibility or commitment that's why the rate is so high. the good people have to pay 96% to pay for the dead beats who take the money with no intention of paying it back.
 29th of May, 2012 by   venablt 0 Votes
I have had a Quick Click loan in the past, even though the loan was paid in full three years ago.I relieved a phone call last year from a so called LAW FIRM and told that I have to pay nearly 2 grand for a delinquent QUICK CLICK loan. I was told that if it was not paid NOW over the phone that the FBI would show up at my place of employment, wich I may ad they had called looking for me, lol, and I would be arrested on the spot. Well I knew that the loan had been paid so I got suspicious. I asked a couple of questions and was very surprised that they had ALL of my personal info, ss# they holw sha bang. I told them Would see them at work and they could arrest me lol. Needless to say they did not show up.
I went to my local police department and had them call the number back and this SO CALLED LAW FIRM hung up on the officer repeatedly lol.
A year later, this year I checked my credit and Quick click shows as garnishing my wage on my report. LOL but not really funny as it hurts my report and I HAVE NEVER BEEN GARNISHED in my life.
Bottom line is that the Attorney General is now involved for the second time, after the first time they got involved also. It appears that something shady is going on at Quick Click. I hope to get my situation resolved soon. It looks like they tried to bully me to pay twice.
So my question is, If this is how they treat there good customer, why should I not believe anyone who has a complaint here.Other than the credit card person but they did not say that that was quick click.

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