I was so use to hearing the commercial for " Free Credit Report.Com" that when I thought about checking in to my credit report that was the first thing that popped into my head. However, I did not authorize no one to charge my account!!! I was reading comments by other and they say they are being charged $12.00, but I am being charged $14.92. Not only that, I was charged twice in one month!!! How do I stop them from taking money out of my account?