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SBI Credit Card Complaints - Very harsh and unhelpful customer service!

Review all SBI Credit Card complaints

SBI Credit Card

Posted: 2007-01-21 by Girish Gopinath [send email]
Very harsh and unhelpful customer service!
Complaint Rating:  87 % with 127 votes
The customer service has been very harsh and has not been helpful. They are rude and often end up giving wrong information to the clients. For eg. I dropped a cheque in one of their ATM in Bangalore and the amount was not deducted from the statement. When I checked with the customer service they told me that they don't pick up the cheques from the ATM. Immediately I issued a fresh cheque and made the payment but my previous cheque which the bank promised me that wont be picked up was also used. And when I call the bank they say that they cant help it. There were several other incidents like this.
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Comments

275 days ago by Girish Porania [send email]
Dear Sir/Madam,

My SBI Credit Card Account no is: xxxx xxxx xxxx 7661

I am holding SBI credit card. The call center executing called and gave wrong figure of my outstanding amount. However without crosschecking i made the payment to avoid late payment. later when i called the call center i came to know that i have paid Rs.3,000 /- extra again my outstanding amount since last three months.


In the last month statement of 3rd Jan 2008 still your are charging to me Late Payment fee of Rs.423.22 & Finance Charges of Rs.636.06 & 196.13 & 21.64.

I am giving payment regularly to you & I submitted cheque payment of Rs.5111.00 dated 22nd Dec 07 & Rs1500.00 dated 23rd Nov 2007.

Despite of regular giving minimum payment your bank is charging me regular Late Payment fee of Rs.460.53 & Finance Charges of Rs.216.04 & 327.92.

Your customer care repetitive accepted my point and he told this mistake happened in SBI card.

So I don’t want SBI card.

Last 4 yrs, I am using my ICICI credit card.I didn’t face any problem with ICICI still now.

I am using SBI card from past four year. They have a very bad rappo as well as very bad service. Nobody cares in the call center. Can anyone tell me when they are going to start the net login system? It used to work before 6-8 months but after that i dont know what happened? The site always hangs up just like the call center executives...


If this type of regular late payment is charging by you then I want to close my account with you if you cannot reverse Late Fee & Interest & service tax on it.

I found lots of time in my statement Late Charges due to mistake done by your end banking structure.

Pls do the needful in this case.

Regards,

Girish Porania
Ahmedabad.
264 days ago by C.p .jayaraj [send email]
my amount is not proper in the statement. There are lots of mistakes in my account . some times amount due will be shown more.Iam totally confused and i even doubt that iam paying more amount please check all the amount due and balance that has to be paid and send me the clarified statement
264 days ago by C.p .jayaraj [send email]
PLEASE SEND ME ALL THE STATEMENTS FROM MARCH -2007
TO JAN 2008.MY CARD NUM IS 4317 5751 3901 1572
261 days ago by Ravi K [send email]
I have applied for "SBI Tata credit card" for 4 months back. Till now I have not received my credit card. I have given all details as they wanted.
My date of Birth: 25.06.1978.

Could you tell the reason for which it is taking too much of time?

Please return all my papers, if it takes too much of time.

Regards
259 days ago by Kalidas Subrahmanyam [send email]
i have been using the card for past 5 years. Of late i find many charges are thrust on consumer on various counts,cheating the public in the name of indias largest bank. For a card using national bank this type of chaeting is not fair. Every now and then account is debited for some protection plus insurance, or call for availing a loan or some suer suraksha. I am the vicrim of one such call of super suraksha. i am ending paying penalities for wrong information from the help desk . i am waiting for a suitable reply from sbicard and insurance ombudsman aswell.
258 days ago by Pramod Narayanrao Sulikeri [send email]
Card No. 5264 6853 1400 7665
I have paid all my dues for SBICredit Card on 29th Dec, 07 by cheque o. 507503 Rs. 750/-. But unfortunaely total outstanding bill of Rs. 454.70 is raised against me. Further, some plan by name protection plus insurance is offered & charged in my card for which I have not enrolled. I dont want this card. On callin toll free no. no action is taken.

Please ratify.
Pramod
255 days ago by Biju.n.a [send email]
I have using SBI card for the last one year. I am holding an ICICI gold card for the Last three years with correct payment record which can be verified in CIBIL. I had very bitter experience by using SBI card from the first payment.

1.The first cheque dropped by me in the drop box of SBI card at palarivattom branch at Kochi was not recieved by SBI and the telecallers were using vulgur conversations by calling me and in my residence landline and saying that I have not dropped the cheque.
2.The cheque for Rs.3000 given against the minimum due of Rs.1214 was not able to be presented by SBI as the instrument was not signed and for the same I was charged Rs.918 by various breakups.
3. I have recieved a statement in January 2008 that I had drawn Rs.10000 in November 2007 and due to the same my credit card is suspended. The statement recieved in November and December does not show this transaction.
4.As per my records I have correctly paid all dues up to date till the last statement of December 2007 and now I have recieved letter that as an NPA customer my card has been suspended.

Now I have decided to move legally agaist SBI
254 days ago by Tony George [send email]
SBI Card is the Worst Service giving card. My self having many bad experiance with this card. Now i cancelled the card, after i cancelled the card am getting the bill in proper time, prviously i never received any statement.

And now they are telling some pending is there, i closed the card 7months back.

Its a worst service provider
254 days ago by Amol Vasatkar [send email]
Dear Sir

I had got one airtel mobile card a few days ago having no. 9987535823 .Further when i came to know that the bill amt. for the above mentioned card will be deducted directly from my sbi card i deactivated the same card. hence i request u to not to deduct any amt. for the mobile card without my consent or my knowledge.

Thanking u with regards & please oblige.
AMOL WASATKAR
252 days ago by Rajiv Kumar Johri [send email]
I am a gold card member of SBI credit card with one add on in my spouses name since year 2000. Till last October I had minor or no problems by using my card globally. I did two transactions at Bangkok and my problems started. First I was told by your end that the card was being blocked due duplicacy at Bangkok. I agreed. But I requested to send me the statement of the two transaction as I felt whatever transactions I made, the charges were too high and the conversion rate was also wrong. although through ECS every thing was cleared within due date but I made several requests to customer care to send me the statement for October 2007, but to no avail. surprisingly I was told that I agreed to send the statements on my e-mail address for which in fact,I never had a word with anybody of sbi card people, and hence I was not sent any statement from October 2006. also I never recieved any statement on my e-mail. Making it bad to worst and most surprisingly I was debited Rs. 28000/-(app) in the month of December 2007 through ECS from my savings account whereas there was no transaction as such. I contacted customer care regarding the same, and the answer was shocking that nothing was debited. I had to rush personally to DLF Infinity towers, Gurgaon, taking a casual leave from my works and with all necessary documents to show and prove the debit. One Mr. Sunny came to see me at reception and promised me to solve the matter within 2 to3 days. When nothing moved till 20th Jan 2008, I once again contacted cusomer care, for which they demanded bank certificate of ECS. the same was faxed on 23rd Jan 2008. Again no response made me restless and given a call to customer care for all the above problems. Now again I have been promised and to wait for 15 days. I am in delema what to do. My impression about sbi cards getting bad to worst day by day. Now the matter is pending in REMS department......lets see when sbi card people come out with an opology and refund of the money so that I consider to continue the same credit card or surrender it. The ball is in your court pals.
252 days ago by Rajiv Kumar Johri [send email]
The big fact of the day.................................................................... DON'T GO FOR ANY CREDIT CARD.............................................. IT IS PROVED AND IS A UNIVERSAL TRUTH NOW, AS YOU CAN SEE ALL THE LOGS ON THIS SITE.............................................. ONE DAY OR ANOTHER, IT IS GOING TO BE A BIG PAIN IN THE ASS. BELIEVE ME YOU. I HAVE JUST LOST Rs. 30,000/- TO THESE CREDIT CARD COMPANIES. Debit card may still be OK. But one day it may also be like credit card. No guarantee. Regards.
252 days ago by Pramod Verma [send email]
Dear sir,
Ref :MQ0063520014131 Dated 26-12-2007
I shocked to learn SBI CARDS settlement cancel letter, I think this SBI cards find this way to earning money like that.
When I recd your settlement letter in march 2007 I was sure that SBI card is never ever think for his clients, but I trust yours Local executive officer and zonal officers meeting and talks, after Sbi cards got money 50,000 from me and cheating with me.
Till July to Jan 2007 I request many and many times to reverse I got only assurance and reverse promise letter from you instant of reversal.
Settlement letter of dated 13-02-2007 I received from SBI this letter on 23-03-2007.by hand,
I don’t now you terms and conditions, when I call on help line for this reply,you only look your payment there is no problem will face you.
because I am reputed and fair person I choose your settlement instant of legal fight
I am giving you details of settlement payment for your justice
7. Cheque of date 27-03-2007 Rs 13,000 clearing on same month
A. Chaque of date 30-04-2007 Rs 05,000 clearing on same month
B. Chaque of date 29-05-2007 Rs 08,000 clearing on same month
C. Chaque of date 30-06-2007 Rs 08,000 clearing on same month
D. Chaque of date 30-07-2007 Rs 04,000 clearing on same month
E. Chaque of date 31-08-2007 Rs 12,000 clearing on 07-09-2007 disowner
F. Re chaque on 11-09-2007 Rs 12,000 clearing on 13-09-2007 clear

You see I am paying by the time I can’t understand why I am fail in settlement if there is problem in point F, so I got notice from SBI cards representatives now we have local Accounts for clearing of your cheque. so your cheque will clear within one or two days. I maintain sufficient fund and I prove that. but some cheque on 07-08-2007 will clear before your cheque. unfortunate.
I request SBI cards just look my account all cheque are clear within one or two days the last cheque will present after long time.
Sir, payment systems SBI Cards is always not fair, many times calls from sbi cards that our server is down so give us post dated cheque and some times yours local agency failed, some time there local representative will change. time by times, there are many confusion in your call center.after I registerd do not call i recd Daily 8.30Am many and many re confirmation calls from sbi cards calls centers. many time misbehaving calls from sbi cards calls centers, there is no communication between there agencies. I am the person who punished from them systems. I have all the letters and records to prove you lots of mistake in my SBI account.
I think the SBI Cards finds short cut of Income,they are not interseted in thinking costumers faver.
In my meter I request you to kindly look after my account and guide what i do. still i am not recd N.O.C. of zero balance statement as per they promise.
If I not find justice from SBI Cards I will go for legal.
Thanking you,
Pramod verma
Jodhpur
Raj
settlement tr no: raj422007464892
SBI Ac No : 0004317575021258612
240 days ago by D.vishwanthan [send email]
i am holding your SBI Credit Card no:4317 5750 2465 5129..its expiry date is 06/2007...but still i didnt receive my new renewal card.......kindly arrange fast to forward my new credit card.....

regards
D.Vishwanathan
New # 64,Subramaniaswamy koil st.,
Saidapet West,
chennai -15
240 days ago by D.vishwanthan [send email]
i am holding your SBI Credit Card no:4317 5750 2465 5129..its expiry date is 06/2007...but still i didnt receive my new renewal card.......kindly arrange fast to forward my new credit card.....

regards
D.Vishwanathan
New # 64,Subramaniaswamy koil st.,
Saidapet West,
chennai -15
235 days ago by Tapan Kumar Bhadra [send email]
Why customer service is poor? Wrong information, wrong billing. Today I went to Parliament street, One employee said here nothing related to SBI CARD. When I have talked with customer care person he even don't want to listen what is my problem...
223 days ago by Nandita Acharya [send email]
Dear Sir,

Sub :card no.4317 5750 7495 4497

An amount of Rs 1000/ was being shown on my card due to some internet transaction.I had called up your customer service representative and also written a complain via mail that I have made no such transaction.Mr.Javed had even called up to say that
it was wrong on your part to show the amount ,but it has not been updated on the card account although the card has been already deactivated.
Nandita acharya
223 days ago by Nandita Acharya [send email]
Dear Sir,
Card no 4317 5750 7495 4497
An amount of about Rs 1000/ was being shown on my last account due to some internet transaction.
Ihad spoke to cust ser representative and lodged a e mail complain that I had made no such transaction, Mr Javed called up to say it was wrong on your. But the account balance has still not being updated till date.
NANDITA ACHARYA
Dt.01/03/2008
221 days ago by Sunil Choudhary [send email]
I have been applying for SBI credit card online, several times, and their customer care never contacted me. Very poor service!
220 days ago by M.p. Asthana [send email]
Mr. Manish DewanVP-Customer Service
Pl. review my Credit card 4006676011566745 an statement due for which unnecessarily calls are coming aily wef 28 th Feb.I am very much aggrieved by sbi credit card costomer service who is not giving proper reply. Once again I would request pl confirm my payable amounts in detail and let me know the details depostied by me. our one cheque in Oct. 2008 which was dropped in drop box in Lko sectt. sbi drop box but that is not showing in my satement. It is very objectionable that our deposite EMI's are now showing in the st. Let me give in detail howmuch amount is due to pay me.
Pl. make sure your services be improved.
Thanks.
M.P. Asthana
E-5287 Rajajipuram, Lko. Tel 0522-2412152
214 days ago by Manzoor Alam [send email]
from 1 day SBI credit Card service is very poor, as our experience, No outlet.No proper respons, Un necessery billing.
Whether I have closed my account with full and final payment But billing is continiue, This is open cheating.STOP this un necessery farashment.

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