Zwicker/Brachfield/Sherman Captial form a partnership to represent Chase Bank in attempting to collect a non-existing debt. The debt cannot be substantiated, but the threats and harassment continues after three years. The Better Business Bureau has ruled in my favor that the Zwicker partnership violated federal law under the Fair Debt Collection Protection Act.
I worked out a payment plan after losing my job to pay off a credit card through Zwicker and Associates. They took payments for 6 monts. I then noticed that not a cent was sent to Bank of America to lower my balance.