there is no link to the offer, making it impossible to understand the full context. without being able to understand the context, this is a useless bit of grousing.
then there's the problem of labeling the physician as a "bad person" when there is no way to know what the real issue was. in many cases, a credit card is requested even for freebies because the freebie is a sample that automatically converts into a paid subscription (or something like that). since there are usually opt-outs prior to having to actually start the paid portion, the free sample is, in fact, free. doing what the rest of the commercial world does fails to make someone a "bad person."