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American Income Life Insurance

American Income Life Insurance review: harassing phone calls 8

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8:16 am EDT
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This company will not stop calling my home phone number. Several months ago I had requested that a representative from the company contact me about supplemental life insurance, however after speaking with them I decided I did not want the coverage and explained that I was not going to do business with their company. At least once a week since then, and for the last few weeks, I have received unsolicited phone calls from that company. We usually ignore the calls when we see the company name on the caller ID, however my wife answered the latest call and told the rep to stop calling. The rep continued with her "sales pitch" and ignored my wife's request to take our phone number off their contact list. When my wife requested to speak with her manager, the rep rudely told her, "No, you don't need to speak with my manager, " and when my wife asked her again the rep hung up on her. I hope this will end the calls from them, however I just wanted to let potential customers know that if you attempt to do business with this company, they WILL NOT STOP CALLING YOU!

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8 comments
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Chris6542
The Dalles, US
Nov 16, 2023 6:23 am EST
Verified customer This comment was posted by a verified customer. Learn more

Not only is this “ company “ a complete scam they never stop calling you, oh and you will almost certainly get money taken out of your account prior to getting “ approved “ while awaiting paperwork that will never arrive in the mail. I spoke with an individual by the name of Gunnar Jorstad he seemed like a genuine person I thought anyway. But upon further investigation they’re all just trying to get paid while scamming hard working people out of money for “ life insurance “ they’ll never get. I’m disputing the current charge from them now. I will also attach what they took out and what they put back in.

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Terrylyn
MISSISSAUGA, US
Apr 21, 2023 9:52 am EDT
Verified customer This comment was posted by a verified customer. Learn more

Dawn

I was contacted by this company also. They said that they were calling because of my union. From one thing lead to selling me a life and accident insurance. In total. I paid every month. $140. Now I've contacted them about canceling my 2 policy from since the middle of March. They sent me an email with a form of cancelation just for me to fill in my name and both policy numbers and my date of birth, and the 4 last number of my social insurance number and sign and date. I did all that. Different people keep on sending me the same form to fill out. In total, I got 3 form in my email, and now one by mail. Plus a bill for $140.. o contacted them asking why am I getting a bill after I spoke to you people plus numerous emails letting know 3 weeks in advance about canceling my policy, the person said to not worry about that bill that was sent to me, it just a computer generating bill thays automatically sent out to their customers. I said that shouldn't happen, cause I'm no longer doing business with this company, they assured me that my policies was canceled. And yesterday I got another form again to be filled out and send to them before 30 days or I'll be receiving billing notices via mail, or any cash value that has been accrued. I'm going to fill out this firm again and take a copy and send to then, and I'll see if they will keep on bothering me. I'm so tired if them right now. I have a feeling that they were taking my money from my account and I wasn't insured under them,cause the sales man no lo get working with them. If they don't stop harassing me. Then I'll be contacting my lawyer about investing them. And if I wasn't insured with them they need to refund my money that I was paying since May,28/2022, until February 28/2023. I'll be talking about suing American income Life Insurance Company. PS. I was also calling their customer number and it's saying that I was calling there after hour number, and to leave my name and a brief message along with a number,and someone will get back to me. We'll. The phone hung up so I couldn't leave any messages. This a learning for me a d to others to not do any business with this company. I'm having no peace. They keep on threatening me about paying.

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Krenlw
Omaha, US
Sep 30, 2022 12:49 pm EDT

They told me they got my number from my daughter, now we have complimentary benefits. My daughter has not done business with them. I canceled the appointment, unfortunately they now have my address. I am kicking myself for falling for their ruse, the phone call was very unprofessional. There were people talking in the background, which didn't sound like office chatter. I blocked their number, immediately they called from a different number, I blocked that too. I'm just afraid they will come back to my house.

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canadiankid1976
, US
Jan 25, 2017 5:06 pm EST

Just got the same phone call; very misleading and suspect. It did not last long since I quickly researched the company, while on the phone. It was actually funny that I called them out about who they really were while they were talking to me. Their tactics went out the window, they got flustered and that was the end of that. I would not say they were unprofessional, but inexperienced to the point that I would not want to work with the company based on a misleading first impression.

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Dawnツ
, US
Oct 19, 2015 8:32 pm EDT

I had a call from this company too. The rep kept telling me that he wanted to provide me benefits. He stated that they were sponsored from a union member and that this was not any type of solicitation. "These benefits are extended to family members..." This is not completely deceitful but very misleading in the way they word things. A sales tactic just like all the other solicitors out there. Either way, if a person says do not contact me, I am not interested. That should be the end of the conversation and if the company has trained employees, representing them, they should never be rude!

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axm127
Lewisville, US
Apr 17, 2011 9:41 pm EDT

Yes, the company is aggressively recruiting but that doesn't mean they are honestly recruiting. I have had to train many people who came out of training expecting something that the company was simply not providing. Yes, leads are provided to the agents but that doesn't mean they are reliable leads. Many times the leads are recycled from the agent who just surrendered that lead pack. I lost count of how many times the trainees would quit saying a variation of "this is not what I was told the job would be." I do agree with you that this is not the best forum for someone to decide whether or not they should seek employment with a company but if the company did not have that issues than why are there so many being posted on this and several other sites. The product that AIL provides is a good one. Why not build off of that?

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AIL HR
Los Angeles, US
Mar 14, 2011 4:55 pm EDT

If any of you need to investigate this company, these are the places where an investigation should be conducted.
Great ratings by the following:
AM Best
Better Business Bureau
Your State Insurance Dept.
NYSE (ticker symbol TMK)
HotJobs/Yahoo
Fortune
Forbes
Warren Buffet
Edward Jones (ESOP broker)
YouTube-"Spirit of AIL"

Let me just say a few simple uncomplicated things to help this person. The bottom line is that AIL is aggressively recruiting and growing. There is nothing immoral or unethical about the company, its founders, its current executives, or its agency force. What really bothers me more than anything, is that the vast majority of people on this site never even came down for the interview, therefore have no real information about the company whatsoever. Don't conduct an investigation into the company based on the comments of people who have either failed here or never made the attempt. Read between the lines and don't fail before you begin. This website does not contain the best of the best only the worst of the worst, don't follow the crowd, lead it. This company is not for everybody, we do our best to find individuals who we feel will succeed, which is why the funnel is humongous on top, yet tiny at the spout. All I ask is to not base your decision on sites such as this, there are plenty of real, viable, intelligent sources available at your fingertips to find accurate information about any company's validity.

Bottom line: Those who can do. Those who can't come over to these websites to air their sour grapes.

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abbyindia
, IN
Jun 08, 2010 11:49 pm EDT

I also faced similar kind of situations. Here is my suggestions to deal with them .

Just tell them that you are interested .Ask their representative to contact you at your address and give them a fake address .Let them try contacting you at that fake address .

Or when they start explaining them about their products .Keep asking some dump questions and make them feel irritated and disconnect their phone .