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AccuQuote orders (on the behalf of various insurance companies) medical exams when someone is purchasing life insurance. My problem: applicant packets that the parameds (person who does the exam) are expected to pick up from the individual applying for insurance. 1) YOUR financial information is NONE of my business, so why am I picking this up and taking it with me? 2) If the application packet is not picked up, then the insurance company may not pay for the rest of the exam... and AccuQuote doesn't seem to be concerned? How could AccuQuote not have any policy in place to prevent unwarranted charge backs to paramedical companies whose business is MEDICAL - not financial/legal/insurance packed application packets. Would like to hear from AccuQuote on this issue.
If you submit an inquiry online directly to a company on the website, where they disclose they will call you. They are allowed by FTC rules to call a number listed on the DNC list. (ONLY FOR 90 DAYS). After 90 Days the FTC Compliance calls kick in for DNC listed numbers
I agree with both comments above. Not examiners job, To much personal information that examiners are not licensed to deal with.
I couldn't agree more. The life insurance application should be handled by people LICENSED to handle them; insurance agents. Not only that but many of these insurance companies pay nothing (or next to nothing) for this "service" on the backs of people who cannot say "no" to providing it.
Consumers should be questioning the ethics of these companies and how they might be affected if they have to make good on a claim.
My mother does insurance exams. She doesn't like picking up the application packet either. Thirty some odd pages of insurance stuff she knows nothing about, and she is responsible for getting signatures. People ask her all the time "what does this mean?, do I have to sign this?", etc. I think what she hates most is that sometimes the company wants her to pick up a premium check -- she is a nurse, not an insurance agent. BTW, if just one signature is missing, they take a "charge back" out of her check. Again, she is not the agent!