USACredit — Unauthorized charges on my bank account!
This is the second time that they are trying to do this. I applied for an on-line loan, there was a box to check if I wanted this service I checked no. The funds were taken out of my checking account without my permission. My bank account is now on hold because it made nsf charges on my account. Since they take it out electronically by checking accounts. It takes longer to be replaced. I applied for a loan again. They are trying to do they same thing again. I never checked the box for this card.
Is there anyway to stop them. Also when you call customer service they give you an out of state number in which you are on hold for over 15 minutes.