TimePayment
reviews and complaints

So I put down $4256.00 on carpet cleaning equipment that was 8000.00 and thought I only owed the 4000. But I'm being charged 305.00 a month for 36 months and will have to pay more to buy it after the lease term. DO NOT I REPEAT DO NOT USE THIS COMPANY. AND ON TOP OF ALL THAT THEY REPORTED TO CREDIT BUREAUS 30 DAYS LATE AND I AM NOT..

DO NOT USE THESE CROOKS..

I have never heard of this company until I started getting bills from them last month. I have called several times and they put me through to a man who is never in his office. I have left multiple messages with my return phone number. I have never had a call back.

They said I had security equipment rented with them. I don’t have any security equipment. Now they have send this bill to collections. I am getting ready to file a small claims court action against this company if they don’t stop harassing me.

I was tricked into this long term high finance charges . I was not aware that I would be locked into paying double for a water slide . A water slide that cost 3,800 i have to pay time payment 10,000 with no option to pay early to avoid these extreme fees . I asked before locking into this ridiculous can I pay out early . I was told yes. I was clueless that I got tricked into contract with no way out. I’ve been diagnosed with cancer this payment have become finically burdening . My health is not well

Most recent complaint was today 8/24/2022. My daughter has a bill with them, from a business that went under and I am a co-signer. When they can't get in touch with my daughter they called me. When they call me it is pure harassment. The things they say to me has nothing to do with the bill. I am retired now and on disability. I cannot pay this bill. I have in the past when I was working but it is not possible now. When I told them that I can't pay it because I am retired and on disability, he said then why did you sign for the loan. I think they should be train better so as not to irritate the elderly.

Thank you!

Merchant Services a credit card processing company hooked me into a noncancelable 48 month term lease on credit card machines. Did not know this until I received a letter from them about the contract. Merchant services and Timepayment are I believe working together to rip people off. I saw the 199.00 charge for machines the term section was not filled out did know until I received the contact back with a 199.00 for 48 months noncancelable lease contract. Tried to cancel with merchant services and timepayment but to no avail. Keep getting same answer (you signed the contract. I am not using their machines and/or processing. I still yous my previous merchant account.

THERE should be a CLASS ACTION LAWSUIT against Time Payment for their business practices.

We purchased bounce houses from Big Top inflatables to build credit for our business, we decided to finance them through BigTop inflatables...it turned out to be this company! We signed a 33 month lease which should be up in July but they are saying no, it is another 3 months (October) and then we still have a buyout. Im not sure how legally they can make us pay for another 3 months past our contract but they are going to try! This company has been very unprofessional and rude since the very first time I have called them with questions, any company that uses them, is not a company I will do business with again. The pandemic closed our business so this has been a great hardship and this company is absolutely horrible.

I bought one of their 145 PSI Vapor Rinos, and it was the worst investment I could have made. They offer "financing" through Time Payment Corporation (google them and see how many complaints and scam reports come up). This financing turned out to be a lease to own agreement that would have had me pay over $8000 for a $1999.99 piece of equipment. It worked great for about three months, and then it started having issues but I thought "No problem, there is a one year replacement warranty where they promise to come pick up the equipment themselves and either repair or replace it." Well, apparently the warranty isn't good during the "lease" period. There is no warranty during the lease period. You know what they suggested? That I pay the remaining $5886 on the lease agreement (I had already paid $1200 by this point), then pay $1999.99 plus tax to purchase the equipment, and THEN the warranty SHOULD be valid. So now I have a $6900 collection and the most expensive paper weight in history.

Time payment corporation Is the worst company I have dealt with. During COVID-19 my business had to shut down by a government mandated closure. I was forced to close my business without any choice. I contacted time payment to work out arrangement for my lease payments and they told me there was there's nothing they will do for me. As my payment came due it was returned for insufficient funds. I got a call from the collection department asking for payment. I kindly responded that my business Was closed and I cannot pay future payments. I also asked for assistance financially to help me get through this horrific time. They refused and said there is no help and that there are no programs available to assist. was closed and I cannot pay future payments. I also asked for assistance financially to help me get through this horrific time. They refused and said there is no help and that there are no programs available to assist So another week went by and I kept getting calls from the collection department asking for payment. I kindly said my business is closed due to COVID-19 government mandated shut down and I don't have the money to pay. I asked again for financial assistance. They refused. They said they have no programs in place. So another week went by and I kept getting calls from the collection department asking for payment. I kindly said my business is closed due to COVID-19 government mandated shut down and I don't have the money to pay. I asked again for financial assistance. They refused. They said they have no programs in place. Another couple weeks went by and they kept calling me and I kept telling them I have no money and that I need help and they refused. After two months of them calling they've offered To defer two payments. By then it was too late. They reported my credit report as 30 days late and they refuse to work on removing this. They also continually refuse to work with me and getting put on a payment plan or a payment arrangement or to rework this loan to make the payments more manageable. I have been a loyal customer and have made continuously on time payments in the past. This is not my fault that I had to close my business because of COVID-19. And the refusal to help their customers is utterly disgusting and shame on them for running a business like this.

This company works along other small companies and even own some of those small companies to rip people of making them think they're actually financing something. The last thing you'll know is that your paying for a lease and paying 5x what a banks highest interest would be like 70% APR but for a lease. And then they tie you up with those monthly payments for over 60 months. My recommendation is just STAY AWAY! Huge SCAMMERS. You've been warned.

This company !× I leased a photo booth through this company my due date is the 15th. Set it up to be drafted on the 15th and they draft sometimes 5 days before the due date. I called them and they were like give us a credit cars number and we will make sure to only draft on the 15th I am like why cant you honor the agreement that we have . Their response was those are your options! They suck at customer service

I was outside one day and a young lady walked up with two other guys and approached me about a security system which was suppose to be from ADT. When they stood in my yard we discussed about an alarm system that I can get approved for would be a bundle package for a security system. We talked for a minute in a big group then they had some papers and asked for my information. Supposedly as we waited for the approval I was denied for ADT they claim. Then they said they it was another company for me to get approved for and the company which was no name was given was suppose to approve people that had the worst credit score. Then we continued to wait and wait, then I was told that I had needed a phone first to get the security system. So the young lady told me that she will give me a call at a number that I gave her to contact me and I never heard from them. Checked my mailbox and received a letter from time payment corp saying I was denied for my credit being a 567. I was scammed and are very curious about this because they have my personal information and I have no way to contact them to tell them about their selves. My email address is [protected]@gmail.com. My name is Hope Speights and I received this letter after June 22, 2019. Please contact me at [protected] or by email Thanks. Please excuse my paper for the damage. I have three kids that got hold of it. Again thanks.

Hello there, my name is Jarrad Justin Michael, I/C [protected], have booked for stay with Tunamaya Beach Resort Johor on the 05/05/19 until 06/05/19 for cost of RM194.00. The payment was done over the credit card.

Today 14/5/19-while I checking my statement online, found out I was charged RM224.00. Different of RM30.00!
I need an explaination and refund pls.

My email:[protected]@yahoo.com
h/p: +[protected]

I have never in my life have felt so ripped off. I thought I was purchasing a hot dog stand from willy dog through a payment program. But when I started getting bills from time payment corporation I was confused. It turns out they hold a lease on the hot dog stand that I purchased. The worse part is I will be paying 12, 000 for a 3, 000 hot dog cart. The 200 dollar payments that I was suppose to have been over 300. They won't take the cart back and if they did take the cart back you still owe the full amount of the lease. Time they will call and harass you all the time over the payments. Willy dog and time payment corporation are vultures. Shame on you all.

February 3rd 2015 we purchased a new furnace through a local dealer, they sent a salesman from Time Payment to finance it for us. We paid the cost of the furnace off in 15 months and have received a letter to pay Time for the lease attached to it.
The furnace cost was $2800.00, time told us that we only had to insure the furnace and the lease would be stopped. After the furnace was put in we contacted our home insurance agent and was told that they can ot just insure a furnace, it;s already covered under whole home insurance.
Now Time wants an additional $2800.00 plus a two payment fee to buy our furnace after we pay the lease fee.
We contacted the Attorney General and the BBB and were told we had to take them to small claims court.

I went to purchase a APU unit for my truck (ideling restrictions) through a goverment website (SmartLease) I was sent from Ohio to Bay Town Texas to have this unit installed. While their I was threatened with false information on my DAC report, and notification to my company. I had earlier signed (I was shown one set of contracts yet the paper work I signed was for a totally different product). After the switch was realized my me I threw a fit and was threatened. Now. the unit that was installed on my truck was used and broken, the brand had went out of business. Now this group of thieves are making my life hell. The orginal price was 3500.00 now it has risen to over $20, 000.00
I have the orginal paperwork and you can easily understan the problem. Please Help