State Farm
reviews and complaints

I have been a member of State Farm since 1992 and have added and removed vehicles on more than one occasion in that time. Currently I wish to add an additional vehicle to my policy and am told it will cost me $116.43 per month until an underwriter can review the policy THEN reduce it. Why? I have never since the first time I applied to State Farm had to wait for a policy review. I have simply met an agent and added vehicles. I have began shopping for other insurance carriers and all of them have told me there is no reason for an underwriter review. Why am I being told I must by my agents staff? Though other companies can't match what I pay now for all my insurance needs (if I leave I am taking ALL my business with me), I will still leave based on principle alone if my 3 decades of being a customer is worth nothing to State Farm.

I caught in a flood on Aug. 15 2022. Contacted state farm filed a claim. car moved to repair shop. state farm have receive all document supporting my claim. each time i call to check on my claim. I'm told that someone will be getting InTouch with my. My service advisor at the repair shop is getting the same answer. it going on 7weeks and my vehicle is still not repaired, non have the shop been authorize to repair my vehicle.

Dear State Farm, I’m writing to you today for purposes of bringing to your attention an egregious injustice and damages that has been done to me by State Farm Insurance. Because of the erroneous data reported by State Farms Agent’s and the failure to fix the erroneous data, I currently have no rental dwelling policy insurance on my property located at 28 Route 4, US 4, Enfield, NH 03748. Since the non-renewal and then cancellation of my renter’s insurance policy, I have reached out to numerous other insurance agencies for coverage and they responded by refusing to cover my property due to SFI’s prior cancellation.

This all started May 2022, when my mortgage company asked for proof of insurance. I called Mike Estrada’s offices and spoke with State Farm’s Joe Hanagnan and who responded that he would send to the required proof. The next day Joe called to notify me my policy was not renewed in April of 2022. I was never notified the afore-mentioned policy was non-renewed and nor was my bank Mascoma Savings Bank. Joe found 2 water claims were previously listed on the property located at 28 Route 4, US Route 4, Enfield, NH 03748 property and it was the reason. Joe said he was working on fixing the discrepancy, but he never did. After 2 months he did get a new rental dwelling policy approved, I paid the premium on 6/28/2022. My rental property went uninsured for 3 months. I thought everything was fixed. Then I received a cancellation of the same policy on July 20th, stating the reason for the same erroneous claims. This is a blatant attempt on State Farm to “cover-up” their mistake. So claim history was never corrected.

I called Joe Hanagnan many times to not even receive a call back. I called State Farm Agent Deb Chabot’s office whom took over Mike Estrada customers, as I was told he was forced to retire. Suddenly Joe Hanagnan was returning my call, I told Deb, I was all set. Joe promised me over and over he was working on it. I contacted Verisk myself to get the information corrected. Finally, the claims were corrected with no help whatsoever from State Farm. This was finally accomplished on August 22, 2022. 4 months later.

I notified Deb Chabot’s office of the correction finally being fixed and was told Joe Hanagnan no longer works there. I had to start the whole process again with Deb Cabot’s assistants. Despite Claims history being corrected, the policy could not be re-instated. Deb Chabot assistants have been working will me, but rarely contact me. Always to tell me they are working on it. I have been calling State Farm weekly now since May.

I am now currently uninsured again. My bank is happy to provide insurance at more double the rate, that only covers their interest. So, in the invent of a catastrophic loss, I lose my house, all my capital and interest. I called several insurance groups, but due to State Farm’s erroneous non-renewal and subsequent cancellation, and ONE water claim, the only claim on the property no one will insure me.

State Farm is at fault here. I have my homeowners with State Farm since 1997. My rental property since 2001 and every vehicle for >25 years. I have reporting these events to New Hampshire Insurance commissioner and BBB. Your company needs to be held accountable for these mistakes. My constant stress and worry not mention my financial vulnerability all caused by State Farm. Seems 2 offices are unable to fix the mistakes due corporation unresponsiveness and callous disinterest. No one cares at State Farm, I will continue to tell my account to anyone whom will listen. Yes, I expect a response, as will the New Hampshire Insurance commission and the BBB.

I had both Auto and motorcycle insurance. My wife and I was on the Auto Insurance, covering 2 vehicles. My son and I was on the motorcycle insurance, covering 2 motorcycles. State Farm decided to add my son to my auto insurance off their assumption saying that he could be driving our vehicles. I argue that he does not drive our vehicles just one of the motorcycles that's why he is on the motorcycle insurance. State Farm refused to remove him without proof. I did not approve for him to be on the auto insurance in the first place, I should not have to prove that he does not drive our vehicles, I do not have to prove that he has his own vehicle. I was honest about my son riding a motorcycle, that is why I had him insured. I canceled my insurance to do the frustration and State Farm put me through. I talked to 2 different law firms. I will be taking this to court.

In sept 8 2022 I call to file a claim for a accident cause for one of state farm clients, and they give me claim number as the investigation start ,3 times I will call and explains the situation ,first some person name Rob giving me the number , and said they start the claim in sept 13 ,i call again and tell about the situation and a person name Arline in dictate to me they still investigation and giving me the same claim number , today I call again sept 19 2022 and today after my emotions distress ended a person name Elsa tell me she cant found nothing under the claim number because was not the correct one. all the phone calls has been recorded Im wanted a full investigation .is clear I'm be a victim of racism for your company . the owner for the policy is 2760308 -F12-24E agent Brenda Simkins [protected]. my name is Leyda Peters # [protected]

miss adi is horrible . her attitude is horrible , and her mouth is very smart. tried to argue with me because i didn't understand her then turn it around like i had a attitude . the experience was terrible and she was terrible a a customer service agent. I don't appreciate the disrespect when I'm spending my hard earned money . Her direct number is [protected]

Hi!

I am a customer who did not receive a legitimate notice of any cancellation or inactive car insurance. I recently got into a minor accident and my insurance when I finally got through to them, hours later after deciding to use a friend's phone to contact them, I was able to send over my claim. I made the claim and they had me on the phone for about 4 hours to later finally disclose my insurance was inactive. I did not receive any messages or emails regarding a cancellation. Basically no notice! Mind you this is on the agent who accepted my payment in June because I asked for AUTO PAY to be set up because due to my work Casting I am getting 100 + calls a day and setting up auditions and all of this work from my phone. I asked for AUTO PAY to be set so I would not miss payments! No legitimate message was sent to me confirming anything. Day of my accident that's minor and I've been paying all this time here they go - your insurance was inactive. So I pay the $110 and asked for Auto pay like I did the first time! This time I'm speaking with a very kind black women who understood my frustration and actually helped me and set it up. Why couldn't this be done the last times I asked for it? Now no one recalls my asking for Autopay to be set up! What is this absolute nonsense? I would also like to be assigned to a nicer agent that takes care of their requests with urgency to avoid this kind of experience.

I still can't even log into my main account for me to make payments online. This feature was cut off and when I'd call earlier to make the payment I spoke with someone and I was placed on hold for 30 minutes. This was before my accident. I was told someone would call me back and they didn't!

I recently had a house fire lost everything i own i woke up to friend screaming and house just was total loss. Well i call my insurance company and they act like they are all in for me up until it took them 3 weeks to even come see damages and personal property, by that time was mostly stolen out of ther house they try to make me feel like because i was only renting my stuff dont matter. my adjuster her name is geordan and she says she help me get in a rental like the one i was renting. then she calls me after i find somewhere to move in to and say she cant let me get a houser long term that it has to be short term lease it it had to be a furnished apartment. the adjuster changed up her whole deal after our meeting at my house.Im a paying customer and i lost everything i have ever owned in this fire its crazy to me that this women can choose how everything goes and she switches everything she says after she said it. my firdt payment supposed to be 5000 from them but they cancel that and send my first check as a thousand dollar check, ive called to talk to her superviser and that guy didnt contact me either. this is the [censored]tiest ive ever been treated during a tragity, they act like im supposed to have long term housing set up already it hasnt even been 1 month and i sell stuff from home so there was no way i lost my job and my home and they treat me like im benieth them they are even calling people to see if i am telling truth about items ive had in my house and its a 60000 dollar policy it aint like i am doing this because i want to me and my daughters have nothing they wont put me in hotel nowhere close to home they got me all the way down town its 40 mins from home its crazy worst company ive ever had to deal with period

I have a perfect driving record. The wind blew my car door into another car door in April. There was no damage. Maybe a dot. The guy filed a claim. State Farm never contacted me but I contacted them to tell them any claim by this guy was a fraud and he even stalked me into where I was going. Never heard anything. Well apparently State Farm paid him 1100 obviously fixing other parts of his car and I have a collision on my record. This is totally unethical. And they never called me. I want this so called collision of my record and I want to fight the claim. There was not $1100 worth of damage. And he needed a rental car too. There is no question this was a fraudulent claim and I am now the victim.

State Farm Corporate/ Head Quarters: Insured: Charlotte

Claim No: 08-34G4-39J

1 State Farm Plaza Rent Property: 1322 E, 14th St.

Bloomington, IL. 61710 Wil, De, 19802

To Whom This May Concern!

I am writing this regarding your Adjustor Carla, Supervisor-Lashawn. and so many more of your employees.

The complaint is that I have full coverage on my above property to cover the damages under my Rental Insurance policy,

Your Adjuster even complimented my home and verbally stated that there would not be a problem repairing my home and the water heater damages.

Reviewing her denial was a surprise and do not deal with my damages

MAJOR safety concerns with the devices that attach to cell phones -- and using the device presents safety issues for the driver PLUS it does not work as intended.

State Farm : Are you reading your own comment sections?

Bluetooth is disabled/ it is not reading accurately on turns

Many safety issues for drivers with your device.

Do you have any plans to rectify these issues? Here are just 2 comments if you haven't been reading them for this past week.

The app can be better. One way is if I'm driving

my wites car who also has the app, it thinks I'm

on the phone while driving when it's actually

her in the passenger seat. Now when I m

driving she has to shut her Bluetooth off

Another is that it is way sensitive on turns.

can do the slowest turn but it still takes points

away for fast cornering. It also deducts points

If vour doing 8-9 miles over the speed limit. In

NY you are allowed to go 10 over and it won't

be considered speeding

I keep getting letters in the mail asking me to

update the mileage in the app and that the apr

has been notitvina me to do so (which is

doesn't- it just tells me it's recording a trip).

Then I can rarely log into the app to record the

mileage- 95% of the time its Sorry the system

is unavailable please tr again later'. The

program itself is good, but the app is horrible.

My daughter (insured by State Farm) was driving along safely & prudently making a turn from a side street onto a major highway that had a concrete barrier for the permitted right turn. She was struck on the drivers side and sustained damage from the rear to the front of her vehicle by an individual also insured by State Farm. The local police was nearby and summoned to the scene. The other driver admitted to the officer that yeas they made an unsafe lane change wanting to make a turn into the cvs pharmacy on the corner for a coke and it was their fault. Based on that the officer issued the driver a warning. A claim and estimate was submitted to State Farm from our local repair shop that we have used in the past because we know that they do quality work at a fair and reasonable price. State Farm not only sent her a check that was roughly $1400.00 less than the submitted estimate but also wanted her to pay the $250.00 deductible. As I explained to both the State Farm agent and their third party adjuster/negotiator my daughter would not only not be paying the $250.00 deductible but was certainly not going to pay any additional monies for the repair of her vehicle that was damaged by another persons fault/actions.

I further notified them that if not handled to our satisfaction I would be filing a complaint with the Maryland Insurance Commission, hiring a lawyer if necessary, canceling the policy to move our vehicles insurance to a different insurance company and posting their attempts to cheat her out of her entitled repairs.

This is the first of hopefully of not alot of negative reviews I have to post as I advised them I from the old school and expect their actions to be honest or every media posting that is available to me will be utilized to see how current or future clients cvan expect to be treated.

Address: 28 Flintridge Dr, Holbrook, NY 11741

DOL: 1/14/2022

Peril: Pipe Break

Insurance co.: State Farm

Policy#:56-BD-C648-7

Claim#: 32 32K 403T

On January 14, 2022, policyholders, James & Dara Golden discovered water leaking from the bathroom ceiling of their home. Tearing out sheetrock to repair the broken water pipe, revealed mold damage along the wall, in the path of where water would travel from the broken pipe.

Mr. & Mrs. Golden hired a Public Adjuster to handle the claim on their behalf. The Public Adjuster provided estimates for the mold remediation and scope of work for the bathroom repair. State Farm sent their hired hygienist to conduct a limited assessment for mold contamination. Verbiage in this limited assessment report speculate “combination of fungal species that would be indicative of long-term reoccurring water damage coupled with newer fungal growth. The reoccurring water damage likely occurred when the shower was used in the impacted bathroom, causing a slight leak at the supply line. As the leak worsened, a larger water damage event likely occurred resulting in the reported loss. Fungal amplification was found in the air samples in the primary bedroom, primary bathroom and kitchen. Professional microbial remediation is required.”

State Farm denied coverage based upon their interpretation of ‘likely reoccurring and long-term water damage’, without considering that there is no evidence nor definition of long-term water damage. This damage was behind walls, out of the policyholders’ sight until the water dripped through the ceiling. Upon exposing the wall studs during the wall extraction, there was no rotted or warped wood to support sure signs of long-term water damage.

Mr. & Mrs. Golden and the Public Adjuster repeatedly disputed State Farm's coverage denial regarding the claim. This sudden occurrence was discovered within a reasonable time manner despite being hidden from view and unknown to the insured.

State Farm adjuster Robyn, explicitly said that it's not State Farm's problem nor the responsibility of State Farm to determine what ‘over a period of time’ or ‘long-term’ are and how they are calculated. The Public Adjuster exclaimed that the policy does not state what "over a period of time" is, so the burden of proof and interpretation leans toward the policyholder. State Farm has paid claims similar to this in the past (i.e. homeowners are away from the insured property for months at a time and a pipe breaks). The response of "tough luck," from Robyn, was deemed to be extremely combative and uncooperative in properly applying the duties of the insurer.

My car a 2014 Kia was stolen, a phone the police my car was recovered minus a back window and damage to my steering column. That was June 10. My car was taken to the Kia dealer where it has just sat. According to State Farm I now have to pay for my rental because I’m at my limit. My car is still not ready due to a communication problem between my insurance and Kia. I have no idea what they are suppose to be doing and they must not either. I can’t afford to pay for a rental again, but now have to depend on others, so I can get to work. Just need my car back in Memphis tn

August 6, 2022 - tree limb fell on detached garage and damaged roof. Placed a claim on August 6, 2022 through the State Farm website. Discussed claim with claim rep to find out the deductible. Discussed the damage with my husband and determined that the cost to repair is much lower than the deductible. Called back to claim rep to withdraw claim. It was closed, not withdrawn. This caused issues that we will not be able to change any of the policy for three years. Wanted to change the deductible at renewal time in December to a lower amount and pay the premiums for the updated insurance. Told by the State Farm Agent that we cannot change the insurance for three years. Underwriter told her that because it was closed that this is the policy. We have been with State Farm for over 40 years with no property claims ever. Want to be able to change the policy this December to reduce the deductible.

This complaint is being for Kelvin Stock. On April 30th we had a storm come thru, it was terrible. It was a deluge of rain, high winds and some hail. Then on May 5th, it happened again. Not thinking anything about it, it started to leak thru the ceiling. On June 17th it happened again, a deluge of water, high winds and some hail. We had a few storms in between each one of the storms., not bad but still a steady rain.

On or about May 5th, is when we started to notice the ceilings turning color, and it was actually dripping in back bedroom. And the ceiling in the kitchen, the paint was actually starting to come down, there was a big spot in the living room, and now in the front bedroom.

Kelvin Stock, came and looked things over, showed me pictures of the roof.

Showed me a few of the pictures of the roof. I'm not sure where he got the pictures, but some don't match our roof. He would never send mean e-mail for me to look at.

I had a hit and run accident and the driver was insured through State Farm. One of the representatives told me to get an estimate of diminished value drawn up and it would be paid. I took the car to a ford dealership who wrote the estimate for $2k. The claims rep told me it wasn’t acceptable and that cars who have been in accidents don’t really lose value.. which everyone knows is absurd. If you go to buy a car and one has been hit your always going to pick another or offer less. I shouldn’t be out any money because their insured hit me and left. I should be put back to where I was before the accident.

To: John Klopp * State Farm

From: Monica Pinckney

Date: July 16, 2022

Re: Request for documents to be mailed to me.

Dear John Klopp

I am writing to request a complete abstract, audit and investigation regarding the auto accident on my account. The report indicates that there were two accidents in which I was allegedly involved in and Where people were allegedly injured which is in fact false. Reports indicated that I appeared in court and this is why my auto insurance has been raised. Please know I have never appeared in any court, was never informed of any injuries of other parties, I repeatedly requested copies of the photographs from the accident, copies of accident reports, investigators finding’s as well as the court records. I was never read subpoenaed, served court order or notified in any way shape or form to appear nor was I represented or obtained appropriate council to work in the best interest of my son and I who are still injured and were denied medical treatment for over a year. My minor child sustained injuries as a result of the car accident which include him having seizures which remain untreated. We are sent away from the hospital and medical facilities. I am requesting a complete case evaluation from the regional office because I have been awaiting the requested documentation and answers to these important questions as soon as possible. I strongly feel that this is insurance fraud.

*False court records of me appearing on two occasions

*False reports of me owning an Audi & Pathfinder

*False reports of me injuring people on two accidents

*False reports which removed my address of living in Pennsylvania

*False reports which omitted me owning the Infinity & Maxima here in North Carolina

*False reports of different addresses on file which I have never resided.

*Violations of the FCRA Fair Credit Reporting Act which documented all the above listed false information into my credit report.

*Violated HIPPA by posting false & misleading medical information into my credit file without my authorization

*Violations also include erroneously posting Aliases criminal & prison records ect…I believe that the false erroneous acts placed into my driving record as well as the reports that I filed regarding the identity theft and issue regarding vehicles which I was repeatedly charged (since 2018 to 2022) for the Infinity & Maxima that I repeatedly notified State Farm of it and they were not removed off my account for over two years after I reported vehicle’s were in my name but belonged to my brother who passed away in 2018. I also reported the vehicles were stolen from my brother the night that he died and were allegedly destroyed by the junk yard.In addition, I reported to State Farm, DMV and the Federal Trade Commission after I was notified by State Farm & DMV that my drivers license was surrendered by an imposter who falsely I personated me and reported that I moved back to Pennsylvania and renewed a Drivers License in my name when I was still in fact residing here in Greensboro NC for years. Please know the records regarding this have been omitted, I have been falsely accused of crimes, court records & reports are directly creating false deformation of my character which is effecting every area of my life which is creating false driving record and also billing me an increased cost for auto insurance. Note: I was never notified or present or involved in any court proceedings and never notified that my auto insurance would be raised from $50 to $160 with out all the 3 vehicles on the policy. I was told that I was receiving a group discount to add the the two vehicles w/ mine for $160 and my cost is $160 for one vehicle alone.

I am supposed to be reimbursed for the bill for cost of the Infinity & Maxima which was billed for over two years and State Farm had not removed it after repeated attempts on my part to have them removed. In addition, I am also supposed to be credited for removing the Equinox & FJ Cruiser off my account. Please forward copies of the requested information including the break down for why my insurance cost was raised from $50.00 per month for my Nissan Ultima. I need to see entire break down. Please know that the abrupt changes in my auto insurance policy was never notified to me in writing nor did I ever pay this high amount prior. I need answers in writing, so I can review them and we can take appropriate action. Most respectfully, I have been waiting months to receive the information. I would like to review it as soon as possible so that these ongoing issues can be addressed and resolved.

Sincerely,

Ms. Monica Pinckney

Sent from my iPhone

Begin forwarded message:

From: John Klopp

Date: May 2, 2022 at 5:11:55 PM EDT

To: [protected]@icloud.com

Subject: RE: [EXTERNAL] Re: Reminder - payment due in 5 days



Mrs. Pinckey,

Thank you for your e-mail.

I have cancelled your 2007 Toyota FJ Cruiser and 2013 Chevrolet Equinox effective the date of your request, April 28, 2022. At this time your 2008 Nissan Altima is your only active auto insurance policy.

I prepared your remaining requests and had them ready for our meeting scheduled for 2 pm on April 15th. I will mail them to your home address per your request.

Please let me know if there is anything additional I may do for you.

John Klopp, Agent

Klopp Insurance Agency, Inc.

State Farm Insurance Companies

401 Battleground Ave

Greensboro, NC 27401

[protected]

[protected]@KloppInsurance.com

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From: Jermaine Pinckney jermainenc at icloud.com

Sent: Thursday, April 28, 2022 3:05 PM

To: John Klopp

Subject: [EXTERNAL] Re: Reminder - payment due in 5 days

To : State Farm

From: Monica Pinckney

Date: April 28, 2022

Re: Second request to remove the Equinox & FJ Cruiser off my policy.

Request for spreadsheets for all changes on account. I am requesting spreadsheet complete break down of charges and adjustment for vehicle’s not removed from policy as previously requested. In addition, I am requesting an official State Farm Audit of costs and credit for vehicles: Infinity, Maxima & Malibu. Can you please forward the requested documents to me by mail to: 2509 Tampa Street Greensboro,
NC 27406.

Sincere Thanks,

Monica Pinckney

On July 6th 2022 State Farm Insurance charged my debit card $284.95. said they would refund the money but still haven't. Will not return my phone calls. Very unprofessional!

Insurance never went into effect on a date established. 01/01/2022 Received less than half my money back for canceled insurance, even though it never went into effect on the date entailed. Slow response from changing New Jersey Insurance to New York, while I was changing States. Car was impounded. Paid heavy fees to get plates surrendered. Sold my car and paid an extra 600 dollars to get my plates and registration to the DMV.